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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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ASUS - PRIME NVIDIA GeForce RTX 5060 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

AI Performance772 AI TOPSOC Edition2647 MHz OC mode 2617 MHz default modePowered byNVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusiast GeFo...

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Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

ASUS - ROG Scabbard II Gaming Mouse Pad (XXL) - KOJIMA PRODUCTIONS Edition

ASUS
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

In Alliance with KOJIMA PRODUCTIONSArt Director Yoji Shinkawa’s vision brought to life from hand-drawn sketch to product in handSoft Cloth SurfaceO...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

ASUS - ROG Strix B850-F GAMING WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $350.99 - Original price $350.99
Original price
$350.99
$350.99 - $350.99
Current price $350.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

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Original price $350.99 - Original price $350.99
Original price
$350.99
$350.99 - $350.99
Current price $350.99

ASUS - ZenWiFi BE14000 Tri-Band Mesh Wi-Fi 7 System (3-Pack) - White

ASUS
Original price $842.99 - Original price $842.99
Original price
$842.99
$842.99 - $842.99
Current price $842.99

Smart Home MasterEasily establish up to three SSIDs with Smart Home Master for simple IoT device setup and management instant VPN connections and c...

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Original price $842.99 - Original price $842.99
Original price
$842.99
$842.99 - $842.99
Current price $842.99

ASUS - RT-BE86U BE6800 Dual-Band Wi-Fi 7 Router - Black

ASUS
Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Versatile WAN configuration optionsHassle-free AI WAN detection on 2.5G or 10G WAN/LAN ports and convenient 4G LTE 5G Mobile Tethering via USBA po...

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Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

ASUS - ROG Falcata 75 Wireless Magnetic Hall Effect RGB Ergonomic Gaming Keyboard with Hot-Swappable ROG HFX V2 Switches - Black

ASUS
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Versatile Split-Keyboard DesignSuits different gaming setups allowing players to use the left keyboard module freeing up space for their mousing ha...

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Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

ASUS - ROG 100W Charger Dock for ROG Xbox Ally (HDMI 2.0 USB-A USB-C) - Black

ASUS
Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Charge and Display SimultaneouslyWith AC output USB-C port supports PD3.0 PD2.0 output up to 100W while displaying up to 4K/60Hz or 1080P/120Hz res...

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Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

ASUS - ROG Cetra True Wireless SpeedNova In-Ear Gaming Earbuds - White

ASUS
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Dual-mode Wireless ConnectivityUnmatched versatility with Bluetooth and 2.4 GHz modes.ROG SpeedNova Wireless TechnologyExperiences ultra-low latenc...

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Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

ASUS - ROG Harpe Ace Mini Ultralight Wireless Optical Gaming Mouse with SpeedNova Wireless Technology - Wireless - Black

ASUS
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Refined shape designA smaller form of the pro-approved Harpe Ace mouse made to fit a wider spectrum of handshapes and grip types49-gram ultralightw...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

ASUS - DUAL NVIDIA GeForce RTX 5050 OC Edition 8GB GDDR6 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

AI Performance433 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeature a smaller fan ...

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Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

ASUS - V500 Desktop - Intel Core i5 - 16GB Memory - 1TB SSD - Dark Gray

ASUS
Original price $591.99 - Original price $591.99
Original price
$591.99
$591.99 - $591.99
Current price $591.99

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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Original price $591.99 - Original price $591.99
Original price
$591.99
$591.99 - $591.99
Current price $591.99

ASUS - ROG Strix 27" 4K OLED 240Hz 0.03ms Gaming Monitor with FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS
Original price $902.99 - Original price $902.99
Original price
$902.99
$902.99 - $902.99
Current price $902.99

4K Resolution26.5-inch 4K (3840 x 2160) QD-OLED gaming monitor with 240Hz refresh rate and 0.03ms response timeLatest 4th-gen QD-OLED TechnologyDel...

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Original price $902.99 - Original price $902.99
Original price
$902.99
$902.99 - $902.99
Current price $902.99

ASUS - TUF Gaming F16 16" FHD+ 165Hz Gaming Laptop - Intel Core i7-14650HX - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Jaeger Gray

ASUS
Original price $1,775.99 - Original price $1,775.99
Original price
$1,775.99
$1,775.99 - $1,775.99
Current price $1,775.99

Windows 11 Home Operating SystemGame create and maximize your productivity—Windows 11 Home is the one place for it all. With a fresh new feel and t...

