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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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Samsung - Galaxy S26 256GB - Black (ATT)

Samsung
Original price $1,069.99 - Original price $1,069.99
Original price
$1,069.99
$1,069.99 - $1,069.99
Current price $1,069.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,069.99 - Original price $1,069.99
Original price
$1,069.99
$1,069.99 - $1,069.99
Current price $1,069.99

Samsung - Galaxy S26+ 512GB (Unlocked) - Sky Blue

Samsung
Original price $1,305.99 - Original price $1,305.99
Original price
$1,305.99
$1,305.99 - $1,305.99
Current price $1,305.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,305.99 - Original price $1,305.99
Original price
$1,305.99
$1,305.99 - $1,305.99
Current price $1,305.99

Samsung - Galaxy S26 512GB (Unlocked) - Black

Samsung
Original price $1,187.99 - Original price $1,187.99
Original price
$1,187.99
$1,187.99 - $1,187.99
Current price $1,187.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,187.99 - Original price $1,187.99
Original price
$1,187.99
$1,187.99 - $1,187.99
Current price $1,187.99

Samsung - Galaxy S26 256GB (Unlocked) - Sky Blue

Samsung
Original price $953.99 - Original price $953.99
Original price
$953.99
$953.99 - $953.99
Current price $953.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $953.99 - Original price $953.99
Original price
$953.99
$953.99 - $953.99
Current price $953.99

Samsung - Galaxy S26 512GB (Unlocked) - Cobalt Violet

Samsung
Original price $1,187.99 - Original price $1,187.99
Original price
$1,187.99
$1,187.99 - $1,187.99
Current price $1,187.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,187.99 - Original price $1,187.99
Original price
$1,187.99
$1,187.99 - $1,187.99
Current price $1,187.99

Samsung - Galaxy S26+ 256GB (Unlocked) - White

Samsung
Original price $1,070.99 - Original price $1,070.99
Original price
$1,070.99
$1,070.99 - $1,070.99
Current price $1,070.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,070.99 - Original price $1,070.99
Original price
$1,070.99
$1,070.99 - $1,070.99
Current price $1,070.99

Samsung - Galaxy S26+ 256GB - Sky Blue (Verizon)

Samsung
Original price $1,277.99 - Original price $1,277.99
Original price
$1,277.99
$1,277.99 - $1,277.99
Current price $1,277.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,277.99 - Original price $1,277.99
Original price
$1,277.99
$1,277.99 - $1,277.99
Current price $1,277.99

Samsung - Galaxy S26 256GB - Black (Verizon)

Samsung
Original price $1,047.99 - Original price $1,047.99
Original price
$1,047.99
$1,047.99 - $1,047.99
Current price $1,047.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
Original price $1,047.99 - Original price $1,047.99
Original price
$1,047.99
$1,047.99 - $1,047.99
Current price $1,047.99

Samsung - 65 Class QN990F Series Neo QLED 8K Mini LED SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $3,159.99 - Original price $3,159.99
Original price
$3,159.99
$3,159.99 - $3,159.99
Current price $3,159.99

NQ8 AI Gen3 ProcessorGet brilliant 8K picture quality delivered without compromise with the most advanced AI powered processor in a Samsung TV. Eve...

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Original price $3,159.99 - Original price $3,159.99
Original price
$3,159.99
$3,159.99 - $3,159.99
Current price $3,159.99

Samsung - 32" Odyssey 1000R Curved QHD 165Hz 1ms AMD FreeSync Gaming Monitor (DP HDMI) - Black

Samsung
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Samsung - 990 EVO PLUS SSD 2TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

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Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

Samsung - 990 PRO 1TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Samsung - 990 PRO 2TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Samsung - 990 PRO 2TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung
Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

Samsung - 85 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,694.99 - Original price $1,694.99
Original price
$1,694.99
$1,694.99 - $1,694.99
Current price $1,694.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

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Original price $1,694.99 - Original price $1,694.99
Original price
$1,694.99
$1,694.99 - $1,694.99
Current price $1,694.99

Samsung - 55 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $891.99 - Original price $891.99
Original price
$891.99
$891.99 - $891.99
Current price $891.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

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Original price $891.99 - Original price $891.99
Original price
$891.99
$891.99 - $891.99
Current price $891.99

Samsung - 65 Class S90F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,702.99 - Original price $1,702.99
Original price
$1,702.99
$1,702.99 - $1,702.99
Current price $1,702.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver a mind-blowing 4K TV experience. No m...

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Original price $1,702.99 - Original price $1,702.99
Original price
$1,702.99
$1,702.99 - $1,702.99
Current price $1,702.99

Samsung - 55 Class S90F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,271.99 - Original price $1,271.99
Original price
$1,271.99
$1,271.99 - $1,271.99
Current price $1,271.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver a mind-blowing 4K TV experience. No m...

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Original price $1,271.99 - Original price $1,271.99
Original price
$1,271.99
$1,271.99 - $1,271.99
Current price $1,271.99

Samsung - 9100 PRO 2TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung
Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

Samsung - 24" S3 (S36GD) LED FHD 100Hz Curved Monitor (HDMI D-sub) - Black

Samsung
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

1800R Curved ScreenAn immersive viewing experience with a curved monitor that wraps more closely around your field of vision. It creates a wider vi...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Samsung - 37" ViewFinity S8 S80UD LED 4K UHD High Resolution Monitor with HDR10 USB-C and Ergonomic Stand - Black

Samsung
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

UHD ResolutionVisual excellence that professionals demand. UHD (3840x2160) resolution reveals greater levels of detail with higher pixel density. P...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Samsung - 32" M80F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C Ergonomic Stand and SlimFit Camera - Warm White

Samsung
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.4K AI UpscalingUn...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Samsung - T9 Portable SSD 4TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Beige

Samsung
Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.