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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $1,027.99 - Original price $1,027.99
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    LG UltraGear 34" OLED Curved WQHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

    LG

    Get Into The Action Like Never BeforeWith a large 34 display 219 aspect ratio and a dramatic curved OLED screen you’ll feel like you’re actually in...

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  • Original price $1,342.99 - Original price $1,342.99
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    Alienware - AW3225QF 31.6" Quantum Dot OLED Curved Gaming Monitor - 240Hz - NVIDIA G-Sync - VESA - HDMI USB-C - Lunar Light

    Alienware

    OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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    Original price $1,342.99 - Original price $1,342.99
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  • Original price $474.99 - Original price $474.99
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    Hisense - 65" Class A7 Series LED 4K UHD HDR WCG Google TV

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Dell - Alienware Aurora R16 Desktop Intel Core i7 processor 14700KF Nvidia GeForce RTX 4070 Super - 32GB Memory 1TB SDD - Black

    Alienware

    240 MM HEAT EXCHANGERGame cool and quietly thanks to a 240mm heat exchanger that heightens the system’s thermal resistance and ensures temperatures...

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    iBUYPOWER Scale Gaming Desktop PC - Intel Core i5 14400F - NVIDIA GeForce RTX 4060 8GB - 16GB DDR5 RGB - 1TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

    Sony

    Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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    Nintendo - Switch 32GB Lite - Blue

    Nintendo

    Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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    ViewSonic VX3218C-2K - LED monitor - curved - QHD - 32" - HDR

    ViewSonic

    ViewSonic VX3218C-2K - LED monitor - gaming - curved - 32" (31.5" viewable) - 2560 x 1440 QHD 165 Hz - MVA - 250 cd/m² - 35001 - HDR10 - 1 ms - 2x...

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    Microsoft Xbox Series S - game console - 512 GB SSD - robot white

    Microsoft

    Microsoft Xbox Series S - Game console - QHD - HDR - 512 GB SSD - robot white

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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment Emerald (2024 release) - Emerald

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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  • Original price $620.99 - Original price $620.99
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    ASUS - ROG Ally 7" 120Hz FHD 1080p Gaming Handheld - AMD Ryzen Z1 Extreme Processor - 512GB - White

    ASUS

    Easier to playMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Stunningly bea...

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    Sony - DualSense Edge Wireless Controller - Black White

    Sony

    Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules so you’re always playing with equipment that’s in great s...

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    TCL - 40" Class S3 S-Class 1080p FHD HDR LED Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $194.99 - Original price $194.99
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  • Original price $538.99 - Original price $538.99
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    Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

    Insignia

    3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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    Original price $538.99 - Original price $538.99
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  • Original price $2,125.99 - Original price $2,125.99
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    MSI - Aegis R2 Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 4070 TI Super- 1TB SSD - Black

    MSI

    Windows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Core i7-14700FThe new Intel 14th-Gen Raptor Lake CPU b...

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    Original price $2,125.99 - Original price $2,125.99
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  • Original price $359.99 - Original price $359.99
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    Nintendo Switch Mario Kart 8 Deluxe Bundle - Multi

    Nintendo

    6.2 screenThree play modes TV tabletop and handheldDetachable Joy-Con controllersNintendo Switch is the home of games starring Mario and friendsMar...

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    Original price $359.99 - Original price $359.99
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  • Original price $82.99 - Original price $82.99
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    Super Smash Bros. Ultimate - Nintendo Switch

    Nintendo of America

    New stages and fighters are joined by the combined rosters of every past Super Smash Bros. gameChallenge others anytime anywhere whether you're on ...

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    Original price $82.99 - Original price $82.99
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  • Original price $3,317.99 - Original price $3,317.99
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    LG - 98 Class UT90 Series LED 4K UHD Smart webOS TV (2024)

    LG

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿8 AI Processor 4KGet wrapped up ...

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  • Original price $416.99 - Original price $416.99
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    Microsoft Xbox Series S - game console - 1 TB SSD - robot white

    Microsoft

    Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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    Microsoft - Xbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Robot White

    Microsoft

    Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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  • Original price $158.99 - Original price $158.99
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    PDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black

    PDP

    Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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    Original price $158.99 - Original price $158.99
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    System Shock - PlayStation 5

    PLAION

    Face offFace off against the forces of a rogue AI gone mad.Improve your skillsImprove your skills and adapt to take on your foes.DiscoverDiscover a...

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  • Original price $787.99 - Original price $787.99
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    CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - AMD Radeon RX 6500 XT 4GB - 1TB SSD - Black

    CyberPowerPC

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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    Cobra Kai 2 Dojos Rising - PlayStation 5

    GameMill Entertainment

    Story ModeFeauring beat'em up adventure gameplaySingle and MultiplayerTournament mode allows you to duke it out between friends and rivals28 Playab...

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    Original price $48.99 - Original price $48.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.