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Original price $1,775.99 - Original price $1,775.99
Original price
$1,775.99
$1,775.99 - $1,775.99
Current price $1,775.99

ASUS - ROG Zephyrus G14 14" OLED 3K 120Hz Gaming Laptop - AMD Ryzen 9 270 - 16GB LPDDR5X - GeForce RTX 5060 - 1TB SSD - Platinum White

ASUS
Original price $2,374.99 - Original price $2,374.99
Original price
$2,374.99
$2,374.99 - $2,374.99
Current price $2,374.99

Make Gaming and Creating Easier with Windows 11 HomeGame create and maximize your productivity—Windows 11 Home is the one place for it all. With ad...

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Original price $2,374.99 - Original price $2,374.99
Original price
$2,374.99
$2,374.99 - $2,374.99
Current price $2,374.99

ASUS - ProArt PZ13 13" OLED 3K Detachable Laptop - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB Memory - 1TB SSD - Nano Black

ASUS
Original price $1,301.99 - Original price $1,301.99
Original price
$1,301.99
$1,301.99 - $1,301.99
Current price $1,301.99

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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Original price $1,301.99 - Original price $1,301.99
Original price
$1,301.99
$1,301.99 - $1,301.99
Current price $1,301.99

ASUS - ZenWiFi BE30000 Quad-Band Mesh Wi-Fi 7 System (3-Pack) - White

ASUS
Original price $1,463.99 - Original price $1,463.99
Original price
$1,463.99
$1,463.99 - $1,463.99
Current price $1,463.99

Wireless TechnologyQuad-band AiMesh unlocks Wi-Fi 7 potential in all bands plus AI-enhanced dedicated 6 GHz backhaul helps to ensure congestion-fre...

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Original price $1,463.99 - Original price $1,463.99
Original price
$1,463.99
$1,463.99 - $1,463.99
Current price $1,463.99

ASUS - ROG Strix GS-BE18000 Tri-Band Wi-Fi 7 Gaming Router - Black

ASUS
Original price $480.99 - Original price $480.99
Original price
$480.99
$480.99 - $480.99
Current price $480.99

AFC Powers Up 6 GHzAutomated Frequency Coordination (AFC) lets the ROG STRIX GS-BE18000 use more 6 GHz power to increase coverage improved stabilit...

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Original price $480.99 - Original price $480.99
Original price
$480.99
$480.99 - $480.99
Current price $480.99

ASUS - TUF Gaming 27" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

ASUS - ROG Strix G18 18" 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 HX - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray

ASUS
Original price $3,584.99 - Original price $3,584.99
Original price
$3,584.99
$3,584.99 - $3,584.99
Current price $3,584.99

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tool...

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Original price $3,584.99 - Original price $3,584.99
Original price
$3,584.99
$3,584.99 - $3,584.99
Current price $3,584.99

ASUS - ROG 65W Charger Dock for ROG Ally (HDMI 2.0 USB-A USB-C) - Black

ASUS
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Charge display and play simultaneouslyHave your TV monitor keyboard or other accessories pre-connected and plugged into the wall using the 65W gami...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

ASUS - ROG Pelta Wireless Gaming Headset for PC/Mac PS5 PS4 and Switch - Black

ASUS
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Tri-Mode Connectivity with SpeedNova TechnologyConnect via Bluetooth or low-latency 2.4 GHz with ROG SpeedNova wireless technology as well as a USB...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWideband Mic RGB 70HR Battery For PC Switch PS5 Black

ASUS
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWi...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

ASUS - DUAL NVIDIA GeForce RTX 5050 OC Edition 8GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $318.99 - Original price $318.99
Original price
$318.99
$318.99 - $318.99
Current price $318.99

AI Performance433 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeature a smaller fan ...

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Original price $318.99 - Original price $318.99
Original price
$318.99
$318.99 - $318.99
Current price $318.99

ASUS - Vivobook 16 16" FHD+ Laptop - AMD Ryzen 7 with 16GB Memory - 1TB SSD - Indie Black

ASUS
Original price $912.99 - Original price $912.99
Original price
$912.99
$912.99 - $912.99
Current price $912.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.16" DisplayAnti-glare Sc...

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Original price $912.99 - Original price $912.99
Original price
$912.99
$912.99 - $912.99
Current price $912.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.