Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
HP - OmniStudio 23.8" Full HD All-in-One - AMD Athlon Silver 10 - 8GB Memory - 256GB SSD - Jet Black
HP - OmniStudio 23.8" Full HD All-in-One - AMD Athlon Silver 10 - 8GB Memory - 256GB SSD - Jet Black
HP
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$577.99
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$577.99
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$577.99
$577.99
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$577.99
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$577.99
AMD Athlon Silver 10 processorBasic performance starts here with smooth reliable power for everyday multitasking streaming and productivity from th...
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$577.99
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$577.99
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$577.99
$577.99
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$577.99
HP - OmniBook X 17.3" Full HD Touchscreen Laptop - Intel Core Ultra 7 (2024) - 16GB Memory - 512GB SSD - Copilot+ PC - Glacier Silver
HP
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$1,133.99
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$1,133.99
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$1,133.99
$1,133.99
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$1,133.99
Intel Core Ultra 7 256V processorWork play and create with unmatched performance with an AI accelerating Intel Core Ultra processor. Helpful assist...
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$1,133.99
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$1,133.99
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HP - OmniStudio 23.8" Full HD All-in-One - Intel N150 Processor - 8GB Memory - 128GB UFS - Cashmere White
HP
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$469.99
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$469.99
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$469.99
$469.99
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$469.99
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$469.99
Intel N150 processorGet enhanced performance and higher graphics with Intel Core Processors for improved multitasking. Affordability that lets you ...
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$469.99
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$469.99
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$469.99
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$469.99
HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Eclipse Gray
HP
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$1,837.99
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$1,837.99
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$1,837.99
$1,837.99
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16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...
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$1,837.99
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$1,837.99
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$1,837.99
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$1,837.99
HP - OmniBook 3 - 17.3" Full HD Laptop - AMD Ryzen 5 40 ('25) - 8GB Memory - 512GB SSD - Glacier Silver
HP
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$733.99
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$733.99
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17.3" FHD display with IPSAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. AMD Fre...
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$733.99
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HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 ('26) - 24GB Memory - 1TB SSD - Copilot+ - Deep Espresso
HP
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$1,815.99
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$1,815.99
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$1,815.99
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14-in 2K OLED touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you ...
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$1,815.99
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$1,815.99
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$1,815.99
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HP - OmniBook 3 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 (2025) - 8GB Memory - 256GB SSD - Glacier Silver
HP
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$681.99
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$681.99
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$681.99
$681.99
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$681.99
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$681.99
16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...
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$681.99
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$681.99
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$681.99
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HP - OmniBook 3 16" 2K Touchscreen Laptop - Intel Core Ultra 5 (2025) - 16GB Memory - 512GB SSD - Mica Silver
HP
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$1,033.99
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$1,033.99
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$1,033.99
$1,033.99
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$1,033.99
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$1,033.99
16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...
View full details
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$1,033.99
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$1,033.99
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$1,033.99
$1,033.99
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$1,033.99
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$1,033.99
HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HP
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$2,108.99
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$2,108.99
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$2,108.99
$2,108.99
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$2,108.99
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$2,108.99
Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...
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$2,108.99
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$2,108.99
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$2,108.99
$2,108.99
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$2,108.99
HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Shadow Black
HP
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$2,741.99
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Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 32GB DD...
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$2,741.99
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$2,741.99
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$2,741.99
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$2,741.99
HP - OmniBook 3 - 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 - 16GB Memory - 256GB SSD - Glacier Silver
HP
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$825.99
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$825.99
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$825.99
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$825.99
16" 2K touchscreen display with IPS1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with ...
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$825.99
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$825.99
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OMEN OLED 27Q
HP
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$567.99
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$567.99
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$567.99
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OMEN OLED 27Q
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$567.99
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$567.99
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$567.99
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$567.99
HP - OmniStudio 23.8" Full HD All-in-On - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black
HP
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$947.99
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$947.99
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$947.99
$947.99
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AMD Ryzen 3 30 processorEveryday performance you can count on. Multitask stream game casually and edit photos smoothly with responsive power and vi...
