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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi

Govee
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Segmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Sonic Origins Plus - Nintendo Switch

Sega
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Classic Sonic re-definedExplore 4 classic remastered Sonic titles Sonic the Hedgehog Sonic 2 Sonic 3 Knuckles and Sonic CD in high-definition. Al...

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Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Elgato - Stream Deck + Studio Controller with customizable touch strip and dials - Black

Corsair
Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Tactile ControlLCD keys touch strip and dials for audio video lighting and more.Fully CustomizableAudio mixer studio controller production console ...

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Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Forspoken - PlayStation 5

Square Enix
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

The Odyssey of a Reluctant HeroLead Frey on an unforgettable journey in her search for a way home after being mysteriously transported to an ancien...

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Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

SteelSeries - Apex Pro Mini 60 V2 Wireless Mechanical OmniPoint Adjustable HyperMagnetic Gaming Keyboard with Rapid Tap - Black

Steel Series
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Fully customizable stupidly fastWith OmniPoint 2.0 Adjustable HyperMagnetic switches.Rapid TapPrioritizes the last key press in a selected pair fo...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Logitech - G502 X PLUS LIGHTSPEED Wireless Optical Gaming Mouse with HERO 25K Sensor - Wireless - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Icon ReinventedFrom the legacy of Logitech’s most popular G502 design G502 X PLUS is reimagined and redesigned with the latest innovations in gamin...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Glorious - GPBT Gradient Universal Keycap Set Compatible with Most 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Nebula

Glorious
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Samsung - 49" Odyssey OLED G9 (G93SD) Dual-QHD 240Hz 0.03ms G-Sync Compatible Curved Glare Free Gaming Monitor - Silver

Samsung
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

OLED In Dual QHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you and take gaming to new heights. Content spr...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Forza Horizon 5 Standard Edition - Xbox Series X Xbox One

Microsoft
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

This is your horizon adventureLead breathtaking expeditions across the vibrant and ever-evolving open world landscapes of Mexico with limitless fun...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Razer - Huntsman Mini 60 Wired Optical Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Mercury

Razer
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Razer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

CORSAIR - K55 RGB Pro Full-size Wired Dome Membrane Gaming Keyboard with Elgato Stream Deck Software Integration - Black

Corsair
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Dynamic RGB backlightingLight up your desktop with six onboard lighting effects assign a color to each lighting zone or program your own vibrant li...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

PNY - GeForce RTX 5070 12GB ARGB OC GDDR7 PCI Express 5.0 Graphics Card with Triple Fan - Black

PNY
Original price $746.99 - Original price $746.99
Original price
$746.99
$746.99 - $746.99
Current price $746.99

NVIDIADLSS4Supreme speed. Superior visuals. Powered by AI. DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost FPS...

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Original price $746.99 - Original price $746.99
Original price
$746.99
$746.99 - $746.99
Current price $746.99

NETGEAR - Nighthawk AX6000 Wi-Fi 6 Router with DOCIS 3.1 Cable Modem - Black

NETGEAR
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

Built for Wi-Fi 6 and DOCSIS 3.1Join the new generation of Wi-Fi 6 router with a built-in DOCSIS 3.1 cable modem that delivers blazing-fast multi g...

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Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

PowerA - Protection Case for Nintendo Switch - OLED Model Nintendo Switch and Nintendo Switch Lite - Sonic Peel Out

PowerA
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Sturdy outer shell with rubberized handle and durable dual zipper pullsBuilt-in play stand for Tabletop ModeMolded interior with felt lining plus z...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Samsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black

Samsung
Original price $458.99 - Original price $458.99
Original price
$458.99
$458.99 - $458.99
Current price $458.99

Optimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...

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Original price $458.99 - Original price $458.99
Original price
$458.99
$458.99 - $458.99
Current price $458.99

Yakuza Kiwami 1+2 - PlayStation 5

Sega
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Kiwami 1Neon lights brutal fights and endless lights.Kiwami 2There can only be one dragon.Kiwami 1 ExperienceExperience immersive exploration crush...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Samsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black

Samsung
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...

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Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

SteelSeries - Apex 3 TKL Wired Membrane Whisper Quiet Switch Gaming Keyboard 8 zone RGB Backlighting - Lavender

Steel Series
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

TKL FORM FACTORCompact tenkeyless design is widely used by esport pros and saves precious desk space.WATER AND DUST RESISTANTPrevents accidental da...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Pokmon Edition

Razer
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Officially Licensed By PokemonFrom Pikachu and Bulbasaur to Charmander and Squirtle get a dream start to your adventure with our eye-catching Black...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Sony - PlayStation 5 - Media Remote - White

Sony
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Seamless console compatibilityPower on your PS5 console and navigate its menus directly with the remote for ultimate convenience.Media playback con...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Tales of Xillia Remastered - Nintendo Switch

BANDAI NAMCO Entertainment
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Two heroes one destinyFollow the paths of Milla and Jude as they embark on their daring journey through Rieze Maxia a wondrous land where mankind a...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Yakuza Kiwami 3 Dark Ties - PlayStation 5

Sega
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

The bustling streets of Okinawa and TokyoYakuza Kiwami 3; come to life in stunning detail with reimagined combat taking brutal brawling action to t...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Logitech - Z407 2.1 Bluetooth Computer Speaker System with Wireless Control (3-Piece) - Black

Logitech
Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Immersive soundThe expertly tuned 2.1 speaker system features 80 watts of peak power and 40-watt RMS. Experience immersive lifelike sound—from cris...

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Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

ASUS - TUF Gaming 24" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium (DisplayPort HDMI) - Black

ASUS
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.