Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
Filters
- 8BitDo (4)
- Acer (25)
- Afterglow (1)
- Alienware (4)
- AMAZON (2)
- AMD (8)
- AOC (5)
- APC Products (1)
- Apple (11)
- Arris (1)
- Asmodee (1)
- Astro Gaming (1)
- ASUS (99)
- Atari (4)
- Atari Interactive (1)
- AudioQuest (4)
- BANDAI NAMCO Entertainment (8)
- Belkin (3)
- BenQ (3)
- Capcom (11)
- Collective Minds (2)
- Corsair (53)
- Crucial (2)
- CyberPowerPC (6)
- Dell (8)
- Denon (4)
- Edifier (2)
- Electronic Arts (18)
- Epson (4)
- Fangamer (3)
- GameMill Entertainment (9)
- GameSir (13)
- GE (2)
- Giants Software (2)
- GIGABYTE (7)
- Gigabyte Technology (3)
- Glorious (14)
- Govee (4)
- HISENSE (15)
- Hori (10)
- HP (60)
- HyperX (9)
- iBuyPower (11)
- Insignia (10)
- Keychron (2)
- Koei Corporation (2)
- Konami (3)
- Konami Digital Entertainment (3)
- KontrolFreek (8)
- Lego (9)
- Lenovo (15)
- Lexar (2)
- LG (31)
- LG Electronics (4)
- Logitech (47)
- Lorcana (2)
- Meta (2)
- Microids (2)
- Microsoft (27)
- MSI (24)
- Nacon (3)
- NETGEAR (10)
- Nex (2)
- NEXT (13)
- Next Level Racing (2)
- Nintendo (29)
- Nintendo of America (4)
- Nvidia (2)
- OhSnap (2)
- Outright Games (12)
- Peerless Industries (3)
- Philips (2)
- PLAION (3)
- PNY (2)
- PowerA (25)
- Pulsar (2)
- Razer (49)
- Rocketfish (2)
- Samsung (76)
- SanDisk (4)
- SCUF (7)
- Seagate (3)
- Sega (21)
- Skytech Gaming (2)
- Solutions 2 Go (3)
- Sony (17)
- Sony Computer Entertainment Am (13)
- Square Enix (8)
- Steel Series (46)
- Take 2 Interactive (8)
- TCL (22)
- TORRAS (5)
- Toshiba (2)
- TP Link (15)
- Turtle Beach (25)
- U and I Entertainment (4)
- Ultra Pro (2)
- WB Games (4)
- XFX (2)
- XSEED (3)
EA Sports PGA Tour - PlayStation 5
Electronic ArtsPre-Order Standard Edition to receive the following contentThe PLAYERS GearScotty Cameron PutterThe Grand Slam Gear BundlePure Strike powered by Sh...
View full detailsPokmon Scarlet - Nintendo Switch OLED Model Nintendo Switch Nintendo Switch Lite
NintendoAs the main character you can explore the wide-open world of Pokemon Scarlet at your own pace.In these games you’ll be able to enjoy the iconic adv...
View full detailsResident Evil 4 Standard Edition - PlayStation 5
CapcomReawaken a ClassicResident Evil 4 preserves the essence of the original game now reconstructed using Capcom’s proprietary RE Engine to deliver real...
View full detailsWD - BLACK SN850P 1TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5
Western DigitalOfficially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...
View full detailsASUS - USB-AX56 Nano AX1800 Dual-Band Wi-Fi 6 USB Network Adapter - Black
ASUSWireless-AX technologyDeliver up to 1201Mbps data transfer rate for high-speed wireless access.Compatible with draft 802.11nBackward compatible wit...
View full detailsSonic Superstars - PlayStation 5
U and I EntertainmentNew spinA new spin on a classic. You've never played classic Sonic like this beforeActionMultiply swim up waterfalls change form and more with the ...
View full detailsRazer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White
RazerRazer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...
View full details8BitDo - Pro 2 Bluetooth Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Black
8BitDoGyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...
View full detailsSteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch ROG Ally Steam Deck - Black
Steel SeriesQuick-Switch WirelessHigh-speed 2.4GHz wireless for PlayStation PC Switch ROG Ally Steam Deck and more or switch to Bluetooth 5.3 for mobile.Active...
View full detailsSamsung - 990 EVO PLUS SSD 4TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s
SamsungRead/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...
View full detailsSteelSeries - Apex 3 TKL Wired Membrane Whisper Quiet Switch Gaming Keyboard 8 zone RGB Backlighting - White
Steel SeriesTKL form factorCompact tenkeyless design is widely used by esport pros and saves precious desk space.Water and dust resistantPrevents accidental da...
View full detailsKingdom Come Deliverance II Standard Edition - PlayStation 5
PLAIONA tale of love and revengeLive life through the eyes and actions of Henry a young man on a quest to avenge his murdered parents. His story illustr...
View full details8BitDo - SN30 Pro Wireless Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - G Classic
8BitDoHall effect joysticks and triggersUpgraded robust long lasting. Offering a higher precision and sensitivity.Compatible with ApplePlay on iOS iPadOS...
View full detailsASUS - RT-BE3600 Dual-Band Wi-Fi 7 Router - Black
ASUSUnleashing Multi-link operation (MLO) for Ultra-Smooth ConnectivityLink to multiple bands at the same time to ensure stable internet connections an...
View full detailsCORSAIR - iCUE LINK RX120 RGB 120mm PWM Computer Case Fan Starter Kit (3-pack) - Black
CorsairPWM Controlled Speeds via iCUE LINKSet precise fan speeds up to 2100 RPM while providing up to 74.2 CFM airflow to your system.High Static Pressure...
View full detailsLike a Dragon Infinite Wealth - PlayStation 5
SegaAdaptAdapt your party’s skills to the situation with outlandish jobs and customizations to strategically subdue enemies with over-the-top moves.Exp...
View full detailsRazer - Blackshark V2 Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - White
Razer280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...
View full detailsGlorious - Lubed Mechanical Keyboard 5-pin Hot Swappable Switches (36x) - Clicky - Raptor
GloriousWorks with Most 5-pin Hotswap KeyboardsCompatible with all Glorious GMMK keyboards and most mechanical keyboards with 5-pin hotswap sockets.Gloriou...
View full detailsKontrolFreek - FPS Galaxy Edition Thumbsticks Xbox/Xbox Series X/Xbox Series X - Black
KontrolFreekPERFECT FOR FPSDramatically upgrade your aim precision and movement in FPS games.ONE HIGH-RISE (CONCAVE) THUMBSTICKAdds 10.0 mm height for increase...
View full detailsKontrolFreek - FPS Galaxy Edition Thumbsticks PlayStation 5 - Black
KontrolFreekPERFECT FOR FPSDramatically upgrade your aim precision and movement in FPS games.ONE HIGH-RISE (CONCAVE) THUMBSTICKAdds 10.0 mm height for increase...
View full detailsSamsung - 27 Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black
SamsungQHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...
View full detailsSteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black
Steel SeriesAlmighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize the sound experience with the Sonar...
View full detailsMicrosoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - White
MicrosoftPlay like a proDesigned to meet the needs of today's competitive gamers the Xbox Elite Wireless Controller Series 2 - Core puts exceptional perform...
View full detailsLogitech - G502 X Wired USB Optical Gaming Mouse with HERO 25K Sensor - Wired - Black
LogitechIcon reinventedFrom the legacy of Logitech's most popular G502 design the G502 X wired gaming mouse is reimagined and redesigned with the latest in...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.