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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $60.99 - Original price $60.99
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    8BitDo - Pro 2 Bluetooth Controller with Hall Effect Joysticks - Black

    8BitDo

    Gyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...

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    Original price $60.99 - Original price $60.99
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  • Original price $223.99 - Original price $223.99
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    Magic Keyboard with Touch ID and Numeric Keypad for Mac models with Apple silicon (USB-C) - White Keys

    Apple

    CompatibilityMac ModelsMacBook Air (2020 and later) MacBook Pro (2020 and later) iMac (2021 and later) Mac mini (2020 and later) Mac Studio (2022 a...

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    Original price $223.99 - Original price $223.99
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  • Original price $89.99 - Original price $89.99
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    Rocketfish - 15' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

    Rocketfish

    Ultra High-Speed HDMI CableEnsure performance at the highest standards with HDMI 2.1 Certification featuring up to 48 Gbps of bandwidth.Superior re...

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    Original price $89.99 - Original price $89.99
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  • Original price $218.99 - Original price $218.99
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    Logitech - PRO X TKL RAPID Tenkeyless Corded Magnetic Analog Switch Gaming Keyboard with Customizable RGB Lighting - Black

    Logitech

    Tournament-Grade Responsiveness and PrecisionThe PRO X TKL RAPID Wired Gaming Keyboard features magnetic analog (Hall-Effect) switches Rapid Trigge...

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    Original price $218.99 - Original price $218.99
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  • Original price $274.99 - Original price $274.99
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    Samsung - 32 ViewFinity UJ590 UHD Monitor - Dark Gray/Blue

    Samsung

    4K Ultra HD 3840 x 2160 resolutionOutstanding detail that's ideal for watching high-resolution videos and playing games with settings maxed out.4 m...

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    Original price $274.99 - Original price $274.99
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  • Original price $224.99 - Original price $224.99
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    Logitech G G915 X - keyboard - LIGHTSPEED TKL - QWERTY - English - black Input Device

    Logitech

    TKL keyboard for gamingThe Logitech G915 X LIGHTSPEED TKL compact gaming keyboard offers the latest innovations in gaming tech; sleek design and ne...

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    Original price $224.99 - Original price $224.99
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  • Original price $320.99 - Original price $320.99
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    Lenovo - IdeaPad 1 15.6" (FHD) Laptop - AMD Ryzen 3 - AMD Radeon - 4GB - 128GB SSD - Abyss Blue

    Lenovo

    Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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  • Original price $102.99 - Original price $102.99
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    Insignia - TV Stand for Most TVs Up to 55 - Black

    Insignia

    Supports TVs up to 55Sturdy tabletop holds most TVs up to 55 (139.7 cm) and 70 lbs. (31.75 kg).Neutral black colorSolid black finish matches your e...

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  • Original price $224.99 - Original price $224.99
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    Serta - Connor Upholstered Executive High-Back Office Chair with Lumbar Support - Microfiber - Gray

    Serta

    Modern styleGive your workplace a professional look with this stylish Serta Office ChairAll day comfortPlush cushions keep you comfortable for long...

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  • Original price $200.99 - Original price $200.99
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    HP V24i G5 23.8" LCD FHD FreeSync Monitor - Black

    HP

    3 Sided micro-edge bezelSee and do more on your screen with a 3-sided micro-edge bezel that maximizes your viewing area for a sleek design and virt...

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  • Original price $75.99 - Original price $75.99
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    CORSAIR HS55 SURROUN

    Corsair

    CORSAIR HS55 SURROUNDV2 MULTI

    Original price $75.99 - Original price $75.99
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    ASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - 16" - Intel Core i9 - 13900H - 16 GB RAM - 1 TB SSD

    ASUS

    ASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - Flip design - Intel Core i9 - 13900H / up to 5.4 GHz - Win 11 Home - HD Graphics - 16 GB RAM - 1 TB S...

