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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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LG - UltraGear 27" IPS QHD 200Hz Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort) - Black

LG
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Vivid Color Fast Response Total ControlThe 27" UltraGear QHD (2560 x 1440) IPS gaming monitor delivers vivid VESA DisplayHDR 400 ultra-smooth 200Hz...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Hori - Puff Pouch (Eevee Cottage Core) - White

Hori
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

SpaciousMid-size carrying pouch for Nintendo Switch 2StorageTransport and store system accessoriesCompatibilityCompatible with Nintendo Switch 2 N...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Turtle Beach - Vulcan II TKL Wired Compact RGB Mechanical Gaming Keyboard with Hot-Swappable Switches - Black

Turtle Beach
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Compact Tenkeyless Form FactorFree up desk space and increase mouse range for competitive FPS and MOBA gameplay with a sleek portable design.TITAN ...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung
Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

TCL - 98" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $3,159.99 - Original price $3,159.99
Original price
$3,159.99
$3,159.99 - $3,159.99
Current price $3,159.99

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $3,159.99 - Original price $3,159.99
Original price
$3,159.99
$3,159.99 - $3,159.99
Current price $3,159.99

SteelSeries - Aerox 3 Super Light Honeycomb Wired RGB Optical Gaming Mouse - Wired - Onyx

Steel Series
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Stunning RGBRadiant 3-zone prismsync RGB shines in 16.8 million configurable colors.Ultra LightweightPurposefully designed holey shell reduces weig...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - White

Corsair
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Wild Hearts - Xbox Series X

Electronic Arts
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Pre-order Wild Hearts Standard Edition and get exclusive items1x Emote (Ferocious Kemono)5x Chat Stamps (Poker Face Just Woke Up Praying Besties an...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

SCUF - Elite Series 2 Paddles for Xbox Elite Series 1 2 - Gray

SCUF
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Superior ErgonomicsSCUF Elite 2 Paddles are positioned for optimal performance shortening response time between actions so you can play faster.Intu...

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

ASUS - ROG STRIX X870E-E GAMING Wi-FI 7 NEO (Socket AM5) AMD X870E ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $685.99 - Original price $685.99
Original price
$685.99
$685.99 - $685.99
Current price $685.99

Ready for Advanced AI PCsDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 Socket...

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Original price $685.99 - Original price $685.99
Original price
$685.99
$685.99 - $685.99
Current price $685.99

CORSAIR - NAUTILUS 360 ARGB Liquid CPU Cooler with RS120 ARGB Fans - Black

Corsair
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Simple High-Performance All-in-One CPU CoolingRenowned CORSAIR engineering delivers strong low-noise cooling that helps your CPU reach its full pot...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

LEGO - Fortnite Supply Llama Collectible Building Toy Easter Basket Gifts for Kids 77071

Lego
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Bring The Adventure To LifeCreative fans ages 12 and up can enjoy building this LEGO Fortnite Supply Llama a video game toy for kids and teens.Icon...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

LEGO - Horizon Adventures Aloy Varl vs. Shell-Walker Sawtooth Toy 77037

Lego
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Horizon game LEGO set for kidsAloy Varl vs. Shell-Walker Sawtooth is packed with hands-on fun for boys and girls aged 9 and up with a passion for...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

ASUS - ROG USB-BE92 BE6500 Tri-Band Wi-Fi 7 USB Network Adapter - Black

ASUS
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Brand-new Wi-Fi StandardEnjoy ultrafast speeds up to 6500Mbps with the latest Wi-Fi 7 (802.11be) fully compatible with all standard Wi-Fi networksP...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

HyperX - Alloy Core Full-size Wired Gaming Membrane Keyboard with RGB Lighting - Black

HyperX
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Signature light bar and dynamic RGB lighting effectsStunning radiance paired with six effect presets Color Cycle Spectrum Wave Breathing Solid Five...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

CASEMATIX - Hardshell Protection Case for Meta Quest 3S 3 and 2 VR Headsets - Black

CASEMATIX
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Designed for use with Meta Quest 3S 3 and 2 VR headsetsThis protective CASEMATIX Travel Case is compatible with the Meta Quest 3S 3 and 2 256gb / 6...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Minecraft Standard Edition - Nintendo Switch

Nintendo of America
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Minecraft is a game about placing blocks and going on adventuresExplore randomly generated worlds and build amazing things from the simplest of hom...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Mario Kart 8 Deluxe - Nintendo Switch OLED Model Nintendo Switch Nintendo Switch Lite

Nintendo of America
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Hit the road with the definitive version of Mario Kart 8 and play anytime anywhere Race your friends or battle them in a revised battle mode on new...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Logitech - PRO X Superlight 2 DEX Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 5 Programmable Buttons - Wireless - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Designed with pros. Engineered to winDesigned alongside the world’s best esports athletes the PRO X SUPERLIGHT 2 DEX wireless gaming mouse enables ...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

ASUS - ProArt 27" 4K IPS Professional Monitor with HDR (DisplayPort HDMI USB-C) - Black

ASUS
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

4K Resolution4 times the resolution of full HD 1080p with HDR for stunning details and image quality5ms Response TimeDelivers ultra-fast performanc...

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Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

LG - 43" Class 74B Series QNED AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...

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Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

Glorious - GMMK 3 HE 65 Wired Hall-Effect Linear Switch Gaming Keyboard with Rapid Trigger and Adjustable Actuation - Black

Glorious
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Hall Effect Gaming PerformanceReact faster with Rapid Trigger 8000 Hz Polling Customizable Actuation 41 Dynamic Keystroke and more.8000 Hz Polling ...

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Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Logitech - Driving Force Shifter for Xbox Series XS Xbox One and PlayStation 4 5 - Black/Silver

Logitech
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Works with G29/G920 Driving Force racing wheelsDriving Force shifter is designed for both G29 and G920 Driving Force racing wheels completing your ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Glorious - GMMK 3 PRO HE 75 Wired Hall-Effect Linear Switch Gaming Keyboard with Rapid Trigger and Adjustable Actuation - Silver

Glorious
Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Hall Effect Gaming PerformanceReact faster with Rapid Trigger 8000 Hz Polling Customizable Actuation 41 Dynamic Keystroke and more.Full Aluminum Bo...

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Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.