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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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HyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 9 8940HX (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HyperX
Original price $2,508.99 - Original price $2,508.99
Original price
$2,508.99
$2,508.99 - $2,508.99
Current price $2,508.99

AMD Ryzen 9 8940HX processorThe AMD Ryzen 9 8940HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...

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Original price $2,508.99 - Original price $2,508.99
Original price
$2,508.99
$2,508.99 - $2,508.99
Current price $2,508.99

SteelSeries - Arctis Nova Pro Omni 2.4 GHz Wireless Over-The-Ear Gaming Headset for PS5/PS4 Xbox One Xbox X/S Switch/Switch 2 PC - White

Steel Series
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Hi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...

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Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

ASUS - Zenbook Duo Dual 14" 3K OLED Touch Laptop - Intel Core Ultra 9 386H - 32GB Memory - 1TB SSD - Moher Gray

ASUS
Original price $2,820.99 - Original price $2,820.99
Original price
$2,820.99
$2,820.99 - $2,820.99
Current price $2,820.99

Copilot+ PC on Windows 11As a Copilot+ PC on Windows 11 Zenbook DUO delivers up to 50 TOPS of on-device AI powering faster searches instant file re...

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Original price $2,820.99 - Original price $2,820.99
Original price
$2,820.99
$2,820.99 - $2,820.99
Current price $2,820.99

Peerless AEC0507 mounting component - for flat panel / projector - black powder coat

Peerless Industries
Original price $241.99 - Original price $241.99
Original price
$241.99
$241.99 - $241.99
Current price $241.99

Peerless AEC0507 - Mounting component (extension column) - for flat panel / projector - aluminum - black powder coat - ceiling mountable

Original price $241.99 - Original price $241.99
Original price
$241.99
$241.99 - $241.99
Current price $241.99

Hisense - 65" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $941.99 - Original price $941.99
Original price
$941.99
$941.99 - $941.99
Current price $941.99

Hi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...

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Original price $941.99 - Original price $941.99
Original price
$941.99
$941.99 - $941.99
Current price $941.99

CORSAIR - MM Anti-fray Cloth Gaming Mouse Pad - XL - Black

Corsair
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Micro-woven cloth surfaceThe micro-woven surface is optimized for optical sensor tracking and ensures that your mouse movements are easy and fluid....

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

LG - 75 Class NU850B Series LED Nano 4K UHD Smart webOS TV (2026)

LG Electronics
Original price $895.99 - Original price $895.99
Original price
$895.99
$895.99 - $895.99
Current price $895.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

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Original price $895.99 - Original price $895.99
Original price
$895.99
$895.99 - $895.99
Current price $895.99

HyperX - Origins 2 1800 Wired Mechanical Linear Red Switch Gaming Keyboard with RGB Back Lighting - Black

HP
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Easily Change Up Your StyleWhen you want to add a new look to your desk there’s no need to buy a new board. Origins 2 uses a simple 8-screw assembl...

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Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

ASUS - ProArt PX13 13.3" 3K OLED Touchscreen 2-in-1 - AMD Ryzen AI Max+ 388 2026 - 32GB RAM - 512GB SSD - Copilot+ PC - Nano Black

ASUS
Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

Create Faster on a Windows 11 Home Copilot+ PCCopilot+ on Windows 11 Home brings AI into your creative flow. Quickly find clips get smart summaries...

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Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

Acer - KA272 P6bi 27 IPS LED Full HD AMD FreeSync Monitor - Up to 144Hz 1ms (HDMI VGA) - Black

Acer
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver

HP
Original price $1,161.99 - Original price $1,161.99
Original price
$1,161.99
$1,161.99 - $1,161.99
Current price $1,161.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

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Original price $1,161.99 - Original price $1,161.99
Original price
$1,161.99
$1,161.99 - $1,161.99
Current price $1,161.99

Samsung - 48" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

OLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...

