Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - WindowsOS - 32GB with 1TB SSD - Windows
Lenovo
Original price
$1,946.99
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Original price
$1,946.99
Original price
$1,946.99
$1,946.99
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$1,946.99
Current price
$1,946.99
Lenovo Pure Sight Gaming DisplayFeel every pulse of the game with the native landscape 8" Lenovo PureSight display offering a larger ultra-vibrant ...
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Original price
$1,946.99
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Original price
$1,946.99
Original price
$1,946.99
$1,946.99
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$1,946.99
Current price
$1,946.99
Lenovo - Legion Pro 5i 16" 3K LCD Gaming Laptop - Intel Core Ultra 7 255HX 2025 - 16GB RAM - NVIDIA GeForce RTX 5070 - 1TB - Eclipse Black
Lenovo
Original price
$2,737.99
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Original price
$2,737.99
Original price
$2,737.99
$2,737.99
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$2,737.99
Current price
$2,737.99
Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
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Original price
$2,737.99
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Original price
$2,737.99
Original price
$2,737.99
$2,737.99
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$2,737.99
Current price
$2,737.99
Lenovo - Tab One - 8.7" HD Tablet - 4GB RAM - 64GB eMMC - Luna Grey
Lenovo
Original price
$201.99
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Original price
$201.99
Original price
$201.99
$201.99
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$201.99
Current price
$201.99
Light Portable8.7 HD+ (1390 x 800) Compact size easily fit into your jacket pocket purse and your bag. Weighting about 320g; light enough to hold c...
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Original price
$201.99
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Original price
$201.99
Original price
$201.99
$201.99
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$201.99
Current price
$201.99
Lenovo - IdeaPad Slim 3 Chromebook - 14" 2K Touchscreen Laptop - MediaTek Kompanio 540 2025 - 4GB Memory - 64GB eMMC - Cosmic Blue
Lenovo
Original price
$451.99
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Original price
$451.99
Original price
$451.99
$451.99
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$451.99
Current price
$451.99
Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
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Original price
$451.99
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Original price
$451.99
Original price
$451.99
$451.99
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$451.99
Current price
$451.99
Lenovo - Yoga 7i 2-in-1 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 355 2026 - 24GB Memory - 512GB Storage - Luna Grey
Lenovo
Original price
$1,733.99
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Original price
$1,733.99
Original price
$1,733.99
$1,733.99
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$1,733.99
Current price
$1,733.99
Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
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Original price
$1,733.99
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Original price
$1,733.99
Original price
$1,733.99
$1,733.99
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$1,733.99
Current price
$1,733.99
Lenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey
Lenovo
Original price
$1,134.99
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Original price
$1,134.99
Original price
$1,134.99
$1,134.99
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$1,134.99
Current price
$1,134.99
Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full details
Original price
$1,134.99
-
Original price
$1,134.99
Original price
$1,134.99
$1,134.99
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$1,134.99
Current price
$1,134.99
Legion Go 2 - 8.8" 144Hz 2K OLED Gaming Handheld - AMD Ryzen Z2 - 16GB - 1TB - Windows
Lenovo
Original price
$1,739.99
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Original price
$1,739.99
Original price
$1,739.99
$1,739.99
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$1,739.99
Current price
$1,739.99
Detachable Legion TrueStrike controllersSwitch between handheld tabletop console or FPS mode with mouse-like accuracy and customizable inputs.AMD R...
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$1,739.99
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$1,739.99
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$1,739.99
$1,739.99
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$1,739.99
Current price
$1,739.99
Lenovo - Legion 7a 16" 2.5K 240Hz OLED Gaming Laptop - AMD Ryzen AI 7 450 2026 - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Glacier White
Lenovo
Original price
$2,764.99
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$2,764.99
Original price
$2,764.99
$2,764.99
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$2,764.99
Current price
$2,764.99
Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full details
Original price
$2,764.99
-
Original price
$2,764.99
Original price
$2,764.99
$2,764.99
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$2,764.99
Current price
$2,764.99
Lenovo - Chromebook Plus 15.3" 2K Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue
Lenovo
Original price
$591.99
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Original price
$591.99
Original price
$591.99
$591.99
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$591.99
Current price
$591.99
Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...
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Original price
$591.99
-
Original price
$591.99
Original price
$591.99
$591.99
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$591.99
Current price
$591.99
Lenovo - IdeaPad Slim 3 Chromebook - 14" 2K Touchscreen Laptop - MediaTek Kompanio 540 2025 - 8GB Memory - 128GB UFS - Cosmic Blue
Lenovo
Original price
$534.99
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Original price
$534.99
Original price
$534.99
$534.99
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$534.99
Current price
$534.99
Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full details
Original price
$534.99
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Original price
$534.99
Original price
$534.99
$534.99
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$534.99
Current price
$534.99
Lenovo - LOQ 15.6" 2K Gaming Laptop - Core i7 13650HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 512 SSD - Eclipse Black
Lenovo
Original price
$1,923.99
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$1,923.99
Original price
$1,923.99
$1,923.99
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$1,923.99
Current price
$1,923.99
Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full details
Original price
$1,923.99
-
Original price
$1,923.99
Original price
$1,923.99
$1,923.99
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$1,923.99
Current price
$1,923.99
Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z2 Go - SteamOS - 16GB with 512GB SSD - Steam
Lenovo
Original price
$1,152.99
-
Original price
$1,152.99
Original price
$1,152.99
$1,152.99
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$1,152.99
Current price
$1,152.99
Lenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...
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Original price
$1,152.99
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Original price
$1,152.99
Original price
$1,152.99
$1,152.99
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$1,152.99
Current price
$1,152.99
Lenovo - Legion Pro 5 16" 2.5K Gaming Laptop - AMD Ryzen 9 8945HX 2023 - NVIDIA GeForce RTX 5060 - 16GB Memory - 1TB SSD - Eclipse Black
Lenovo
Original price
$1,837.99
-
Original price
$1,837.99
Original price
$1,837.99
$1,837.99
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$1,837.99
Current price
$1,837.99
Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full details
Original price
$1,837.99
-
Original price
$1,837.99
Original price
$1,837.99
$1,837.99
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$1,837.99
Current price
$1,837.99
Lenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue
Lenovo
Original price
$708.99
-
Original price
$708.99
Original price
$708.99
$708.99
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$708.99
Current price
$708.99
Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...
View full details
Original price
$708.99
-
Original price
$708.99
Original price
$708.99
$708.99
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$708.99
Current price
$708.99
Lenovo - Chromebook Plus 2-in-1 14" Full HD
Lenovo
Original price
$574.99
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Original price
$574.99
Original price
$574.99
$574.99
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$574.99
Current price
$574.99
Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...
View full details
Original price
$574.99
-
Original price
$574.99
Original price
$574.99
$574.99
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$574.99
Current price
$574.99
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.