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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $230.99 - Original price $230.99
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$230.99
$230.99 - $230.99
Current price $230.99

Samsung - 27 Odyssey FHD IPS 240Hz G-Sync Gaming Monitor - Black

Samsung

240 refresh rate 1ms response timeSpeed through scenes. 240Hz refresh rate eliminates lag for exhilarating gameplay with ultra-smooth action. Jump...

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Original price $230.99 - Original price $230.99
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$230.99
$230.99 - $230.99
Current price $230.99
Original price $165.99 - Original price $165.99
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$165.99
$165.99 - $165.99
Current price $165.99

Samsung - 27" S3 (S36GD) LED FHD 100Hz Curved Monitor (HDMI D-sub) - Black

Samsung

1800R Curved ScreenAn immersive viewing experience with a curved monitor that wraps more closely around your field of vision. It creates a wider vi...

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Original price $165.99 - Original price $165.99
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$165.99
$165.99 - $165.99
Current price $165.99
Original price $1,509.99 - Original price $1,509.99
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$1,509.99
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Current price $1,509.99

Samsung Odyssey G9 S49CG954EN - G95C Series - LED monitor - curved - 49" - HDR

Samsung

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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Original price $1,509.99 - Original price $1,509.99
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$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99
Original price $4,420.99 - Original price $4,420.99
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$4,420.99
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Current price $4,420.99

Samsung Advanced Digital Whiteboard WM85B WMB Series - 85" LED-backlit LCD display - 4K - for digital signage / interactive communication

Samsung

Samsung Advanced Digital Whiteboard WM85B - 85" Diagonal Class WMB Series LED-backlit LCD display - interactive digital signage - with touchscreen ...

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Original price $4,420.99 - Original price $4,420.99
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$4,420.99
$4,420.99 - $4,420.99
Current price $4,420.99
Original price $418.99 - Original price $418.99
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$418.99
$418.99 - $418.99
Current price $418.99

Samsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black

Samsung

Optimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...

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Original price $418.99 - Original price $418.99
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$418.99
$418.99 - $418.99
Current price $418.99
Original price $188.99 - Original price $188.99
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$188.99
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Current price $188.99

Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Beige

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $188.99 - Original price $188.99
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$188.99
$188.99 - $188.99
Current price $188.99
Original price $974.99 - Original price $974.99
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$974.99
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Current price $974.99

Samsung - 27" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung

OLED in 4KExplore worlds with unparalleled clarity. This OLED screen delivers crystal-clear 4K quality on a 27" display with an incredible pixel de...

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Original price $974.99 - Original price $974.99
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$974.99
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Current price $974.99
Original price $290.99 - Original price $290.99
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$290.99
$290.99 - $290.99
Current price $290.99

Samsung - 9100 PRO 2TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $290.99 - Original price $290.99
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$290.99
$290.99 - $290.99
Current price $290.99
Original price $1,049.99 - Original price $1,049.99
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$1,049.99
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Current price $1,049.99

Samsung - 32" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung

OLED in 4KSmall details make a big difference. This OLED screen delivers clear and sharp 4K quality so you can see the subtle shadows in every scen...

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Original price $1,049.99 - Original price $1,049.99
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$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99
Original price $134.99 - Original price $134.99
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$134.99
$134.99 - $134.99
Current price $134.99

Samsung - 24" S3 (S36GD) LED FHD 100Hz Curved Monitor (HDMI D-sub) - Black

Samsung

1800R Curved ScreenAn immersive viewing experience with a curved monitor that wraps more closely around your field of vision. It creates a wider vi...

View full details
Original price $134.99 - Original price $134.99
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$134.99
$134.99 - $134.99
Current price $134.99
Original price $474.99 - Original price $474.99
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$474.99
$474.99 - $474.99
Current price $474.99

Samsung - 37" ViewFinity S8 S80UD LED 4K UHD High Resolution Monitor with HDR10 USB-C and Ergonomic Stand - Black

Samsung

UHD ResolutionVisual excellence that professionals demand. UHD (3840x2160) resolution reveals greater levels of detail with higher pixel density. P...