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    Original price $935.99 - Original price $935.99
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  • Original price $1,873.99 - Original price $1,873.99
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    ASUS ZenBook Duo UX8406MA-PS99T - AI Ready - 14" - Intel Core Ultra 9 - 185H - Evo - 32 GB RAM - 1 TB SSD

    ASUS

    ASUS ZenBook Duo UX8406MA-PS99T - 180-degree hinge design - Intel Core Ultra 9 - 185H / up to 5.1 GHz - Evo - Win 11 Home - Intel Arc Graphics - 32...

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    Original price $1,873.99 - Original price $1,873.99
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  • Original price $604.99 - Original price $604.99
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    ViewSonic VP2768a-4K - LED monitor - 27"

    ViewSonic

    ViewSonic VP2768a-4K - LED monitor - 1 ports - 27" - 3840 x 2160 4K UHD (2160p) 60 Hz - IPS - 350 cd/m² - 13001 - 6 ms - 2xHDMI DisplayPort USB-C

    Original price $604.99 - Original price $604.99
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  • Original price $86.99 - Original price $86.99
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    Logitech G G309 - mouse - gaming - 2.4 GHz Bluetooth - black

    Logitech

    Max playSwitch between the robust yet low latency LIGHTSPEED wireless and Bluetooth connectivity on this wireless gaming mouse for total wireless f...

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    Original price $86.99 - Original price $86.99
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  • Original price $314.99 - Original price $314.99
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    Samsung - 32 ViewFinity S7 LED 4k UHD 60Hz Monitor with HDR 10 (DisplayPort HDMI) - Black

    Samsung

    4K UHD ResolutionDelivers the crystal-clear visual excellence that is demanded by designers and creators everywhere. 4K UHD (3840x2160) Resolution ...

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    Original price $314.99 - Original price $314.99
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  • Original price $185.99 - Original price $185.99
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    Alienware - Pro 75 Wireless Mechanical Gaming Keyboard with RGB Back Lighting - Lunar Light

    Alienware

    Professional Approved Form FactorCompact 75 form factor giving more room for long mouse swipes easy to adjust during long sessions and with all ess...

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    Original price $185.99 - Original price $185.99
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  • Original price $359.99 - Original price $359.99
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    Logitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - Black

    Logitech

    PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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    Original price $359.99 - Original price $359.99
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    Logitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - White

    Logitech

    PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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    Original price $359.99 - Original price $359.99
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  • Original price $103.99 - Original price $103.99
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    Turtle Beach - Stealth 500 Wireless Amplified Gaming Headset for PS5 PS4 PC Nintendo Switch Mobile with 40-Hr Battery - Black

    Turtle Beach

    Step Up To Wireless FreedomPlay your favorite games on PS5 PS4 PC Nintendo Switch mobile devices with low-latency 2.4GHz wireless and Bluetooth 5...

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    Original price $103.99 - Original price $103.99
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  • Original price $180.99 - Original price $180.99
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    Alienware - Pro Wireless Optical Gaming Mouse - Lunar Light

    Alienware

    Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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    Original price $180.99 - Original price $180.99
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  • Original price $641.99 - Original price $641.99
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    LG 65UT7570PUB UT75 Series - 65" Class (64.5" viewable) LED-backlit LCD TV - 4K

    LG Electronics

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿5 AI Processor Gen7Enhanced brig...

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    Original price $641.99 - Original price $641.99
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  • Original price $285.99 - Original price $285.99
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    Crucial P310 - SSD - Extreme Performance - 2 TB - PCIe 4.0 x4 (NVMe)

    Crucial

    Experience extreme performanceMake your handheld gaming device or M.2 2230 compatible laptop’s storage the GOAT with the P310 SSD. With read speeds...

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    Original price $285.99 - Original price $285.99
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  • Original price $160.99 - Original price $160.99
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    HyperX Alloy Rise - keyboard - 75 - US - black Input Device

    HyperX

    Copious customization optionsWith swappable toolless top plates badges and rotary knobs you’ll have a wealth of ways to show off your own individua...

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    Original price $160.99 - Original price $160.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.