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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

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  • Original price $131.99 - Original price $131.99
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    Seagate Game Drive for Xbox STMJ2000400 - Starfield Special Edition - hard drive - 2 TB - USB 3.2 Gen 1

    Seagate

    2TB storage capacityUp to 2TB of capacity lets you backup all your content without sacrificing files.Officially licensedThis Starfield Special Edit...

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    Original price $131.99 - Original price $131.99
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    $131.99
    $131.99 - $131.99
    Current price $131.99
  • Original price $159.99 - Original price $159.99
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    $159.99
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    Current price $159.99

    Seagate - Game Drive for Xbox 4TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Gray

    Seagate

    Build Your Game Vault4TB of capacity to build the ultimate Game Vault without sacrificing titlesXbox CertifiedCompatible with Xbox Series X Xbox Se...

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    Original price $159.99 - Original price $159.99
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    $159.99
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    Current price $159.99
  • Original price $187.99 - Original price $187.99
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    $187.99
    $187.99 - $187.99
    Current price $187.99

    Seagate - Game Drive for Xbox 5TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

    Seagate

    5TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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    Original price $187.99 - Original price $187.99
    Original price
    $187.99
    $187.99 - $187.99
    Current price $187.99
  • Original price $187.99 - Original price $187.99
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    $187.99
    $187.99 - $187.99
    Current price $187.99

    Seagate Game Drive for Xbox 5TB External USB 3.2 Gen 1 Portable Hard Drive with Green LED Bar - Black

    Seagate

    5TB storage capacityUp to 5TB of capacity lets you build the ultimate Game Vault without sacrificing titles.Xbox compatibilityCompatible with Xbox ...

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    Original price $187.99 - Original price $187.99
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    $187.99
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    Current price $187.99
  • Original price $545.99 - Original price $545.99
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    $545.99
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    Current price $545.99

    Yardbird - Fire Table Top - Square - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantDimensionsFire Pit Table Top 43.5" Width x 43.5" Depth x 1.75" HeightHave another q...

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    Original price $545.99 - Original price $545.99
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    $545.99
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  • Original price $2,259.99 - Original price $2,259.99
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    Yardbird - Harriet Outdoor Sofa - Mist

    Yardbird

    Sofa crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are highly wat...

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    Original price $2,259.99 - Original price $2,259.99
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  • Original price $316.99 - Original price $316.99
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    Yardbird - Eden Outdoor Coffee Table - Faux Weathered Teak

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Hand painted faux weathered teak.3 coats of paint powder hand finish and then a final ...

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    Original price $316.99 - Original price $316.99
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    $316.99
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  • Original price $868.99 - Original price $868.99
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    Current price $868.99

    Yardbird - Colby Outdoor Chair - Shale

    Yardbird

    Commercial-grade matte dark brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Cushions made ...

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    Original price $868.99 - Original price $868.99
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    $868.99
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  • Original price $394.99 - Original price $394.99
    Original price
    $394.99
    $394.99 - $394.99
    Current price $394.99

    Seagate - 2TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

    Seagate

    Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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    Original price $394.99 - Original price $394.99
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    $394.99
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    Current price $394.99
  • Original price $234.99 - Original price $234.99
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    $234.99
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    Current price $234.99

    Seagate - 1TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

    Seagate

    Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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    Original price $234.99 - Original price $234.99
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    $234.99
    $234.99 - $234.99
    Current price $234.99
  • Original price $155.99 - Original price $155.99
    Original price
    $155.99
    $155.99 - $155.99
    Current price $155.99

    Seagate - Game Drive for Xbox 4TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

    Seagate

    4TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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    Original price $155.99 - Original price $155.99
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    $155.99
    $155.99 - $155.99
    Current price $155.99
  • Original price $118.99 - Original price $118.99
    Original price
    $118.99
    $118.99 - $118.99
    Current price $118.99

    Seagate - Game Drive for Xbox 2TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

    Seagate

    2TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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    Original price $118.99 - Original price $118.99
    Original price
    $118.99
    $118.99 - $118.99
    Current price $118.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.