Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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Logitech - G502 X PLUS LIGHTSPEED Wireless Optical Gaming Mouse with HERO 25K Sensor - Wireless - White
LogitechIcon ReinventedFrom the legacy of Logitech’s most popular G502 design G502 X PLUS is reimagined and redesigned with the latest innovations in gamin...
View full detailsGod of War Ragnarök Standard Edition - PlayStation 5
SegaThose Who Break FateAtreus hungers for knowledge to help him understand the prophecy of “Loki and the role he is to play in Ragnarok. Kratos must d...
View full detailsMicrosoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Carbon Black
MicrosoftElevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...
View full detailsCORSAIR - VOID v2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch and Mobile - Carbon
CorsairDolby Atmos Spatial AudioExperience dynamic and directional audio that lets you pinpoint every footstep explosion and movement with incredible dire...
View full detailsRazer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White
RazerRazer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...
View full detailsHigh on Life 2 for Playstation 5 - PlayStation 5
Solutions 2 GoBLAST your way through enemies with an arsenal of charismatic alien firepower in high-octane hyperactive combat.Kickflip alien cops in the face and...
View full detailsASUS - NUC 15 Pro Mini Desktop - Intel Core 5 210H - 16GB Memory - 512GB SSD - Black
ASUSFully ConfiguredPowered by the latest Series 2 Intel Core 5 210H processor with integrated Intel Graphics 16GB DDR5 RAM 512GB PCIe 4.0 SSD and Win ...
View full detailsPulsar - X2H Mini Wireless Gaming Mouse - Wireless - Clear Black
PulsarHigher Hump Narrower WaistThis configuration offers improved stability for those who adopt a more aggressive claw grip as well as enhanced support ...
View full detailsHot Wheels Let’s Race Ultimate Speed for PS5 - PlayStation 5
GameMill EntertainmentICONIC HOT WHEELS VEHICLES TRACKSChoose from a full garage of iconic Hot Wheels vehicles like the GT-Scorcher Super Twin Mill Roger Dodger and Duc...
View full detailsLG - 24" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black
LGVivid Color with Full HD ResolutionThe LG 24" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...
View full detailsLEGO Party - Nintendo Switch
Iam8bitPlay your wayBring your friends and enjoy the mayhem in couch multiplayer or with cross-platform online multiplayer for up to 4 players. Whether it...
View full detailsTrails in the Sky 1st Chapter - Nintendo Switch
GungHo Online Entertainment AmericaTake flightTake flight into the 1st Chapter of the legendary series from Falcom. This stunning JRPG reimagines the beloved classic with new breatht...
View full detailsCronos The New Dawn - Nintendo Switch 2
SkyboundSurvive the future salvage the pastSet in a grim world where Eastern European brutalism meets retro-futurist technology Cronos The New Dawn lets yo...
View full detailsLegion Go 2 - 8.8" 144Hz 2K OLED Gaming Handheld - AMD Ryzen Z2 - 16GB - 1TB - Windows
LenovoDetachable Legion TrueStrike controllersSwitch between handheld tabletop console or FPS mode with mouse-like accuracy and customizable inputs.AMD R...
View full detailsTurtle Beach - Atlas 200 Wired Over-Ear Gaming Headset for PC Xbox PlayStation - Black
Turtle Beach50mm Nanoclear DriversUnlock gaming audio detail like you’ve never heard before with precision-tuned 50mm Nanoclear drivers.Immersive PC Audio Enha...
View full detailsHisense - AX3120Q 3.1.2 Channel Soundbar with Wireless Subwoofer Hi-Concerto Dolby Atmos DTS X and AI EQ Mode - Black
HISENSE3.1.2 ChannelExperience 3.1.2 channel surround sound with Dolby Atmos and DTS X where immersive audio surrounds you from all directions transformin...
View full detailsNETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (4-pack) - White
NETGEARBE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...
View full detailsToshiba - 43" Class V35 Series FHD 1080p Smart Fire TV (2025)
ToshibaREGZA EngineREGZA Engine High Grade optimizes picture quality beyond Full HD capability no matter what content you watch letting you get great pict...
View full detailsRazer - Kraken Kitty V3 X Wired Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck Mobile - Quartz
RazerIconic Kitty EarsLet your personality shine with a headset featuring iconic kitty ears a design that’s captured global attention. Play in style exp...
View full detailsAcer - Nitro KGB271U 27" WQHD IPS Up to 200Hz 0.5ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black
AcerQuality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...
View full detailsLogitech - G515 RAPID TKL Wired Mechanical Analog Low-Profile Switch Gaming Keyboard with LIGHTSYNC RGB - Black
LogitechLow Profile Analog SwitchesPrecise and responsive the analog switches on this low-profile TKL gaming keyboard offer a fast 2.5 mm travel smooth and...
View full detailsEpson - Lifestudio Pop Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Navy
EpsonBig. Bright. Beautiful.4K PRO-UHD with 700 Lumens of Color Brightness (IDMS Rated) and 700 Lumens of White Brightness (ISO Rated) up to 150''Except...
View full detailsTurtle Beach - VelocityOne Race KD3 Direct Drive Force Feedback Racing System for Xbox Series XS Xbox One Windows - Black
Turtle BeachAuthentic Complete SetupThe VelocityOne Race KD3 race system comes with everything you need to win including a direct-drive force feedback wheel an...
View full detailsDRAGON QUEST VII Reimagined - Nintendo Switch 2
Square EnixA diorama brought to lifeDRAGON QUEST VII Reimagined blends a beautiful diorama art style with Akira Toriyama's iconic character designs to make ev...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.