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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $115.99 - Original price $115.99
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    Hori - Split Pad Compact Attachment Set - Officially Licensed By Nintendo and The Pokmon Company International - Eevee

    Hori

    ContentsSet includes the Split Pad Compact and Attachment to use as a wired controller.CompatibilityCompatible with Switch Switch OLED.Connectivit...

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    Original price $115.99 - Original price $115.99
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    $115.99
    $115.99 - $115.99
    Current price $115.99
  • Original price $101.99 - Original price $101.99
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    Current price $101.99

    HORI Split Pad Compact Attachment Set (Lavender) - Officially Licensed By Nintendo - Lavendar

    Hori

    ContentsSet includes the Split Pad Compact and Attachment to use as a wired controller.CompatibilityCompatible with Switch Switch OLED.Connectivit...

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    Original price $101.99 - Original price $101.99
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    $101.99
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    Current price $101.99
  • Original price $82.99 - Original price $82.99
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    Hori - Split Pad Compact for Nintendo Switch - Gengar

    Hori

    Applicable modelsDesigned for Nintendo Switch Nintendo Switch OLED ModelPerfect fitFull-size controller experience in Handheld ModeErgonomic gripE...

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    Original price $82.99 - Original price $82.99
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  • Original price $68.99 - Original price $68.99
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    Hori - Fighting Commander OCTA - Tekken 8

    Hori

    Tournament ReadyWired tournament grade fightpad designed for fighting games and more for Windows PCHigh QualityTop-quality components for accuracy ...

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    Original price $68.99 - Original price $68.99
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  • Original price $81.99 - Original price $81.99
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    Current price $81.99

    Hori - Fighting Commander OCTA (Tekken 8) - Tekken 8

    Hori

    Tournament ReadyWired tournament grade fightpad designed for fighting games and more for Windows PCHigh QualityTop-quality components for accuracy ...

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    Original price $81.99 - Original price $81.99
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    $81.99
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    HORI Fighting Stick Mini for PlayStation 5 - White

    Hori

    For GamersGreat for Arcade and Fighting GamesAccessibilityCompact lightweight and portableClassic LayoutClassic Fight Stick Button LayoutFully Func...

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    Original price $81.99 - Original price $81.99
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  • Original price $69.99 - Original price $69.99
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    Hori - Split Pad Pro Handheld Controller for Nintendo Switch - Black

    Hori

    • Full-size controller experience in handheld mode• Larger grip buttons triggers analog sticks and D-Pad• Assignable rear triggers Turbo functional...

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    Original price $69.99 - Original price $69.99
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    Hori - Split Pad Compact for Nintendo Switch - Light Gray Yellow

    Hori

    Full-size controller experience in handheld modeCompact design for comfort and ease of use including an ergonomic gripAssignable rear triggers Turb...

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    Original price $69.99 - Original price $69.99
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  • Original price $81.99 - Original price $81.99
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    Hori - Wireless HORIPAD (Legend of Zelda) for Nintendo Switch - Black

    Hori

    ConnectabilityBluetooth Wireless controller with 32 foot rangeComfortableLightweight and ergonomicFull motionAccelerometer and gyroscope for full m...

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    Original price $81.99 - Original price $81.99
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    Current price $81.99
  • Original price $101.99 - Original price $101.99
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    Hori - Split Pad Pro Attachment Set for Nintendo Switch - Black

    Hori

    Full-size controller experience in handheld modeIncludes mic input for gaming audio and voice chat functionalitySold as set in one box (Split Pad P...

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    Original price $101.99 - Original price $101.99
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    Current price $101.99
  • Original price $81.99 - Original price $81.99
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    Current price $81.99

    Hori - Split Pad Pro (Zelda Tears of the Kingdom) for Nintendo Switch - Black

    Hori

    Full-size controller experience in Handheld ModeErgonomic form factor with back grips for added comfortEasy to use full-size analog sticks and D-pa...

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    Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99
  • Original price $221.99 - Original price $221.99
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    Hori - Fighting Stick Alpha -Tournament Grade Fightstick for Xbox Series X S - Black

    Hori

    Easy accessChassis opens for easy maintenance and customizationCustomizableSwitch out top housing artwork with your ownFull controlAssignable butto...

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    Original price $221.99 - Original price $221.99
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    $221.99 - $221.99
    Current price $221.99
  • Original price $81.99 - Original price $81.99
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    $81.99
    $81.99 - $81.99
    Current price $81.99

    Hori - Wireless HORIPAD (Legend of Zelda) for Nintendo Switch

    Hori

    ConnectabilityBluetooth Wireless controller with 32 foot rangeComfortableLightweight and ergonomicFull motionAccelorometer and gyroscope for full m...

    View full details
    Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99
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    Current price $81.99

    Hori - HORIPAD (Peach) Wireless for Nintendo Switch - Pink

    Hori

    ConnectabilityBluetooth Wireless controller with 32 foot rangeComfortableLightweight and ergonomicFull motionAccelerometer and gyroscope for full m...

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    Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.