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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $437.99 - Original price $437.99
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    ViewSonic VX1655-4K - LED monitor - 4K - 16"

    ViewSonic

    ViewSonic VX1655-4K - LED monitor - 16" (15.6" viewable) - portable - 3840 x 2160 4K 60 Hz - 400 cd/m² - 10001 - Mini HDMI 2xUSB-C - speakers

    Original price $437.99 - Original price $437.99
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  • Original price $66.99 - Original price $66.99
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    Microsoft Xbox Wireless Controller - gamepad - wireless - Bluetooth

    Microsoft

    Microsoft Xbox Wireless Controller - Gamepad - wireless - Bluetooth - astral purple - for PC Microsoft Xbox One Android Microsoft Xbox Series S Mic...

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    Original price $66.99 - Original price $66.99
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  • Original price $905.99 - Original price $905.99
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    ViewSonic VP3268A-4K - LED monitor - 32"

    ViewSonic

    ViewSonic VP3268A-4K - LED monitor - 32" (31.5" viewable) - 3840 x 2160 4K UHD (2160p) 60 Hz - IPS - 350 cd/m² - 13001 - 5 ms - 2xHDMI DisplayPort...

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    Original price $905.99 - Original price $905.99
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  • Original price $110.99 - Original price $110.99
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    PS5 DUALSENSE 1

    Sony

    PS5 DUALSENSE 1

    Original price $110.99 - Original price $110.99
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  • Original price $180.99 - Original price $180.99
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    MSI MAG 27C6F - LED monitor - curved - Full HD (1080p) - 27" - HDR

    MSI

    MSI MAG 27C6F - LED monitor - gaming - curved - 27" - 1920 x 1080 Full HD (1080p) 180 Hz - Rapid VA - 250 cd/m² - 30001 - 0.5 ms - 2xHDMI DisplayPort

    Original price $180.99 - Original price $180.99
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  • Original price $164.99 - Original price $164.99
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    ViewSonic VX2716A - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    ViewSonic VX2716A - LED monitor - gaming - 27" - 1920 x 1080 Full HD (1080p) 120 Hz - IPS - 300 cd/m² - 13001 - 1 ms - HDMI DisplayPort USB-C

    Original price $164.99 - Original price $164.99
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  • Original price $47.99 - Original price $47.99
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    PowerA - Wired Stereo Headset for Nintendo Switch - Llama Here

    PowerA

    Virtual item includedCode for Bonus Virtual Item Included - GlyphicDesigned for comfortDesigned for Comfort Ultra-lightweight frame and over-ear b...

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    Original price $47.99 - Original price $47.99
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  • Original price $218.99 - Original price $218.99
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    Sony PULSE Explore - true wireless earphones with mic

    Sony Computer Entertainment Am

    Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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    Original price $218.99 - Original price $218.99
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  • Original price $155.99 - Original price $155.99
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    CORSAIR Gaming HS80 MAX WIRELESS - headset

    Corsair

    Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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    Original price $155.99 - Original price $155.99
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  • Original price $92.99 - Original price $92.99
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    Glorious - GMMK 2 Prebuilt 65 Compact Wired Mechanical Linear Switch Gaming Keyboard with Hotswappable Switches - Black

    Glorious

    Space-saving designThe compact size of the GMMK 2 65 Compact ensures it seamlessly fits into any gaming setup freeing up valuable desk space for an...

