Buy Now Pay Later Gaming Hardware
Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!
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Original price $2,125.99 - Original price $2,125.99Original price$2,125.99$2,125.99 - $2,125.99Current price $2,125.99MSI - Aegis R2 Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 4070 TI Super- 1TB SSD - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Core i7-14700FThe new Intel 14th-Gen Raptor Lake CPU b...
View full detailsOriginal price $2,125.99 - Original price $2,125.99Original price$2,125.99$2,125.99 - $2,125.99Current price $2,125.99 -
Original price $1,228.99 - Original price $1,228.99Original price$1,228.99$1,228.99 - $1,228.99Current price $1,228.99MSI - Cyborg 14" 144Hz Gaming Laptop (FHD+) - Intel Core i7-13620H with 16GB - NVIDIA GeForce RTX 4060 with 8G - 512GB SSD - Translucent Black
MSIWindows 11 HomeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against phishing an...
View full detailsOriginal price $1,228.99 - Original price $1,228.99Original price$1,228.99$1,228.99 - $1,228.99Current price $1,228.99 -
Original price $819.99 - Original price $819.99Original price$819.99$819.99 - $819.99Current price $819.99MSI Claw A1M-051US - handheld game console - 512 GB SSD - black
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $819.99 - Original price $819.99Original price$819.99$819.99 - $819.99Current price $819.99 -
Original price $876.99 - Original price $876.99Original price$876.99$876.99 - $876.99Current price $876.99MSI Claw A1M-050US - handheld game console - 1 TB SSD - black
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $876.99 - Original price $876.99Original price$876.99$876.99 - $876.99Current price $876.99 -
Original price $1,338.99 - Original price $1,338.99Original price$1,338.99$1,338.99 - $1,338.99Current price $1,338.99MSI - Codex Z2 Gaming Desktop - AMD - R5-8400F - 16 GB Memory - NVIDIA GeForce RTX 4060 Ti - 1TB SSD - Black - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD R5-8400FThis Codex 4 is equipped with AMD R5-8400F proc...
View full detailsOriginal price $1,338.99 - Original price $1,338.99Original price$1,338.99$1,338.99 - $1,338.99Current price $1,338.99 -
Original price $750.99 - Original price $750.99Original price$750.99$750.99 - $750.99Current price $750.99MSI - THIN 15 15.6" 144Hz FHD Gaming Laptop-Intel Core i5-13420H - 16GB Memory - GeForce RTX 4050 - 512GB SSD - Black
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $750.99 - Original price $750.99Original price$750.99$750.99 - $750.99Current price $750.99 -
Original price $805.99 - Original price $805.99Original price$805.99$805.99 - $805.99Current price $805.99MSI MAG 271QPX QD-OLED - OLED monitor - 26.5" - HDR
MSIMSI MAG 271QPX QD-OLED - OLED monitor - gaming - 26.5" - 2560 x 1440 WQHD 360 Hz - 1000 cd/m² - 15000001 - DisplayHDR 400 True Black - 0.03 ms - 2...
View full detailsOriginal price $805.99 - Original price $805.99Original price$805.99$805.99 - $805.99Current price $805.99 -
Original price $1,560.99 - Original price $1,560.99Original price$1,560.99$1,560.99 - $1,560.99Current price $1,560.99MSI - Crosshair 16" 144hz FHD+ Gaming Laptop - Intel 14th Gen Core i7 with 16GB Memory -RTX 4070-1TB SSD - Cosmo Gray
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $1,560.99 - Original price $1,560.99Original price$1,560.99$1,560.99 - $1,560.99Current price $1,560.99 -
Original price $3,657.99 - Original price $3,657.99Original price$3,657.99$3,657.99 - $3,657.99Current price $3,657.99MSI - Stealth 18 AI 18" 120Hz UHD+ Ultra Thin Gaming Laptop-Intel Core Ultra9-185H with 32GB Memory-RTX 4080-1TB SSD - Star Blue
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $3,657.99 - Original price $3,657.99Original price$3,657.99$3,657.99 - $3,657.99Current price $3,657.99 -
Original price $185.99 - Original price $185.99Original price$185.99$185.99 - $185.99Current price $185.99MSI MAG A1000GL PCIE5 - power supply - 1000 Watt
MSIATX3.1 ReadyIt has an output port that is compliant with PCIE 5.1 and Intel PSDG ATX 3.1 also the power supply can hold up to 2X total power excurs...
View full detailsOriginal price $185.99 - Original price $185.99Original price$185.99$185.99 - $185.99Current price $185.99 -
Original price $143.99 - Original price $143.99Original price$143.99$143.99 - $143.99Current price $143.99MSI G244F E2 - LED monitor - Full HD (1080p) - 24"
MSIMSI G244F E2 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 180 Hz - Fast IPS - 300 cd/m² - 10001 - 1 ms - 2xHDMI Dis...
