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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $336.99 - Original price $336.99
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    SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - Black

    Steel Series

    WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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    Original price $336.99 - Original price $336.99
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    SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch

    U and I Entertainment

    Play as SpongeBob Patrick and Sandy and use their unique sets of skillsThwart Plankton's evil plan to rule Bikini Bottom with his army of wacky rob...

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    Original price $42.99 - Original price $42.99
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    LEGO Jurassic World - Nintendo Switch

    Warner Home Video

    Wreak havoc as LEGO dinosaurs - Choose from 20 dinosaurs including friendly Triceratops deadly Raptor and mighty T. rexCustomize your own dinosaur ...

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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Purple/Neon Orange

    Nintendo

    Include Joy-Con (L) Joy-Con (R) controllers and two black Joy-Con wrist strapsTwo Joy-Con can be used independently in each hand or together as one...

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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Pink/Neon Green

    Nintendo of America

    Include Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attached...

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  • Original price $416.99 - Original price $416.99
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    Sony - PlayStation VR2 Horizon Call of the Mountain bundle - White

    Sony Computer Entertainment Am

    Cutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...

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    Lenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black

    Lenovo

    Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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    Original price $806.99 - Original price $806.99
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  • Original price $131.99 - Original price $131.99
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    Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - White

    Microsoft

    Play like a proDesigned to meet the needs of today's competitive gamers the Xbox Elite Wireless Controller Series 2 - Core puts exceptional perform...

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    Original price $131.99 - Original price $131.99
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    Alienware - AW3423DWF 34" Quantum Dot OLED Curved Ultrawide Gaming Monitor - 165Hz - AMD FreeSync Premium Pro - VESA - HDMIUSB - Dark Side of the Moon

    Alienware

    OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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    Original price $1,010.99 - Original price $1,010.99
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  • Original price $254.99 - Original price $254.99
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    Logitech - G920 Driving Force Racing Wheel and pedals for Xbox Series XS Xbox One PC - Black

    Logitech

    Immersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...

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    Original price $254.99 - Original price $254.99
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  • Original price $704.99 - Original price $704.99
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    Samsung HW-QS730D - sound bar system - wireless

    Samsung

    Q SymphonyPair a Samsung TV with a Samsung Soundbar to unlock a new level of powerful audio. Experience content like never before only with Samsung...

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    Original price $704.99 - Original price $704.99
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  • Original price $432.99 - Original price $432.99
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    Lenovo - IdeaPad 1 15" FHD Laptop - Ryzen 5 7520U - 16GB Memory with 256GB SSD Storage - Abyss Blue

    Lenovo

    Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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    Original price $432.99 - Original price $432.99
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    Thrustmaster - Hotas One Microsoft Flight Edition Joy Stick for Xbox PC - White

    Thrustmaster

    CompatibilityCompatible and officially licensed for the Windows PC and Xbox One.Built-in buttonsBuilt-in Xbox One buttons for guide view and menu s...

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    Original price $126.99 - Original price $126.99
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  • Original price $688.99 - Original price $688.99
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    Arcade1Up Ms. Pac-Man/Galaga Deluxe Arcade Machine - Blue

    Arcade1Up

    12 Classic games includedMs. Pac-Man Galaga Galaga'88 Galaxian Dig Dug Dig Dug II Mappy Rally-X Rolling Thunder Rompers The Tower of Druaga King B...

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    Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.Direct LED BacklightEnjoy uniform brightness and rich con...

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  • Original price $1,228.99 - Original price $1,228.99
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    MSI - Cyborg 14" 144Hz Gaming Laptop (FHD+) - Intel Core i7-13620H with 16GB - NVIDIA GeForce RTX 4060 with 8G - 512GB SSD - Translucent Black

    MSI

    Windows 11 HomeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against phishing an...

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  • Original price $134.99 - Original price $134.99
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    Logitech - G535 Lightspeed Wireless Gaming Headset for PS5 PS4 PC - Black/Blue

    Logitech

    Pro-grade LIGHTSPEED Wireless on PS5 and PC/MacReliable wireless technology provides up to 39 ft of wireless freedom.40 mm driversWith neodymium dr...

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    Original price $134.99 - Original price $134.99
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  • Original price $110.99 - Original price $110.99
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    Sony Interactive Entertainment - DualSense Wireless Controller Chroma Indigo - Chroma Indigo

    Sony

    Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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    Original price $110.99 - Original price $110.99
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    The Smurfs - Dreams - Nintendo Switch

    Microids

    Solo or with a friendPrevent Gargamel's evil plans from suceeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adven...

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    CASEMATIX - Hardshell Protection Case for Meta Quest 3S 3 and 2 VR Headsets - Black

    CASEMATIX

    Designed for use with Meta Quest 3S 3 and 2 VR headsetsThis protective CASEMATIX Travel Case is compatible with the Meta Quest 3S 3 and 2 256gb / 6...

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  • Original price $1,008.99 - Original price $1,008.99
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    iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 8400F- NVIDIA GeForce RTX 4060 8GB- 16GB DDR5 RGB RAM - 1TB NVMe SSD - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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  • Original price $746.99 - Original price $746.99
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    Google - Pixel 9 128GB (Unlocked) - Obsidian

    GOOGLE

    Universal UnlockedCompatible with all major U.S. carriers including Verizon ATT and T-Mobile. Also compatible with prepaid carriers including Crick...

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    Original price $746.99 - Original price $746.99
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    Nintendo - Joy-Con (L)/(R) - Pastel Pink

    Nintendo

    Depending on the game you might use a single Joy Con in each handGive the second one to a friendIncludesOne Pastel Pink Joy-Con (L) one Pastel Pink...

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  • Original price $75.99 - Original price $75.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment Black (2024 release) - Black

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $75.99 - Original price $75.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.