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    Original price $92.99 - Original price $92.99
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  • Original price $141.99 - Original price $141.99
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    ViewSonic VX2267-mhd - LED monitor - Full HD (1080p) - 22"

    ViewSonic

    Full HD21.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $141.99 - Original price $141.99
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  • Original price $114.99 - Original price $114.99
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    CORSAIR K70 CORE TKL RGB - keyboard TKL - QWERTY - English - black Input Device

    Corsair

    Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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    Original price $114.99 - Original price $114.99
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  • Original price $151.99 - Original price $151.99
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    CORSAIR K70 CORE RGB - keyboard TKL - QWERTY - US - black Input Device

    Corsair

    Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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    Original price $151.99 - Original price $151.99
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  • Original price $359.99 - Original price $359.99
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    Logitech G Astro A50 5th generation - headset

    Logitech

    PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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    Original price $359.99 - Original price $359.99
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  • Original price $451.99 - Original price $451.99
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    Samsung - M70D 43 LED 4K UHD 60Hz 4ms Smart Monitor with HDR 10 (HDMI USB) - Black

    Samsung

    Smart TV AppsStream OTT content directly from the monitor or tune into Samsung TV Plus to get live TV channels and on-demand content at zero cost M...

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    Original price $451.99 - Original price $451.99
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  • Original price $221.99 - Original price $221.99
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    Crucial - DDR5 - kit - 64 GB 2 x 32 GB - DIMM 288-pin - 5600 MHz / PC5-44800 - unbuffered

    Crucial

    Low-profile matte black heat spreaderDissipate module heat and enhance your gaming rig with a sleek modern look. With our integrated low-profile he...

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    Original price $221.99 - Original price $221.99
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  • Original price $155.99 - Original price $155.99
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    CORSAIR K65 PLUS Wireless - keyboard - 75 - US Input Device

    Corsair

    Skill Meets StyleSeize the win on a gaming keyboard that matches your style and punctuates your best play. The space-saving 75 keyboard layout allo...

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  • Original price $179.99 - Original price $179.99
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    SCUF - ENVISION PRO Wireless Gaming Controller for PC - White/Gray

    SCUF

    Four rear remappable paddlesKeep your thumbs on the sticks for faster reactions.Five fully remappable G-KeysFor advanced macros and Corsair iCUE in...

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    Original price $179.99 - Original price $179.99
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  • Original price $107.99 - Original price $107.99
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    CORSAIR M75 AIR - mouse - ultra-lightweight - 2.4 GHz Bluetooth - black

    Corsair

    Defined in ambition. Built through rigorOur most diligently crafted mouse that lets nothing come between you and your best competitive play. Meticu...

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    Original price $107.99 - Original price $107.99
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  • Original price $246.99 - Original price $246.99
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    Magic Keyboard with Touch ID and Numeric Keypad for Mac models with Apple silicon (USB-C) - Black Keys

    Apple

    CompatibilityMac ModelsMacBook Air (2020 and later) MacBook Pro (2020 and later) iMac (2021 and later) Mac mini (2020 and later) Mac Studio (2022 a...

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    Original price $246.99 - Original price $246.99
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  • Original price $593.99 - Original price $593.99
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    Crucial T700 - SSD - 4 TB - PCI Express 5.0 (NVMe)

    Crucial

    Blistering SpeedsGet sequential reads/writes of up to 12400/11800MB/s and random read/writes of up to 1500K IOPS for blazing performance for faster...

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    Original price $593.99 - Original price $593.99
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  • Original price $222.99 - Original price $222.99
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    Elgato Game Capture 4K X - video capture adapter - USB-C

    Elgato

    Next-gen captureUp to 4K at 144 frames per second.HDMI 2.1 in/outRecord high frame rates up to 240fps in 1080p resolution.VRR passthroughEnjoy smoo...

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    Original price $222.99 - Original price $222.99
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  • Original price $1,004.99 - Original price $1,004.99
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    Lenovo - IdeaCentre 3 Desktop - Intel Core i7-14700 - 16GB Memory - 1TB SSD - Cloud Grey

    Lenovo

    Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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    Original price $1,004.99 - Original price $1,004.99
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  • Original price $39.99 - Original price $39.99
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    Resident Evil 4 - Xbox Series X

    Capcom

    Reawaken a ClassicResident Evil 4 preserves the essence of the original game now reconstructed using Capcom’s proprietary RE Engine to deliver real...

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    Original price $39.99 - Original price $39.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.