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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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Epson - Lifestudio Flex Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Oak

Epson
Original price $990.99 - Original price $990.99
Original price
$990.99
$990.99 - $990.99
Current price $990.99

Big. Bright. Beautiful.4K PRO-UHD with 1000 Lumens of Color Brightness (IDMS Rated) and 1000 Lumens of White Brightness (ISO Rated) up to 150''Exce...

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Original price $990.99 - Original price $990.99
Original price
$990.99
$990.99 - $990.99
Current price $990.99

ASUS - DUAL NVIDIA GeForce RTX 5060 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $656.99 - Original price $656.99
Original price
$656.99
$656.99 - $656.99
Current price $656.99

AI Performance767 AI TOPSOC mode2632 MHz (OC mode)/ 2602 MHz (Default mode)Powered ByThe NVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusias...

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Original price $656.99 - Original price $656.99
Original price
$656.99
$656.99 - $656.99
Current price $656.99

DRAGON QUEST VII Reimagined - PlayStation 5

Square Enix
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

A diorama brought to lifeDRAGON QUEST VII Reimagined blends a beautiful diorama art style with Akira Toriyama's iconic character designs to make ev...

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Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Razer - USB 4 Dock Station with 14 Ports for PC and Mac - Black

Razer
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Ultra-Fast USB 4 ConnectivityDiscover the new USB standard for data transfer rates display output support and device charging that is backwards com...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

MSI - Pro MP165 E6 15.6" LCD FHD 60Hz 4ms Adaptive Sync IPS Portable Monitor with Built-in Speakers (2x type-c HDMI) - Matte Black

MSI
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

15.6" FHD (1920 x 1080)The monitor offers a 1920 x 1080 (FHD) resolution for crisp and clear visuals making every detail stand out.60Hz Refresh Rat...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Razer - DeathAdder V4 Pro Lightweight Optical Gaming Mouse with 150 Hour Battery - Wireless - White

Razer
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

57g Ultra-Lightweight DesignRe-engineered with weight optimizations and a smooth-touch finish our latest DeathAdder delivers faster tighter movemen...

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Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Nintendo - amiibo - Mario and Luma - Super Mario Galaxy + Super Mario Galaxy 2 Series - Multi

Nintendo
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Get cool in-game extras with amiibo accessories and compatible gamesJust tap an amiibo accessory to the NFC touchpoint to enjoy fun in-game extra f...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Turtle Beach - Victrix Pro BFG Reloaded Wireless Modular Controller for PlayStation 5 PlayStation 4 Windows - Black

Turtle Beach
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

Anti-Drift ThumbsticksEnjoy drift-free precision premium accuracy and lasting durability from three customizable modules with Hall-Effect technolog...

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Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

NBA 2K26 - PlayStation 5

Take 2 Interactive
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Powered by ProPLAYDominate every possession with immersive technology that directly translates NBA footage into realistic gameplay. Feel more conne...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

ASUS - RT-BE92U BE9700 Tri-Band Wi-Fi 7 Router - Black

ASUS
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Faster Smarter Home Wi-Fi 7The ASUS RT-BE92U boasts cutting-edge Wi-Fi 7 technology with superior 6 GHz band. Enjoy next-generation speeds and conn...

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Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

CORSAIR - Optical Gaming Mouse with Adjustable Weights - Wired - Black

Corsair
Original price $121.99 - Original price $121.99
Original price
$121.99
$121.99 - $121.99
Current price $121.99

Advanced optical sensorA custom Pixart PMW3391 native 18000 DPI optical sensor adjustable in 1 DPI resolution steps gives you total sensitivity cus...

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Original price $121.99 - Original price $121.99
Original price
$121.99
$121.99 - $121.99
Current price $121.99

Sony - 48" Class BRAVIA XR A90K OLED 4K UHD Smart Google TV (2022)

Sony
Original price $1,432.99 - Original price $1,432.99
Original price
$1,432.99
$1,432.99 - $1,432.99
Current price $1,432.99

Cognitive Processor XRIntelligent TV processing understands how humans see te real world to deliver intense contrast with deep blacks high peak bri...

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Original price $1,432.99 - Original price $1,432.99
Original price
$1,432.99
$1,432.99 - $1,432.99
Current price $1,432.99

BenQ - GW2490 23.8" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black

BenQ
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Sony - Stick Module for DualSense Edge Wireless Controller - Multi

Sony
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Replaceable Stick ModulesPlay for longer with swappable replacement stick modules available to purchase separately.

Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Razer - BlackWidow V4 Pro Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Razer Green Mechanical Switches for precise execution with a clicky tactile feelWith a 1.9mm actuation point requiring just 50g of force experience...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Denon - AVR-S570BT (70W X 5) 5.2-Ch. Bluetooth Capable 8K Ultra HD HDR Compatible AV Home Theater Receiver - Black

Denon
Original price $501.99 - Original price $501.99
Original price
$501.99
$501.99 - $501.99
Current price $501.99

Enjoy Movies and Gaming in 8K QualityA successor to the AVR-S540BT the Denon AVR-S570BT AV receiver ensures HD audio playback and an enhanced gamin...

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Original price $501.99 - Original price $501.99
Original price
$501.99
$501.99 - $501.99
Current price $501.99

TP-Link - Deco 7 BE5000 Dual-Band Wi-Fi 7 Whole Home Mesh Router System Deco BE5000 (3-Pack) - White

TP Link
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Supercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Star Wars Jedi Survivor Standard Edition - PlayStation 5

Electronic Arts
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Continue Cal’s JourneyNo longer a Padawan Cal has come into his own and grown into a powerful Jedi KnightGo Beyond Your TrainingThe cinematic comba...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Samsung - T7 Shield 4TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung
Original price $1,331.99 - Original price $1,331.99
Original price
$1,331.99
$1,331.99 - $1,331.99
Current price $1,331.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $1,331.99 - Original price $1,331.99
Original price
$1,331.99
$1,331.99 - $1,331.99
Current price $1,331.99

PowerA - Wired Controller for Nintendo Switch Nintendo Switch 2 - Black

Power A
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Matte black designWorks with Nintendo Switch 2. C button not availableErgonomic controller design with Nintendo Switch button layoutDetachable 10ft...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Samsung - T9 Portable SSD 1TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

HyperX - Pulsefire Mat Gaming Mouse Pad (XL) - Black

HyperX
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Flush anti-fray stitchingThe seamless anti-fray stitched edges provide resistance to daily wear and tear.Densely woven cloth surface tuned for prec...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Blue (Unlocked)

Apple
Original price $751.99 - Original price $751.99
Original price
$751.99
$751.99 - $751.99
Current price $751.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $751.99 - Original price $751.99
Original price
$751.99
$751.99 - $751.99
Current price $751.99

CORSAIR - M55 Wireless FPS Optical Gaming Ambidextrous Mouse with Slipstream Technology - Wireless - Black

Corsair
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Compact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.