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Original price $474.99 - Original price $474.99
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$474.99
$474.99 - $474.99
Current price $474.99
Original price $1,394.99 - Original price $1,394.99
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$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

Samsung - 34" Odyssey OLED G8 Curved Ultra-WQHD 175Hz FreeSync Prem Pro and G-Sync Compatible Smart Glare Free Gaming Monitor - Silver

Samsung

QD-OLED In Ultra-WQHDWith QD-OLED technology enjoy a wider color spectrum and vibrant images that captivate you elevating your gaming experience to...

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Original price $1,394.99 - Original price $1,394.99
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$1,394.99
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Current price $1,394.99
Original price $1,008.99 - Original price $1,008.99
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$1,008.99
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Current price $1,008.99

Samsung - 32" Odyssey OLED G8 (G80SD) 4K UHD 240Hz 0.03ms Smart Gaming Monitor with HDR - Silver

Samsung

4K UHD ResolutionContent springs to life in 4K OLED. Brilliant imagery shines with 250 nits (typ) of brightness and a wider spectrum of colors shad...

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Original price $1,008.99 - Original price $1,008.99
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$1,008.99
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Current price $1,008.99
Original price $428.99 - Original price $428.99
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$428.99
$428.99 - $428.99
Current price $428.99

Samsung - 43" M70F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C - Black

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.AI Picture Optimi...

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Original price $428.99 - Original price $428.99
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$428.99
$428.99 - $428.99
Current price $428.99
Original price $474.99 - Original price $474.99
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$474.99
$474.99 - $474.99
Current price $474.99

Samsung - 32" M80F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C Ergonomic Stand and SlimFit Camera - Warm White

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.4K AI UpscalingUn...

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Original price $474.99 - Original price $474.99
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$474.99
$474.99 - $474.99
Current price $474.99
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Samsung - 32" M70F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C - Black

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.AI Picture Optimi...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Samsung - T9 Portable SSD 2TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $254.99 - Original price $254.99
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$254.99
$254.99 - $254.99
Current price $254.99
Original price $497.99 - Original price $497.99
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$497.99
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Current price $497.99

Samsung - 9100 PRO 4TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14800 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $497.99 - Original price $497.99
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$497.99
$497.99 - $497.99
Current price $497.99
Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99

Samsung - 9100 PRO 1TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

View full details
Original price $218.99 - Original price $218.99
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$218.99
$218.99 - $218.99
Current price $218.99
Original price $520.99 - Original price $520.99
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$520.99
$520.99 - $520.99
Current price $520.99

Samsung - 9100 PRO 4TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14800 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

View full details
Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Samsung - 9100 PRO 2TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

View full details
Original price $314.99 - Original price $314.99
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$314.99
$314.99 - $314.99
Current price $314.99
Original price $738.99 - Original price $738.99
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$738.99
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Current price $738.99

Samsung - T5 EVO Portable SSD 8TB Up to 460MB/s USB 3.2 Gen 1 Ideal use for Gamers Creators - Black

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $738.99 - Original price $738.99
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$738.99
$738.99 - $738.99
Current price $738.99
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Samsung - 990 PRO 4TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung

Blazing speed. Cool victory.Consider this a cheat code. Our Samsung 990 PRO Gen4 with Heatsink SSD helps you reach near max performance with light...

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Original price $439.99 - Original price $439.99
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$439.99
$439.99 - $439.99
Current price $439.99
Original price $428.99 - Original price $428.99
Original price
$428.99
$428.99 - $428.99
Current price $428.99

Samsung - 990 PRO 4TB Internal SSD PCle Gen 4x4 NVMe

Samsung

Meet the next genConsider this a cheat code. Our Samsung 990 PRO Gen4 SSD helps you reach near max performance with lightning fast speeds. Whether ...

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Original price $428.99 - Original price $428.99
Original price
$428.99
$428.99 - $428.99
Current price $428.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.