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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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Lenovo - Legion Pro 5i 16" 2.5k OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070Ti - 2TB - Eclipse Black
$2,678.99 - $2,678.99
$2,678.99
$2,678.99 - $2,678.99
$2,678.99

Lenovo - Legion Pro 5i 16" 2.5k OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070Ti - 2TB - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$2,678.99 - $2,678.99
$2,678.99
$2,678.99 - $2,678.99
$2,678.99
Lenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue
$633.99 - $633.99
$633.99
$633.99 - $633.99
$633.99

Lenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue

Lenovo

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

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$633.99 - $633.99
$633.99
$633.99 - $633.99
$633.99
Lenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i5-13450HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Luna Grey
$1,215.99 - $1,215.99
$1,215.99
$1,215.99 - $1,215.99
$1,215.99

Lenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i5-13450HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$1,215.99 - $1,215.99
$1,215.99
$1,215.99 - $1,215.99
$1,215.99
Legion Go 2 - 8.8" 144Hz 2K OLED Gaming Handheld - AMD Ryzen Z2 - 16GB - 1TB - Windows
$1,279.99 - $1,279.99
$1,279.99
$1,279.99 - $1,279.99
$1,279.99

Legion Go 2 - 8.8" 144Hz 2K OLED Gaming Handheld - AMD Ryzen Z2 - 16GB - 1TB - Windows

Lenovo

Detachable Legion TrueStrike controllersSwitch between handheld tabletop console or FPS mode with mouse-like accuracy and customizable inputs.AMD R...

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$1,279.99 - $1,279.99
$1,279.99
$1,279.99 - $1,279.99
$1,279.99
Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z2 Go - SteamOS - 16GB with 512GB SSD - Steam
$761.99 - $761.99
$761.99
$761.99 - $761.99
$761.99

Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z2 Go - SteamOS - 16GB with 512GB SSD - Steam

Lenovo

Lenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...

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$761.99 - $761.99
$761.99
$761.99 - $761.99
$761.99
Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - SteamOS - 32GB with 1TB SSD - Steam
$1,049.99 - $1,049.99
$1,049.99
$1,049.99 - $1,049.99
$1,049.99

Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - SteamOS - 32GB with 1TB SSD - Steam

Lenovo

Lenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...

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$1,049.99 - $1,049.99
$1,049.99
$1,049.99 - $1,049.99
$1,049.99
Lenovo - Legion 7i 16" 2.5k OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Glacier White
$2,419.99 - $2,419.99
$2,419.99
$2,419.99 - $2,419.99
$2,419.99

Lenovo - Legion 7i 16" 2.5k OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Glacier White

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$2,419.99 - $2,419.99
$2,419.99
$2,419.99 - $2,419.99
$2,419.99
Lenovo - IdeaPad Slim 3 Chromebook 14" Full HD Laptop - MediaTek Kompanio 520 2022 - 4GB Memory - 64GB eMMC - Abyss Blue
$310.99 - $310.99
$310.99
$310.99 - $310.99
$310.99

Lenovo - IdeaPad Slim 3 Chromebook 14" Full HD Laptop - MediaTek Kompanio 520 2022 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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$310.99 - $310.99
$310.99
$310.99 - $310.99
$310.99
Lenovo - Legion Pro 5i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black
$2,261.99 - $2,261.99
$2,261.99
$2,261.99 - $2,261.99
$2,261.99

Lenovo - Legion Pro 5i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$2,261.99 - $2,261.99
$2,261.99
$2,261.99 - $2,261.99
$2,261.99
Lenovo - Legion Pro 7i 16" 2.5K OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB - Eclipse Black
$3,297.99 - $3,297.99
$3,297.99
$3,297.99 - $3,297.99
$3,297.99

Lenovo - Legion Pro 7i 16" 2.5K OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$3,297.99 - $3,297.99
$3,297.99
$3,297.99 - $3,297.99
$3,297.99
Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS 2023 - 16GB Memory - 512GB SSD - Artic Grey
$700.99 - $700.99
$700.99
$700.99 - $700.99
$700.99

Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS 2023 - 16GB Memory - 512GB SSD - Artic Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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$700.99 - $700.99
$700.99
$700.99 - $700.99
$700.99
Lenovo - IdeaCentre Tower Desktop - Copilot+ PC - AMD Ryzen AI 7 350 - 32GB Memory - 1TB - Luna Grey
$948.99 - $948.99
$948.99
$948.99 - $948.99
$948.99

Lenovo - IdeaCentre Tower Desktop - Copilot+ PC - AMD Ryzen AI 7 350 - 32GB Memory - 1TB - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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$948.99 - $948.99
$948.99
$948.99 - $948.99
$948.99
Lenovo - Chromebook Plus 2-in-1 14" Full HD
$574.99 - $574.99
$574.99
$574.99 - $574.99
$574.99

Lenovo - Chromebook Plus 2-in-1 14" Full HD

Lenovo

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

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$574.99 - $574.99
$574.99
$574.99 - $574.99
$574.99
Lenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey
$750.99 - $750.99
$750.99
$750.99 - $750.99
$750.99

Lenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$750.99 - $750.99
$750.99
$750.99 - $750.99
$750.99
Lenovo - Yoga 7i 2-in-1 16" 2K Touchscreen Laptop - Intel Core Ultra 7 155U 2023 - 16GB Memory - 1TB SSD - Storm Grey
$1,084.99 - $1,084.99
$1,084.99
$1,084.99 - $1,084.99
$1,084.99

