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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $75.99 - Original price $75.99
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    CORSAIR - HS55 SURROUND v2 Wired Gaming Headset for PC Mac PS5 PS4 Xbox Switch and Mobile - Carbon

    Corsair

    Dolby Atmos Spatial Audio on PCThe included USB adapter unlocks the incredibly immersive Dolby Atmos audio experience putting the sounds of the gam...

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    Original price $75.99 - Original price $75.99
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  • Original price $236.99 - Original price $236.99
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    SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - Fracture

    Corsair

    Faster GameplayFeatures four embedded remappable paddles that can be configured up to 16 functions and new instant triggers that eliminate trigger ...

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    Original price $236.99 - Original price $236.99
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  • Original price $30.99 - Original price $30.99
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    CORSAIR - XTM60 High Performance Thermal Paste - Gray

    Corsair

    Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

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    Original price $30.99 - Original price $30.99
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  • Original price $196.99 - Original price $196.99
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    CORSAIR - K70 Pro Mini Wireless 60 RGB Mechanical Cherry MX SPEED Linear Switch Gaming Keyboard with swappable MX switches - Black

    Corsair

    Make it YoursA high-performance wireless gaming keyboard in a compact 60 form-factor that’s big on customization with swappable MX switches and a 3...

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    Original price $196.99 - Original price $196.99
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  • Original price $69.99 - Original price $69.99
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    CORSAIR - M55 Wireless Optical Gaming Mouse with Slipstream Technology - Black

    Corsair

    Compact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...

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    Original price $69.99 - Original price $69.99
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  • Original price $155.99 - Original price $155.99
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    CORSAIR Gaming HS80 MAX WIRELESS - headset

    Corsair

    Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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  • Original price $114.99 - Original price $114.99
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    CORSAIR K70 CORE TKL RGB - keyboard TKL - QWERTY - English - black Input Device

    Corsair

    Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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    Original price $114.99 - Original price $114.99
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  • Original price $151.99 - Original price $151.99
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    CORSAIR K70 CORE RGB - keyboard TKL - QWERTY - US - black Input Device

    Corsair

    Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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    Original price $151.99 - Original price $151.99
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  • Original price $155.99 - Original price $155.99
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    CORSAIR K65 PLUS Wireless - keyboard - 75 - US Input Device

    Corsair

    Skill Meets StyleSeize the win on a gaming keyboard that matches your style and punctuates your best play. The space-saving 75 keyboard layout allo...

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  • Original price $107.99 - Original price $107.99
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    CORSAIR M75 AIR - mouse - ultra-lightweight - 2.4 GHz Bluetooth - black

    Corsair

    Defined in ambition. Built through rigorOur most diligently crafted mouse that lets nothing come between you and your best competitive play. Meticu...

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    Original price $107.99 - Original price $107.99
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  • Original price $75.99 - Original price $75.99
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    CORSAIR HS55 SURROUN

    Corsair

    CORSAIR HS55 SURROUNDV2 MULTI

    Original price $75.99 - Original price $75.99
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  • Original price $189.99 - Original price $189.99
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    DROP + The Lord of the Rings TKL Wired Black Speech Mechanical Gaming Keyboard - Black

    Corsair

    Mechanical KeyboardTenkeyless (TKL) layout with 87 keys.N-key rolloverEvery single key you press is registered as a separate input.Robust Aluminum ...

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    Original price $189.99 - Original price $189.99
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  • Original price $334.99 - Original price $334.99
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    CORSAIR - VIRTUOSO MAX Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Carbon

    Corsair

    Sounds So Good. Sounds like VIRTUOSO MAXUnrivaled immersion. Cutting-edge technology. Crisp clear communication across multiple platforms. VIRTUOSO...

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    Original price $334.99 - Original price $334.99
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  • Original price $178.99 - Original price $178.99
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    CORSAIR - K70 CORE TKL Compact Wireless RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound Dampening - Black

    Corsair

    Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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    Original price $178.99 - Original price $178.99
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  • Original price $160.99 - Original price $160.99
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    DROP - CSTM80 RGB TKL Wired Mechanical Gaming Keyboard - White

    Corsair

    Mechanical KeyboardTenkeyless (TKL) layout with 88 keys.N-key rolloverEvery single key you press is registered as a separate input.SwitchGateron Ye...

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    Original price $160.99 - Original price $160.99
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  • Original price $303.99 - Original price $303.99
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    Elgato - 4K Pro 8K60 Passthrough/4K60 Capture for PC PS5 Xbox Series X with HDMI 2.1 VRR HDR10 - Black

    Corsair

    Pure gameplayPlay in 8K60 while capturing 4K60.HDMI 2.1 in/outRecord high frame rates up to 240fps in 1080p resolution.VRR passthroughEnjoy smooth ...

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  • Original price $93.99 - Original price $93.99
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    CORSAIR - K60 PRO TKL Wired Optical-Mechanical OPX Linear Switch Gaming Keyboard with per-key RGB Backlighting - White

    Corsair

    Exclusive CORSAIR OPX RGB optical-mechanical keyswitchesHyper-fast input with 1.0mm actuation distance and smooth linear travel guaranteed for 150 ...

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    Original price $93.99 - Original price $93.99
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  • Original price $179.99 - Original price $179.99
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    Elgato - Key Light - Black

    Corsair

    Studio LED panel with 2500-lumen outputProvides quality lighting for clear image for your viewers and subscribers.80 premium LEDsEnsure extra-brigh...

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    Original price $179.99 - Original price $179.99
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  • Original price $122.99 - Original price $122.99
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    CORSAIR - M75 WIRELESS Lightweight RGB Gaming Mouse - White

    Corsair

    Ambidextrous Shape with Swappable Side ButtonsThe expertly crafted ambidextrous mouse shape grants maximum comfort and control to both right- and l...

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    Original price $122.99 - Original price $122.99
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  • Original price $30.99 - Original price $30.99
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    CORSAIR - XTM60 High Performance Thermal Paste

    Corsair

    Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

    View full details
    Original price $30.99 - Original price $30.99
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  • Original price $293.99 - Original price $293.99
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    CORSAIR TC100 RELAXED - gaming chair - nylon plush leatherette - black

    Corsair

    Tilt AngleTilt feature adds convenience in usageTilt LockThe tilt lock feature allows the tilted angle to be locked in placeBack Angle AdjustmentAd...

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    Original price $293.99 - Original price $293.99
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  • Original price $303.99 - Original price $303.99
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    Elgato Game Capture 4K Pro - video capture adapter - PCIe 2.0 x4

    Corsair

    Pure gameplayPlay in 8K60 while capturing 4K60.HDMI 2.1 in/outRecord high frame rates up to 240fps in 1080p resolution.VRR passthroughEnjoy smooth ...

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  • Original price $134.99 - Original price $134.99
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    CORSAIR Vengeance RGB - DDR5 - kit - 32 GB 2 x 16 GB - DIMM 288-pin - 6000 MHz / PC5-48000

    Corsair

    Welcome to the cutting-edge of performancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...

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    Original price $134.99 - Original price $134.99
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  • Original price $107.99 - Original price $107.99
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    Current price $107.99

    CORSAIR - M75 AIR WIRELESS Ultra-Lightweight Gaming Mouse - Black

    Corsair

    Defined in ambition. Built through rigorOur most diligently crafted mouse that lets nothing come between you and your best competitive play. Meticu...

    View full details
    Original price $107.99 - Original price $107.99
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    $107.99 - $107.99
    Current price $107.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.