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$947.99
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HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black
HP
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$2,508.99
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$2,508.99
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$2,508.99
$2,508.99
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$2,508.99
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$2,508.99
Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...
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$2,508.99
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$2,508.99
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$2,508.99
$2,508.99
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HP - OmniStudio 23.8" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen AI 5 - 16GB RAM - 512GB SSD - Copilot+ - Jet Black
HP
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$1,520.99
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$1,520.99
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$1,520.99
$1,520.99
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$1,520.99
AMD Ryzen AI 5 430 processorUnlock powerful AI-driven experiences with Copilot+ PCs powered by an AMD Ryzen AI processor designed to enhance creati...
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$1,520.99
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$1,520.99
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$1,520.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Meteor Silver
HP
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$1,385.99
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$1,385.99
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$1,385.99
$1,385.99
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$1,385.99
16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...
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$1,385.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 (2026) - 16GB Memory - 1TB SSD - Eclipse Gray
HP
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$1,673.99
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$1,673.99
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$1,673.99
$1,673.99
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$1,673.99
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$1,673.99
16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...
View full details
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$1,673.99
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$1,673.99
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$1,673.99
$1,673.99
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$1,673.99
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$1,673.99
HP - OmniBook X - 16" 2K OLED Touchscreen Laptop - Snapdragon X Plus (2025) - 16GB Memory - 512GB SSD - Copilot+ PC - Deep Espresso
HP
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$1,294.99
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$1,294.99
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$1,294.99
$1,294.99
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$1,294.99
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$1,294.99
16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920x1200 resolution and ...
View full details
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$1,294.99
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$1,294.99
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$1,294.99
$1,294.99
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$1,294.99
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$1,294.99
HP - OmniBook X Flip - 16" 2K Touchscreen Laptop - Intel Core Ultra 9 (2024) - 32GB Memory - 1TB SSD - Copilot+ PC - Eclipse Gray
HP
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$1,944.99
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$1,944.99
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$1,944.99
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$1,944.99
16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. Plus transform your content with 1920 x...
View full details
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$1,944.99
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$1,944.99
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$1,944.99
$1,944.99
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$1,944.99
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$1,944.99
HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Eclipse Gray
HP
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$1,349.99
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$1,349.99
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$1,349.99
$1,349.99
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$1,349.99
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$1,349.99
16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...
View full details
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$1,349.99
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$1,349.99
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$1,349.99
$1,349.99
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$1,349.99
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$1,349.99
HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ PC - Deep Espresso
HP
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$1,408.99
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$1,408.99
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$1,408.99
$1,408.99
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$1,408.99
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$1,408.99
14-in 2K OLED touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you ...
View full details
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$1,408.99
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$1,408.99
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$1,408.99
$1,408.99
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$1,408.99
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$1,408.99
HP - OmniBook X Flip 2-in-1 - Copilot+ - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 (2026) - 24GB Memory - 1TB SSD - Deep Espresso
HP
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$1,688.99
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$1,688.99
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$1,688.99
$1,688.99
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$1,688.99
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$1,688.99
14-in 2K OLED touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you ...
View full details
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$1,688.99
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$1,688.99
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$1,688.99
$1,688.99
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$1,688.99
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$1,688.99
HP - 14" Laptop - Intel N150 Processor - 4GB Memory - 128GB UFS - Pale Rose Gold
HP
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$311.99
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$311.99
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$311.99
$311.99
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$311.99
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$311.99
14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...
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$311.99
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$311.99
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$311.99
$311.99
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$311.99
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$311.99
HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Pale Rose Gold
HP
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$313.99
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$313.99
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$313.99
$313.99
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$313.99
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$313.99
14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...
View full details
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$313.99
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$313.99
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$313.99
$313.99
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$313.99
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$313.99
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.