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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $50.99 - Original price $50.99
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$50.99
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Current price $50.99

Sony - PlayStation 5 - DualSense Charging Station - White

Sony

Charge two controllersYou can charge up to two DualSense wireless controllers at the same time without having to connect them to your PlayStation 5...

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Original price $50.99 - Original price $50.99
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$50.99
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Current price $50.99
Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99

Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $80.99 - Original price $80.99
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$80.99
$80.99 - $80.99
Current price $80.99
Original price $799.99
Original price $799.99 - Original price $799.99
Original price $799.99
Current price $749.99
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Current price $749.99

PlayStation 5 Pro Console - PlayStation 5

Sony

PlayStation Spectral Super Resolution (PSSR)Get super sharp image clarity on your 4K TV using AI enhanced resolution for ultra-high definition play...

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Original price $799.99
Original price $799.99 - Original price $799.99
Original price $799.99
Current price $749.99
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Current price $749.99
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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99

Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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Original price $80.99 - Original price $80.99
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$80.99
$80.99 - $80.99
Current price $80.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Sterling Silver

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $80.99 - Original price $80.99
Original price
$80.99
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Current price $80.99

Sony - PlayStation 5 - DualSense Wireless Controller - White

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Volcanic Red

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99
Original price $229.99 - Original price $229.99
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$229.99
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Current price $229.99

Sony Interactive Entertainment - PlayStation Portal Remote Player - White

Sony

Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over a WiFi network letting you jum...

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Original price $229.99 - Original price $229.99
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$229.99
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Original price $249.99
Original price $249.99 - Original price $249.99
Original price $249.99
Current price $229.99
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Current price $229.99

Sony - PlayStation Portal Remote Player - White

Sony

Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over your home Wi-Fi1 letting you j...

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Original price $249.99
Original price $249.99 - Original price $249.99
Original price $249.99
Current price $229.99
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Current price $229.99
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Original price $80.99 - Original price $80.99
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Current price $80.99

Sony - PlayStation 5 - DualSense Wireless Controller - Cosmic Red

Sony

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99
Original price $80.99 - Original price $80.99
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Current price $80.99

Sony - PlayStation 5 - DualSense Wireless Controller - Galactic Purple

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99
Original price $254.99 - Original price $254.99
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Current price $254.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - Black

Sony

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Cobalt Blue

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99
Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99

Sony Interactive Entertainment - DualSense Edge Wireless Controller for PS5 PC Mac Mobile - White

Sony

Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules; so you’re always playing with equipment that’s in great ...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Chroma Pearl

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99
Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99

Sony Interactive Entertainment - DualSense Edge Wireless Controller for PS5 PC Mac Mobile - Midnight Black

Sony

Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules so you’re always playing with equipment that’s in great s...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - White

Sony

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

View full details
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Chroma Indigo

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Chroma Teal

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99
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Sony - 50" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $531.99 - Original price $531.99
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Original price $474.99 - Original price $474.99
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Current price $474.99

Sony - 43" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

View full details
Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Cosmic Red

Sony

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Midnight Black

Sony

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99
Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - White

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.