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Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

HP - OmniBook X Flip 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue

HP
Original price $1,293.99 - Original price $1,293.99
Original price
$1,293.99
$1,293.99 - $1,293.99
Current price $1,293.99

14" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

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Original price $1,293.99 - Original price $1,293.99
Original price
$1,293.99
$1,293.99 - $1,293.99
Current price $1,293.99

Hisense - 100" Class U6 Series MiniLED QLED UHD 4K HDR Smart Fire TV (2026)

HISENSE
Original price $2,208.99 - Original price $2,208.99
Original price
$2,208.99
$2,208.99 - $2,208.99
Current price $2,208.99

Hi-QLED MiniLEDTake the next step with more precise control over brightness and contrast. Whether you're watching fast-moving sports daytime TV or ...

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Original price $2,208.99 - Original price $2,208.99
Original price
$2,208.99
$2,208.99 - $2,208.99
Current price $2,208.99

Hisense - 85" Class U6 Series MiniLED QLED UHD 4K HDR Smart Fire TV (2026)

HISENSE
Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

Hi-QLED MiniLEDTake the next step with more precise control over brightness and contrast. Whether you're watching fast-moving sports daytime TV or ...

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Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

HP - OmniBook X Flip 2-in-1 - 16" 2K Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver

HP
Original price $1,365.99 - Original price $1,365.99
Original price
$1,365.99
$1,365.99 - $1,365.99
Current price $1,365.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

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Original price $1,365.99 - Original price $1,365.99
Original price
$1,365.99
$1,365.99 - $1,365.99
Current price $1,365.99

TCL - 85" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $2,235.99 - Original price $2,235.99
Original price
$2,235.99
$2,235.99 - $2,235.99
Current price $2,235.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

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Original price $2,235.99 - Original price $2,235.99
Original price
$2,235.99
$2,235.99 - $2,235.99
Current price $2,235.99

HP - OmniDesk Slim Desktop - Intel Core i5-14400 - 8GB DDR5 Memory - 512GB SSD - Meteor Silver

HP
Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99

Intel Core i5-14400 processorThe performance you need to connect learn and play. Intel Core performance and graphics help you navigate and collabor...

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Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99

HP - OmniDesk Slim Desktop - Intel Processor 300 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP
Original price $804.99 - Original price $804.99
Original price
$804.99
$804.99 - $804.99
Current price $804.99

Intel Processor 300Boost your productivity with an Intel Core Processor featuring a performance hybrid architecture that makes it easy to game stre...

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Original price $804.99 - Original price $804.99
Original price
$804.99
$804.99 - $804.99
Current price $804.99

Sony - 85" class BRAVIA 3 II 4K HDR LED Google TV with Gemini (2026)

Sony
Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

Big screen cinema experienceExperience movies sports and gaming on a large display that transforms your space into a home theater.Movies included w...

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Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

LG - 43" Class 75B Series QNED AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $377.99 - Original price $377.99
Original price
$377.99
$377.99 - $377.99
Current price $377.99

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...

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Original price $377.99 - Original price $377.99
Original price
$377.99
$377.99 - $377.99
Current price $377.99

Lexar - PLAY PRO microSD Express Card 512 GB

Lexar
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Revolutionary performance is 4x faster than typical UHS-I microSD cards.PCIe technology delivers read speeds up to 900MB/s so the game loads faster...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

iBUYPOWER - Slate Gaming Desktop PC - Intel Core i7 14700F NVIDIA GeForce RTX 5060 8GB 16GB DDR4 Non-RGB 1TB NVMe SSD - Black

iBuyPower
Original price $1,629.99 - Original price $1,629.99
Original price
$1,629.99
$1,629.99 - $1,629.99
Current price $1,629.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,629.99 - Original price $1,629.99
Original price
$1,629.99
$1,629.99 - $1,629.99
Current price $1,629.99

SteelSeries - QcK Heavy Gaming Mouse Pad Large - Magenta

Steel Series
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Legendary Micro-woven ClothAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.