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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $142.99 - Original price $142.99
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    BenQ GW2490T - LED monitor - Full HD (1080p) - 24"

    BenQ

    100Hz REFRESH RATEreacts more quickly to changes resulting in a smoother user experienceERGONOMICS W/ HEIGHT ADJUSTMENThas tilt pivot swivel and he...

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    Original price $142.99 - Original price $142.99
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  • Original price $99.99 - Original price $99.99
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    WD - BLACK SN770 500GB Internal SSD PCIe Gen 4 x4

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceImprove in-game responsiveness and streaming with the PCIe Gen4 interface for a performance boost you can see and fee...

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    Original price $99.99 - Original price $99.99
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  • Original price $81.99 - Original price $81.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment (2024 release) - Hibiscus

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $81.99 - Original price $81.99
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  • Original price $567.99 - Original price $567.99
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    ViewSonic - VX4381-4K 42.5" LCD 4K UHD Monitor with HDR (DisplayPort USB HDMI) - Black

    ViewSonic

    4K UHDExperience breathtaking level of details when you open your eyes to the clarity of 4K UHD screenViewable Screen Size and Panel Type42.5in scr...

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    Original price $567.99 - Original price $567.99
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  • Original price $805.99 - Original price $805.99
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    MSI MAG 271QPX QD-OLED - OLED monitor - 26.5" - HDR

    MSI

    MSI MAG 271QPX QD-OLED - OLED monitor - gaming - 26.5" - 2560 x 1440 WQHD 360 Hz - 1000 cd/m² - 15000001 - DisplayHDR 400 True Black - 0.03 ms - 2...

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    Original price $805.99 - Original price $805.99
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    ViewSonic VX2416a - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic VX2416a - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 120 Hz - IPS - 250 cd/m² - 13001 - 1 ms - HDMI Displ...

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    Original price $142.99 - Original price $142.99
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  • Original price $125.99 - Original price $125.99
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    Backbone - One - PlayStation Edition (USB-C) - Mobile Gaming Controller for iPhone 15/16 Series and Android - 2nd Generation - White

    Backbone Entertainment

    Play virtually any game anywhereChoose from free Google Play Store and App Store games like Call of Duty Mobile and Roblox stream through cloud gam...

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    Backbone - One (USB-C) - Mobile Gaming Controller for iPhone 15/16 Series and Android - 2nd Generation - Black

    Backbone Entertainment

    Play Virtually Any Game AnywhereChoose from free App Store and Google Play Store games like Call of Duty Mobile and Roblox stream through your clou...

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  • Original price $336.99 - Original price $336.99
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    SteelSeries Arctis Nova Pro - for Xbox - headset

    Steel Series

    WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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    Original price $336.99 - Original price $336.99
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  • Original price $125.99 - Original price $125.99
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    Alienware - AW620M Wireless Optical Gaming Mouse - Lunar Light

    Alienware

    Fit for a Gamer's GripMaintain the upper hand in any adventure with a full sized sculpted design. The right-handed asymmetrical shape offers slip r...

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    Original price $125.99 - Original price $125.99
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  • Original price $934.99 - Original price $934.99
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    Samsung - 34" Odyssey OLED G8 Curved Ultra-WQHD 175Hz 0.03ms FreeSync Prem Pro G-Sync Compatible Smart Glare Free Gaming Monitor - Silver

    Samsung

    OLED in Ultra-WQHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you elevating your gaming experience to new h...

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    Original price $934.99 - Original price $934.99
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  • Original price $53.99 - Original price $53.99
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    The Karate Kid Street Rumble - PlayStation 4

    GameMill Entertainment

    Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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    Original price $53.99 - Original price $53.99
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  • Original price $79.99 - Original price $79.99
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    Aluratek - Streamcast Pro Wireless HDMI to HDMI Transmitter and Receiver - White

    Aluratek

    Connect and StreamConnect your HDMI source to Aluratek HDMI transmitter and then then connect the Aluratek HDMI receiver to a TV or projector.Sta...

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    Original price $79.99 - Original price $79.99
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  • Original price $273.99 - Original price $273.99
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    WD Black WD8002FZBX - hard drive - 8 TB - gaming - SATA 6Gb/s

    Western Digital

    Gaming Performance and CapacityWD_BLACK is purpose-built to enhance your PC gaming experience. Available with an impressive 256 MiB of DRAM cache o...

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    Original price $273.99 - Original price $273.99
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  • Original price $2,261.99 - Original price $2,261.99
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    Acer - Predator Helios 18 Gaming Laptop - 18" 2560 x 1600 IPS 240Hz Intel i9-14900HX GeForce RTX 4080 - 32GB DDR5 1TB SSD - Abyssal Black

    Acer

    Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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    Original price $2,261.99 - Original price $2,261.99
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  • Original price $180.99 - Original price $180.99
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    Alienware - Pro Wireless Optical Gaming Ambidextrous Mouse - Lunar Light

    Alienware

    Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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    Original price $180.99 - Original price $180.99
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  • Original price $360.99 - Original price $360.99
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    LG - My View 32" VA UHD 60Hz Smart Monitor (HDMI USB-C) - White

    LG

    MyView Smart Monitor IntroLG MyView Smart Monitor is designed for multitasking while you work play and watch. Connect the 27 display to a laptop de...

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    Original price $360.99 - Original price $360.99
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  • Original price $1,049.99 - Original price $1,049.99
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    Logitech G PRO Racing Wheel with TRUEFORCE feedback technology for PlayStation 5 and PC - Black

    Logitech

    Direct DriveThe motor is capable of an impressive 11 Nm (max) of force with an incredible low-latency response for the superior control and perform...

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    Original price $1,049.99 - Original price $1,049.99
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  • Original price $434.99 - Original price $434.99
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    Alienware - AW2724HF 27" IPS FHD 360Hz .5-ms FreeSync Gaming Monitor (HDMI DisplayPort) - Dark side of the Moon

    Alienware

    Full HD 1920 x 1080 resolutionThe 27 FHD display gives you more visual real estate than the typical 25 high-speed display putting you in the middle...

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    Original price $434.99 - Original price $434.99
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  • Original price $2,200.99 - Original price $2,200.99
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    HP - OmniStudio X 31.5" 4K UHD All-in-One - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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  • Original price $307.99 - Original price $307.99
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    LG - My View 27" IPS UHD 60Hz Smart Monitor (HDMI USB-C) - White

    LG

    MyView Smart MonitorLG MyView Smart Monitor is designed for multitasking while you work play and watch. Connect the 27 display to a laptop desktop ...

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    Original price $307.99 - Original price $307.99
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  • Original price $640.99 - Original price $640.99
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    HP - 15.6" Touch-Screen Laptop - Intel Core i5 - 8GB Memory - 512GB SSD - Natural Silver

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $640.99 - Original price $640.99
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  • Original price $2,193.99 - Original price $2,193.99
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    Samsung - 55" Odyssey Ark 2nd Gen. Curved 4K UHD Quantum Mini-LED FreeSync Prem Pro 1ms GTG Gaming Screen - Black

    Samsung

    4-Input Multi ViewA whole new way to view. With the upgraded Multi View connect and see up to 4 different inputs at once including the addition of ...

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    Original price $2,193.99 - Original price $2,193.99
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  • Original price $156.99 - Original price $156.99
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    Vankyo - Leisure 470 Pro Native 1080P Wireless Single LCD Mini Projector - White

    Vankyo

    Built in cooling systemThe projector's advanced cooling system is designed to operate silently while efficiently managing heat for extended use.170...

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    Original price $156.99 - Original price $156.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.