View full detailsOriginal price $143.99 - Original price $143.99Original price$143.99$143.99 - $143.99Current price $143.99 -
Original price $180.99 - Original price $180.99Original price$180.99$180.99 - $180.99Current price $180.99MSI MAG 27C6F - LED monitor - curved - Full HD (1080p) - 27" - HDR
MSIMSI MAG 27C6F - LED monitor - gaming - curved - 27" - 1920 x 1080 Full HD (1080p) 180 Hz - Rapid VA - 250 cd/m² - 30001 - 0.5 ms - 2xHDMI DisplayPort
Original price $180.99 - Original price $180.99Original price$180.99$180.99 - $180.99Current price $180.99 -
Original price $752.99 - Original price $752.99Original price$752.99$752.99 - $752.99Current price $752.99MSI - THIN GF63 15.6" 144Hz FHD Gaming Laptop-intel core i5-12450H with 8GB Memory-RTX 2050-1TB SSD - Black
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $752.99 - Original price $752.99Original price$752.99$752.99 - $752.99Current price $752.99 -
Original price $129.99 - Original price $129.99Original price$129.99$129.99 - $129.99Current price $129.99MSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black
MSIFAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...
View full detailsOriginal price $129.99 - Original price $129.99Original price$129.99$129.99 - $129.99Current price $129.99 -
Original price $2,222.99 - Original price $2,222.99Original price$2,222.99$2,222.99 - $2,222.99Current price $2,222.99MSI - Stealth A16 AI+ -Copilot+PC- 16"240Hz QHD Ultra Thin Gaming Laptop- AMD Ryzen AI 9-365 with 32GB Memory-RTX 4070-1TB SSD - Core Black
MSICopilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...
View full detailsOriginal price $2,222.99 - Original price $2,222.99Original price$2,222.99$2,222.99 - $2,222.99Current price $2,222.99 -
Original price $189.99 - Original price $189.99Original price$189.99$189.99 - $189.99Current price $189.99MAG 27C6F GAMING MONITOR
MSIMAG 27C6F GAMING MONITOR
Original price $189.99 - Original price $189.99Original price$189.99$189.99 - $189.99Current price $189.99 -
Original price $225.99 - Original price $225.99Original price$225.99$225.99 - $225.99Current price $225.99MSI GeForce RTX 3050 GAMING X 6G - graphics card - GF RTX 3050 - 6 GB
MSINVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...
View full detailsOriginal price $225.99 - Original price $225.99Original price$225.99$225.99 - $225.99Current price $225.99 -
Original price $1,433.99 - Original price $1,433.99Original price$1,433.99$1,433.99 - $1,433.99Current price $1,433.99MSI - Katana 15 15.6" 144Hz FHD Gaming Laptop-Ryzen 9-8945HS with 16GB Memory-RTX 4070-1TB SSD - Black
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $1,433.99 - Original price $1,433.99Original price$1,433.99$1,433.99 - $1,433.99Current price $1,433.99 -
Original price $334.99 - Original price $334.99Original price$334.99$334.99 - $334.99Current price $334.99MSI MAG Z790 TOMAHAWK MAX WIFI - motherboard - ATX - LGA1700 Socket - Z790
MSIProcessor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...
View full detailsOriginal price $334.99 - Original price $334.99Original price$334.99$334.99 - $334.99Current price $334.99 -
Original price $2,222.99 - Original price $2,222.99Original price$2,222.99$2,222.99 - $2,222.99Current price $2,222.99MSI - Stealth 16 AI 16" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core Ultra9-185H with 32GB Memory-RTX 4070-1TB SSD - Star Blue
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $2,222.99 - Original price $2,222.99Original price$2,222.99$2,222.99 - $2,222.99Current price $2,222.99 -
Original price $281.99 - Original price $281.99Original price$281.99$281.99 - $281.99Current price $281.99MSI - Z790 GAMING PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black
MSIProcessor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...
View full detailsOriginal price $281.99 - Original price $281.99Original price$281.99$281.99 - $281.99Current price $281.99 -
Original price $1,780.99 - Original price $1,780.99Original price$1,780.99$1,780.99 - $1,780.99Current price $1,780.99MSI - Stealth 14 AI 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core Ultra7-155H with 16GB Memory-RTX 4060-1TB SSD - Star Blue
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $1,780.99 - Original price $1,780.99Original price$1,780.99$1,780.99 - $1,780.99Current price $1,780.99 -
Original price $273.99 - Original price $273.99Original price$273.99$273.99 - $273.99Current price $273.99MSI GeForce RTX 3050 VENTUS 2X XS - graphics card - GF RTX 3050 - 8 GB
MSINVIDIA GeForce RTX 3050Boost Up to 1807 MHz8GB GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth...
View full detailsOriginal price $273.99 - Original price $273.99Original price$273.99$273.99 - $273.99Current price $273.99 -
Original price $273.99 - Original price $273.99Original price$273.99$273.99 - $273.99Current price $273.99MSI - NVIDIA RTX 3050 VENTUS 2X XS 8G OC - 8GB GDDR6 - PCI Express 4.0 - Graphics Card - Black
MSINVIDIA GeForce RTX 3050Boost Up to 1807 MHz8GB GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth...
View full detailsOriginal price $273.99 - Original price $273.99Original price$273.99$273.99 - $273.99Current price $273.99
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.