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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $761.99 - Original price $761.99
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    Samsung Odyssey OLED G6 S27DG602SN - G60SD Series - OLED monitor - QHD - 27" - HDR

    Samsung

    OLED Picture QualitySamsung OLED delivers superior brightness and dynamic contrast with an expansive spectrum of colors and nearly limitless shades...

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    Acer - Acer-Predator Gaming 27" WQHD OLED 240Hz 0.01m FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    OLED Makes All The DifferenceEver seen an OLED in action They go above and beyond colors so vivid that you might just question reality. The additio...

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    Nanoleaf Blocks Combo XL Smarter Kit - Smart LED Wall Light Panels - Multicolor

    Nanoleaf

    Modular CustomizableBuild your own unique layout and customize with mix and match add-ons to make a display that's truly your own.Dynamic Lighting...

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    Turtle Beach - Stealth 600 Wireless Gaming Headset for PlayStation PS5 PS4 Nintendo Switch PC with 80-Hr Battery - Black

    Turtle Beach

    Multiplatform wireless + bluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Nintendo...

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  • Original price $718.99 - Original price $718.99
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    iBUYPOWER - Scale Gaming Desktop - AMD Ryzen 5 4500- 16GB Memory - AMD Radeon RX 6400 4GB- 1TB NVMe SSD - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i7 1355U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Operating SystemWindows 11 Pro16" WUXGA displayIndulge in breathtaking visuals on a 16" WUXGA IPS display boasting a crisp 1920x1200 resolution and...

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    Alienware - Wireless Optical Gaming Mouse - Lunar Light

    Alienware

    Fit for a Gamer's GripMaintain the upper hand in any adventure with a full sized sculpted design. The right-handed asymmetrical shape offers slip r...

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    Lenovo Legion Go 8APU1 - 8.8" - AMD Ryzen Z1 Extreme - 16 GB RAM - 512 GB SSD

    Lenovo

    Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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    Samsung QN98Q80CAF Q80C Series - 98" Class (97.5" viewable) LED-backlit LCD TV - QLED - 4K

    Samsung

    Direct Full ArraySuper precise LEDs are the secret to this TV’s straight fire contrast. See incredible contrast even in sunlit rooms with our Direc...

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    Samsung - ViewFinity S65VC 34" Ultra-WQHD 100Hz AMD FreeSync HDR10 Curved Monitor with Built -in Speakers and Built-in Camera - Black

    Samsung

    1000R Curvature for Ultra-WQHDImmerse yourself in games movies or design projects. A 34" 1000R curved display surrounds you with a 219 aspect ratio...

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    NETGEAR Nighthawk A7500 - network adapter - USB 3.0

    NETGEAR

    Plug-and-play operationInstantly boost the speed performance of your older Windows PCs and notebooks to Wi-Fi 6 technology. Simply plug the dongle ...

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    Original price $92.99 - Original price $92.99
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    Hisense - 65" Class A7 Series LED 4K UHD HDR WCG Smart Google TV (2024)

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Original price $614.99 - Original price $614.99
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    Turtle Beach - Stealth 700 Gen 3 Wireless Multiplatform Amplified Gaming Headset for PS5 PS4 PC Mobile with 80-Hr Battery - Black

    Turtle Beach

    CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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    WD Black WD4006FZBX - hard drive - 4 TB - gaming - SATA 6Gb/s

    Western Digital

    Drive Your GameThe WD_BLACK HDD is the perfect storage solution for your gaming rig offering large cache sizes plus large capacities to store your ...

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    Samsung - Odyssey Neo G7 43" Mini 4K UHD 1ms AMD FreeSync Premium Pro Smart Gaming Monitor with HDR600 - Black

    Samsung

    Quantum Matrix TechnologyAn unrivaled visual experience. Revolutionary Quantum Matrix Technology with Quantum Mini LEDs create controlled brightnes...

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    Hisense - 75" Class A7 Series LED 4K UHD HDR WCG Smart Google TV (2024)

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Hisense - 50" Class A7 Series LED 4K UHD HDR WCG Smart Google TV (2024)

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Bandai - Dragon Ball Z Model of Shenron (The Lookout Above the Clouds) Masterlise Ichibansho Figure

    Bandai

    Dragon BallDragon Ball is the widely known and beloved Japanese franchise created by Akira Toriyama. The Dragon Ball manga franchise has been seria...

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    SteelSeries Arctis Nova 5 - headset

    Steel Series

    100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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    Acer -AOPEN 19.5" LED HD 75Hz Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 19.5" Display with HD+ (1600 x 900) resolution offers the sharpest picture quality and provides a perfect picture with a br...

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    Sony PlayStation Link - wireless headset adapter for game console computer headset earphones

    Sony Computer Entertainment Am

    Seamless SwitchingSwitch between compatible devices with ease.Lightning-Fast SpeedSecure a stable ultra-low latency connection so your audio keeps ...

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    Hisense - 75" Class U8 Series Mini-LED 4K UHD QLED Smart Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details with ...

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    NETGEAR Nighthawk RAX36S - wireless router - Wi-Fi 6 - desktop

    NETGEAR

    AX3000 dual-band Wi-Fi routerProvides a coverage of up to 2000 sq. ft. for up to 20 devices.Wi-Fi 6 technologyOffers speeds up to 3 Gbps for uninte...

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    Original price $192.99 - Original price $192.99
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    LG 32LR655BPUA LR65 Series - 32" LED-backlit LCD TV - HD

    LG Electronics

    High Definition TVEnjoy movies and TV shows upscaled to HD for a sharper image and more lifelike details.¿5 AI Processor Gen6Enhanced brightness im...

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    Original price $218.99 - Original price $218.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.