Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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Epson - Lifestudio Flex Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Oak
EpsonBig. Bright. Beautiful.4K PRO-UHD with 1000 Lumens of Color Brightness (IDMS Rated) and 1000 Lumens of White Brightness (ISO Rated) up to 150''Exce...
View full detailsASUS - DUAL NVIDIA GeForce RTX 5060 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black
ASUSAI Performance767 AI TOPSOC mode2632 MHz (OC mode)/ 2602 MHz (Default mode)Powered ByThe NVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusias...
View full detailsDRAGON QUEST VII Reimagined - PlayStation 5
Square EnixA diorama brought to lifeDRAGON QUEST VII Reimagined blends a beautiful diorama art style with Akira Toriyama's iconic character designs to make ev...
View full detailsRazer - USB 4 Dock Station with 14 Ports for PC and Mac - Black
RazerUltra-Fast USB 4 ConnectivityDiscover the new USB standard for data transfer rates display output support and device charging that is backwards com...
View full detailsMSI - Pro MP165 E6 15.6" LCD FHD 60Hz 4ms Adaptive Sync IPS Portable Monitor with Built-in Speakers (2x type-c HDMI) - Matte Black
MSI15.6" FHD (1920 x 1080)The monitor offers a 1920 x 1080 (FHD) resolution for crisp and clear visuals making every detail stand out.60Hz Refresh Rat...
View full detailsRazer - DeathAdder V4 Pro Lightweight Optical Gaming Mouse with 150 Hour Battery - Wireless - White
Razer57g Ultra-Lightweight DesignRe-engineered with weight optimizations and a smooth-touch finish our latest DeathAdder delivers faster tighter movemen...
View full detailsNintendo - amiibo - Mario and Luma - Super Mario Galaxy + Super Mario Galaxy 2 Series - Multi
NintendoGet cool in-game extras with amiibo accessories and compatible gamesJust tap an amiibo accessory to the NFC touchpoint to enjoy fun in-game extra f...
View full detailsTurtle Beach - Victrix Pro BFG Reloaded Wireless Modular Controller for PlayStation 5 PlayStation 4 Windows - Black
Turtle BeachAnti-Drift ThumbsticksEnjoy drift-free precision premium accuracy and lasting durability from three customizable modules with Hall-Effect technolog...
View full detailsNBA 2K26 - PlayStation 5
Take 2 InteractivePowered by ProPLAYDominate every possession with immersive technology that directly translates NBA footage into realistic gameplay. Feel more conne...
View full detailsASUS - RT-BE92U BE9700 Tri-Band Wi-Fi 7 Router - Black
ASUSFaster Smarter Home Wi-Fi 7The ASUS RT-BE92U boasts cutting-edge Wi-Fi 7 technology with superior 6 GHz band. Enjoy next-generation speeds and conn...
View full detailsCORSAIR - Optical Gaming Mouse with Adjustable Weights - Wired - Black
CorsairAdvanced optical sensorA custom Pixart PMW3391 native 18000 DPI optical sensor adjustable in 1 DPI resolution steps gives you total sensitivity cus...
View full detailsSony - 48" Class BRAVIA XR A90K OLED 4K UHD Smart Google TV (2022)
SonyCognitive Processor XRIntelligent TV processing understands how humans see te real world to deliver intense contrast with deep blacks high peak bri...
View full detailsBenQ - GW2490 23.8" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black
BenQ100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...
View full detailsSony - Stick Module for DualSense Edge Wireless Controller - Multi
SonyReplaceable Stick ModulesPlay for longer with swappable replacement stick modules available to purchase separately.
Razer - BlackWidow V4 Pro Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black
RazerRazer Green Mechanical Switches for precise execution with a clicky tactile feelWith a 1.9mm actuation point requiring just 50g of force experience...
View full detailsDenon - AVR-S570BT (70W X 5) 5.2-Ch. Bluetooth Capable 8K Ultra HD HDR Compatible AV Home Theater Receiver - Black
DenonEnjoy Movies and Gaming in 8K QualityA successor to the AVR-S540BT the Denon AVR-S570BT AV receiver ensures HD audio playback and an enhanced gamin...
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TP-Link - Deco 7 BE5000 Dual-Band Wi-Fi 7 Whole Home Mesh Router System Deco BE5000 (3-Pack) - White
TP-Link - Deco 7 BE5000 Dual-Band Wi-Fi 7 Whole Home Mesh Router System Deco BE5000 (3-Pack) - White
TP LinkSupercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...
View full detailsStar Wars Jedi Survivor Standard Edition - PlayStation 5
Electronic ArtsContinue Cal’s JourneyNo longer a Padawan Cal has come into his own and grown into a powerful Jedi KnightGo Beyond Your TrainingThe cinematic comba...
View full detailsSamsung - T7 Shield 4TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black
SamsungRugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...
View full detailsPowerA - Wired Controller for Nintendo Switch Nintendo Switch 2 - Black
Power AMatte black designWorks with Nintendo Switch 2. C button not availableErgonomic controller design with Nintendo Switch button layoutDetachable 10ft...
View full detailsSamsung - T9 Portable SSD 1TB Up to 2000MB/s USB 3.2 Gen2 - Black
SamsungSetting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...
View full detailsHyperX - Pulsefire Mat Gaming Mouse Pad (XL) - Black
HyperXFlush anti-fray stitchingThe seamless anti-fray stitched edges provide resistance to daily wear and tear.Densely woven cloth surface tuned for prec...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Blue (Unlocked)
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsCORSAIR - M55 Wireless FPS Optical Gaming Ambidextrous Mouse with Slipstream Technology - Wireless - Black
CorsairCompact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.