Lenovo - Yoga 7i 2-in-1 16" 2K Touchscreen Laptop - Intel Core Ultra 7 155U 2023 - 16GB Memory - 1TB SSD - Storm Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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$1,084.99 - $1,084.99
$1,084.99
$1,084.99 - $1,084.99
$1,084.99
Lenovo - IdeaPad 3i Chromebook 15.6" Full HD Laptop - Intel Celeron 2021 - 4GB Memory with 64GB eMMC Storage - Arctic Grey
$259.99 - $259.99
$259.99
$259.99 - $259.99
$259.99

Lenovo - IdeaPad 3i Chromebook 15.6" Full HD Laptop - Intel Celeron 2021 - 4GB Memory with 64GB eMMC Storage - Arctic Grey

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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$259.99 - $259.99
$259.99
$259.99 - $259.99
$259.99
Lenovo - Legion Tower 5i Gaming Desktop - Intel Core Ultra 7 Processor 265F - 32GB RAM - NVIDIA RTX 5060Ti 8GB - 1TB SSD - Eclipse Black
$1,777.99 - $1,777.99
$1,777.99
$1,777.99 - $1,777.99
$1,777.99

Lenovo - Legion Tower 5i Gaming Desktop - Intel Core Ultra 7 Processor 265F - 32GB RAM - NVIDIA RTX 5060Ti 8GB - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$1,777.99 - $1,777.99
$1,777.99
$1,777.99 - $1,777.99
$1,777.99
Lenovo - IdeaPad 3i Chromebook Laptop - 15.6" Full HD Touch Screen - Pentium Silver N6000 2021 - 8GB Memory - 128GB eMMC - Arctic Grey
$443.99 - $443.99
$443.99
$443.99 - $443.99
$443.99

Lenovo - IdeaPad 3i Chromebook Laptop - 15.6" Full HD Touch Screen - Pentium Silver N6000 2021 - 8GB Memory - 128GB eMMC - Arctic Grey

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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$443.99 - $443.99
$443.99
$443.99 - $443.99
$443.99
Lenovo - Yoga Book 9i 2-in-1 14" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 Processor - 16GB RAM - 1TB SSD - Tidal Teal
$2,078.99 - $2,078.99
$2,078.99
$2,078.99 - $2,078.99
$2,078.99

Lenovo - Yoga Book 9i 2-in-1 14" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 Processor - 16GB RAM - 1TB SSD - Tidal Teal

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$2,078.99 - $2,078.99
$2,078.99
$2,078.99 - $2,078.99
$2,078.99
Lenovo - Legion Pro 5 16" 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Eclipse Black
$1,485.99 - $1,485.99
$1,485.99
$1,485.99 - $1,485.99
$1,485.99

Lenovo - Legion Pro 5 16" 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
$1,485.99 - $1,485.99
$1,485.99
$1,485.99 - $1,485.99
$1,485.99
Lenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i7-13650HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Luna Grey
$1,031.99 - $1,031.99
$1,031.99
$1,031.99 - $1,031.99
$1,031.99

Lenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i7-13650HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
$1,031.99 - $1,031.99
$1,031.99
$1,031.99 - $1,031.99
$1,031.99
Lenovo - Legion Pro 5 16" 2.5K Gaming Laptop - AMD Ryzen 9 8945HX 2023 - NVIDIA GeForce RTX 5060 - 16GB Memory - 1TB SSD - Eclipse Black
$1,841.99 - $1,841.99
$1,841.99
$1,841.99 - $1,841.99
$1,841.99

Lenovo - Legion Pro 5 16" 2.5K Gaming Laptop - AMD Ryzen 9 8945HX 2023 - NVIDIA GeForce RTX 5060 - 16GB Memory - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
$1,841.99 - $1,841.99
$1,841.99
$1,841.99 - $1,841.99
$1,841.99
Lenovo - Legion 5i 15.1" OLED 2K Gaming Laptop - Intel Core i7 14700HX - NVIDIA GeForce RTX 5050 - 16GB Memory - 1TB SSD - Eclipse Black
$1,726.99 - $1,726.99
$1,726.99
$1,726.99 - $1,726.99
$1,726.99

Lenovo - Legion 5i 15.1" OLED 2K Gaming Laptop - Intel Core i7 14700HX - NVIDIA GeForce RTX 5050 - 16GB Memory - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$1,726.99 - $1,726.99
$1,726.99
$1,726.99 - $1,726.99
$1,726.99
Lenovo - Tab One - 8.7" HD Tablet - 4GB RAM - 64GB eMMC - Luna Grey
Lenovo - Tab One - 8.7" HD Tablet - 4GB RAM - 64GB eMMC - Luna Grey
$114.99 - $114.99
$114.99
$114.99 - $114.99
$114.99

Lenovo - Tab One - 8.7" HD Tablet - 4GB RAM - 64GB eMMC - Luna Grey

Lenovo

Light Portable8.7 HD+ (1390 x 800) Compact size easily fit into your jacket pocket purse and your bag. Weighting about 320g; light enough to hold c...

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$114.99 - $114.99
$114.99
$114.99 - $114.99
$114.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.