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Neon e-sports room

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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NEXT - Game Vault Case for Nintendo Switch 2 and Switch - Black

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Original price $28.99 - Original price $28.99
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Store up to 24 game cardsHolds and protects 24 Nintendo Switch 2 and Switch game cardsSD Memory CardsHolds up to 24 micro SD cardsImpact Resistant ...

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Original price $28.99 - Original price $28.99
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Current price $28.99

NEXT - Dual Controller Charging System for Xbox Series XS - Black

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Original price $43.99 - Original price $43.99
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Broad compatibilityDesigned for Microsoft Xbox Series XS controllers (sold separately)Easy drop-in designNo need to line up contacts or connect ca...

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Original price $43.99 - Original price $43.99
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Current price $43.99

NEXT - Precision Thumbstick Multi-Pack for Xbox Series XS and Xbox One Controllers - Multi Color

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Original price $25.99 - Original price $25.99
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Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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Original price $25.99 - Original price $25.99
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NEXT - Ultra Slim Go Travel and Protect Case For Nintendo Switch 2 - Black

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Original price $28.99 - Original price $28.99
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Slim Design. Big Protection.Padded internal construction outer hard shell with a splash-proof zipper design.Perfect FitMolded and constructed to pe...

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Original price $28.99 - Original price $28.99
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NEXT - Elite Glass Screen Protector 2-Pack for Nintendo Switch 2 - Clear

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Original price $25.99 - Original price $25.99
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Premium tempered glass constructionStronger than plastic for superior scratch and impact protection.Precision-cut designFlawless edge-to-edge fit t...

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Original price $25.99 - Original price $25.99
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NEXT - Wireless Rechargeable Pro Controller 2-Pack For Switch 2 Switch - Midnight Frost

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Original price $73.99 - Original price $73.99
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Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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Original price $73.99 - Original price $73.99
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NEXT - Performance Grip 2-Pack for Switch 2 Joy-Con 2 and Switch Joy-Cons - Black

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Original price $25.99 - Original price $25.99
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UniversalWorks for Nintendo Switch Joy-Con and Nintendo Switch 2 Joy-Con 2 controllersEasy to useSimple drop-in designCompatibleAccess to all butto...

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NEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue

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Enhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...

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Original price $25.99 - Original price $25.99
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NEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color

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Enhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...

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Original price $25.99 - Original price $25.99
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NEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black

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Original price $35.99 - Original price $35.99
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Play AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...

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Original price $35.99 - Original price $35.99
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NEXT - 9' Play + Charge USB-C Cable for PlayStation 5 - White/Black

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Original price $25.99 - Original price $25.99
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Extra Long CableEnjoy 9 feet of freedom with this extra long USB-C cable designed specifically for PlayStation 5 DualSense controllersPlayStation 5...

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Original price $25.99 - Original price $25.99
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NEXT - Play + Charge Kit for Xbox Series X S - Black

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Original price $32.99 - Original price $32.99
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Gaming freedomPlay where you're most comfortable thanks to a generous 9' foot lengthSave money and the environmentRechargeable battery eliminates t...

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Original price $32.99 - Original price $32.99
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Current price $32.99

NEXT - Dual Controller Charging Station for Playstation 5 - White

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Original price $37.99 - Original price $37.99
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$37.99
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Current price $37.99

Fast PlayStation 5 controller chargingQuickly charges two PS5 DualSense controllersDesigned to complement the PlayStation 5 consoleBlack and white ...

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Original price $37.99 - Original price $37.99
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$37.99
$37.99 - $37.99
Current price $37.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.