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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $31.99 - Original price $31.99
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    Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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  • Original price $337.99 - Original price $337.99
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    ViewSonic ColorPro VP2468a - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.1920 x 1080 QHD resolution with 169 aspect ratioOf...

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    Original price $337.99 - Original price $337.99
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  • Original price $1,178.99 - Original price $1,178.99
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    GIGABYTE - G6 KF 16" 165Hz Gaming Laptop IPS - Intel i7-13620H with 32GB RAM - NVIDIA GeForce RTX 4060 - 1TB SSD - Black

    GIGABYTE

    OSWindows 11 Home AD.Display16.0" 1610 WUXGA 1920x1200 165Hz.Processor13th Gen Intel Core i7-13620H Processor (4.9GHz).GraphicsNVIDIA GeForce RTX 4...

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    Original price $1,178.99 - Original price $1,178.99
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  • Original price $353.99 - Original price $353.99
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    HP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver

    HP

    Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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    Original price $353.99 - Original price $353.99
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  • Original price $107.99 - Original price $107.99
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    Acer -i 23.8 LED FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 23.8" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with...

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    Original price $107.99 - Original price $107.99
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  • Original price $132.99 - Original price $132.99
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    Acer - 27" IPS LED FHD 100Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $132.99 - Original price $132.99
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    Acer - 23.8" IPS LED FHD 100Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and images appear more real and dramatic and small details a...

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    Original price $120.99 - Original price $120.99
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  • Original price $21.99 - Original price $21.99
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    Disney - Lorcana Into the Inklands - Deck Box (Scrooge McDuck)

    Lorcana

    Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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    Original price $21.99 - Original price $21.99
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  • Original price $69.99 - Original price $69.99
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    Neptunia Game Maker REvolution - Nintendo Switch

    Idea Factory

    Game studioPlay as the main protag Older Nep and grow a previously defunct gaming studio to success. Building a game studio requires strong develop...

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    Original price $69.99 - Original price $69.99
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  • Original price $1,254.99 - Original price $1,254.99
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    LG - UltraGear 32" OLED Dual Mode (4K UHD 240HzFHD 480Hz) 0.03ms NVIDIA G-SYNC Compatible AMD Freesync Pro Gaming Monitor - Black

    LG

    4K UHD UltraGear OLED 240Hz4K UHD at up to 240Hz on an OLED display is the best of all gaming worlds - smooth ultra-fast OLED gaming with immersiv...

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    Original price $1,254.99 - Original price $1,254.99
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  • Original price $227.99 - Original price $227.99
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    Next Level Racing GTlite Foldable Simulator Cockpit - Black

    Next Level Racing

    Next Level Racing Hubs allow for quick adjustments and solid durabilityAdjustable wheel gear shifter and pedal positions and angleGear Shifter supp...

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    Original price $227.99 - Original price $227.99
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  • Original price $1,561.99 - Original price $1,561.99
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    ASUS - Zenbook S 14 - 14" 3K OLED Touch Laptop - Copilot+ PC - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Zumaia Gray

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,561.99 - Original price $1,561.99
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  • Original price $119.99 - Original price $119.99
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    Acer -AOPEN 27 LED FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 27" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with a...

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    Original price $119.99 - Original price $119.99
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  • Original price $121.99 - Original price $121.99
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    Razer - BlackWidow V3 Mini Hyperspeed Phantom Edition 65 Wireless Mechanical Yellow Linear Switch Gaming Keyboard - Black

    Razer

    65 Form FactorIdeal for minimalist or smaller setups where desk space is a premium this compact build retains its arrow keys for better functionali...

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    Original price $121.99 - Original price $121.99
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  • Original price $113.99 - Original price $113.99
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    Seagate Game Drive for Xbox STMJ2000400 - Starfield Special Edition - hard drive - 2 TB - USB 3.2 Gen 1

    Seagate

    2TB storage capacityUp to 2TB of capacity lets you backup all your content without sacrificing files.Officially licensedThis Starfield Special Edit...

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    Original price $113.99 - Original price $113.99
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  • Original price $35.99 - Original price $35.99
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    Glorious - GPBT Universal Keycap Set for 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Ocean

    Glorious

    BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

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    Disney - Lorcana Deck Box (Aladdin)

    Lorcana

    Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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  • Original price $223.99 - Original price $223.99
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    SteelSeries - Apex Pro TKL V2 Wired HyperMagnetic Gaming Keyboard With Rapid Tap Rapid Trigger Adjustable Actuation - Black

    Steel Series

    Fully Customizable Stupidly fastWith OmniPoint 2.0 Adjustable HyperMagnetic switches.Rapid TapPrioritizes the last key press in a selected pair fo...

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    Original price $223.99 - Original price $223.99
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  • Original price $191.99 - Original price $191.99
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    Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

    Samsung

    Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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    Original price $191.99 - Original price $191.99
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  • Original price $126.99 - Original price $126.99
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    Thrustmaster - H.E.A.R.T Controller for Xbox XS PC - White

    Thrustmaster

    Action buttonsThe action buttons provide super-responsive clicks with a short activation distance for optimal responsiveness.Mini sticksMini-sticks...

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    Original price $126.99 - Original price $126.99
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  • Original price $581.99 - Original price $581.99
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    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $581.99 - Original price $581.99
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    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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  • Original price $921.99 - Original price $921.99
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    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 512GB - Purple

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $921.99 - Original price $921.99
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    Disney - Lorcana Ursula’s Return - Card Sleeve (Snow White)

    Lorcana

    Play in StyleElevate your gaming experience with these stunning card sleeves featuring original artwork of Snow White - Well Wisher by Javi Salas. ...

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    Original price $23.99 - Original price $23.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.