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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $1,801.99 - Original price $1,801.99
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    ASUS - ROG Zephyrus G16 (2024) 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 16GB LPDDR5X - GeForce RTX 4070 - 1TB SSD - Eclipse Gray

    ASUS

    Make everyday easier with Windows 11 Operating SystemGame create turn up the volume with family and friends - Windows 11 is the place for it all. W...

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    Original price $1,801.99 - Original price $1,801.99
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  • Original price $288.99 - Original price $288.99
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    ASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) USB 3.2 Intel ATX Motherboard - Black

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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    Original price $288.99 - Original price $288.99
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    ASUS - ZenScreen 15.6 IPS FHD 1080P USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $178.99 - Original price $178.99
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    ASUS - ZenScreen 15.6 IPS FHD 1080P USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $185.99 - Original price $185.99
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  • Original price $216.99 - Original price $216.99
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    ASUS - AX5700 Dual-Band Wi-Fi 6 Router - Black

    ASUS

    Wireless-AX technologyFaster performance and speed with AX Wi-Fi (up to 4804 Mbps on the 5.0GHz band). Ideal for smart home devices and large homes...

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    Original price $216.99 - Original price $216.99
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    ASUS - ROG CETRA True Wireless In-Ear Gaming Earbuds - White

    ASUS

    Touch controlIPX4 splash-proof water resistance adds protection.Low-latency wireless audioGaming mode offers greater synchronization of audio with ...

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    Original price $82.99 - Original price $82.99
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  • Original price $462.99 - Original price $462.99
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    ASUS - ROG STRIX Z790-E GAMING WIFI (Socket LGA 1700) USB 3.2 Intel Motherboard

    ASUS

    The flagship ROG Strix Z790-E Gaming WiFi motherboard is designed with boosted power delivery and optimized cooling to cope with the demands of pow...

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    Original price $462.99 - Original price $462.99
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  • Original price $630.99 - Original price $630.99
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    ASUS - ROG MAXIMUS Z790 HERO (Socket LGA 1700) USB 3.2 Intel Motherboard

    ASUS

    ROG provides you with the very best gaming-audio inputs and outputs with special shielded designs and a collection of carefully selected profession...

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    ASUS - TUF GAMING X670E-PLUS WIFI (Socket AM5) AMD Ryzen 7000 Series ATX Motherboard

    ASUS

    ASUS TUF GAMING X670E-PLUS WIFI takes all the essential elements of the latest AMD Ryzen 7000-series processors and combines them with game-ready f...

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    Original price $329.99 - Original price $329.99
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  • Original price $171.99 - Original price $171.99
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    ASUS - RT-AX82U AX5400 Dual-Band WiFi 6 Router - Black

    ASUS

    ISP CompatibilityNot ApplicableSecurityCommercial-grade home network security Lifetime free ASUS AiProtection Pro powered by Trend Micro with WPA3...

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    ASUS - ROG Rapture GT-AX11000 Pro Tri-band WiFi 6 Gaming Router 2.5G Port - Black

    ASUS

    High-efficiency WiFi 6Ultrafast WiFi 6 tri-band boosts speeds up to 11000 Mbps with 160 MHz channels for better efficiency and throughput.Expanded ...

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    Original price $359.99 - Original price $359.99
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    ASUS - 16" 2-in-1 Touchscreen Chromebook - Intel Core i3 - 8GB Memory - 128GB SSD - Mineral Grey - Gray

    ASUS

    Google Chrome OSThis device qualifies for an OS update to include enhanced features found on Chromebook Plus devices. The update will roll out star...

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  • Original price $247.99 - Original price $247.99
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    ASUS - ZenScreen 15.6 IPS FHD USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $247.99 - Original price $247.99
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  • Original price $144.99 - Original price $144.99
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    ASUS - ROG Raikiri Pro Wireless Controller for ROG Ally - Black

    ASUS

    Built-in OLED displayCreate a unique look with customizable animations view status indicators and switch profile on the fly.Tri-mode connectivityVe...

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    Original price $144.99 - Original price $144.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.