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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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ASUS - Zenbook S16 16" 3K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 2026 - 32GB Memory - 1TB Storage - Copilot+ PC - Antrim Gray

ASUS
Original price $1,994.99 - Original price $1,994.99
Original price
$1,994.99
$1,994.99 - $1,994.99
Current price $1,994.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook S16 delivers up to 50 TOPS of on-device AI powering faster searches insta...

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Original price $1,994.99 - Original price $1,994.99
Original price
$1,994.99
$1,994.99 - $1,994.99
Current price $1,994.99

ASUS - ROG Zephyrus G14 14" OLED 3K 120Hz Gaming Laptop - Intel Core Ultra 9 386H 2026 - 16GB RAM - RTX 5070 Ti - 1TB SSD - Platinum White

ASUS
Original price $3,535.99 - Original price $3,535.99
Original price
$3,535.99
$3,535.99 - $3,535.99
Current price $3,535.99

Copilot+ on Windows 11 Brings AI into Your Gaming FlowQuickly find content get smart suggestions and access in-game tips so you can spend less time...

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Original price $3,535.99 - Original price $3,535.99
Original price
$3,535.99
$3,535.99 - $3,535.99
Current price $3,535.99

ASUS - ZenWiFi BE5000 PRO Dual-Band Mesh Wi-Fi 7 System (3-pack) - White

ASUS
Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

Next-Gen Wi-Fi 7 PerformanceDual-band Wi-Fi 7 speeds up to 5000 Mbps with MLO and 4K-QAMSeamless Whole-Home AiMeshASUS AiMesh technology boosts cov...

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Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

AudioQuest - Pearl 48 9.8' 4K-8K-10K 48Gbps In-Wall Rated HDMI Cable - Black with White Stripes

AudioQuest
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

8K-10KAudioQuest Pearl 48 HDMI cables can transfer up to professional 10K Ultra HD video. The incredible 48Gbps data rate is made possible by four ...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Logitech - G512 X PALM REST 98 LIGHTSYNC RGB Lightbar-Amplifying Acrylic Palm Rest - Transparent

Logitech
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Designed for G512 X 98The essential palm rest accessory built to complete the legendary aesthetic and feel of your G512 X 98 keyboard and battlesta...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Edifier Bluetooth Bookshelf Speakers 42W RMS Optical Input Wireless Studio - Black

Edifier
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

21W nominal power handlingHelps ensure rich dynamic sound.4" wooferAlong with 1/2" silk tweeter for a complete range of sounds.2-way speaker system...

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Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Logitech - G512 X 75 Tenkeyless DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - Black

Logitech
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

DUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

GIGABYTE - GAMING A16 Gaming Laptop - 165Hz 1920x1200 WUXGA - RTX 5070 - AMD Ryzen 7 260 - 1TB SSD - 16GB DDR5 RAM - Black Steel

GIGABYTE
Original price $1,926.99 - Original price $1,926.99
Original price
$1,926.99
$1,926.99 - $1,926.99
Current price $1,926.99

GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an intelligent i...

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Original price $1,926.99 - Original price $1,926.99
Original price
$1,926.99
$1,926.99 - $1,926.99
Current price $1,926.99

HP - OmniBook 3 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 (2025) - 8GB Memory - 256GB SSD - Glacier Silver

HP
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...

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Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 1TB PCIe 4.0 SSD - White

CyberPowerPC
Original price $2,399.99 - Original price $2,399.99
Original price
$2,399.99
$2,399.99 - $2,399.99
Current price $2,399.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $2,399.99 - Original price $2,399.99
Original price
$2,399.99
$2,399.99 - $2,399.99
Current price $2,399.99

Logitech - G512 X PALM REST 75 LIGHTSYNC RGB Lightbar-Amplifying Acrylic Palm Rest - Transparent

Logitech
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Designed for G512 X 75The essential palm rest accessory built to complete the legendary aesthetic and feel of your G512 X 75 keyboard and battlesta...

View full details
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Logitech - G512 X 98 Full-size DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - Black

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

DUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

HP - OmniBook 3 16" 2K Touchscreen Laptop - Intel Core Ultra 5 (2025) - 16GB Memory - 512GB SSD - Mica Silver

HP
Original price $1,033.99 - Original price $1,033.99
Original price
$1,033.99
$1,033.99 - $1,033.99
Current price $1,033.99

16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...

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Original price $1,033.99 - Original price $1,033.99
Original price
$1,033.99
$1,033.99 - $1,033.99
Current price $1,033.99

LucidSound - LS10 Wired Over-Ear Gaming Headset for PC PlayStation Switch Xbox - Ocean Waves

LucidSound
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Premium Audio Custom-tuned 50 mm drivers enhance positional awareness and ensure you catch every footstep. Compatible with spatial sound technologi...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Lenovo - LOQ 15.6" 2K Gaming Laptop - Core i7 13650HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 512 SSD - Eclipse Black

Lenovo
Original price $1,923.99 - Original price $1,923.99
Original price
$1,923.99
$1,923.99 - $1,923.99
Current price $1,923.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,923.99 - Original price $1,923.99
Original price
$1,923.99
$1,923.99 - $1,923.99
Current price $1,923.99

HN7306EA-PA/PX13_90

ASUS
Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

HN7306EA-PA/PX13_90

Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

XG27UQDMS

ASUS
Original price $884.99 - Original price $884.99
Original price
$884.99
$884.99 - $884.99
Current price $884.99

XG27UQDMS

Original price $884.99 - Original price $884.99
Original price
$884.99
$884.99 - $884.99
Current price $884.99

Sony Interactive Entertainment - PlayStation Portal Remote Player - Midnight Black

Sega
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over a Wi-Fi network letting you ju...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP
Original price $2,108.99 - Original price $2,108.99
Original price
$2,108.99
$2,108.99 - $2,108.99
Current price $2,108.99

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...

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Original price $2,108.99 - Original price $2,108.99
Original price
$2,108.99
$2,108.99 - $2,108.99
Current price $2,108.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Shadow Black

HP
Original price $2,741.99 - Original price $2,741.99
Original price
$2,741.99
$2,741.99 - $2,741.99
Current price $2,741.99

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 32GB DD...

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Original price $2,741.99 - Original price $2,741.99
Original price
$2,741.99
$2,741.99 - $2,741.99
Current price $2,741.99

ASUS - Zenbook 14 14" 2K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 465 - 16GB RAM - 512GB SSD - Jasper Gray

ASUS
Original price $1,350.99 - Original price $1,350.99
Original price
$1,350.99
$1,350.99 - $1,350.99
Current price $1,350.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook 14 delivers up to 50 TOPS of on-device AI powering faster searches instan...

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Original price $1,350.99 - Original price $1,350.99
Original price
$1,350.99
$1,350.99 - $1,350.99
Current price $1,350.99

ASUS - VM441 24" FHD Touchscreen All-in-One - Copilot+ PC - Snapdragon X - 16GB Memory - 512GB SSD - White

ASUS
Original price $950.99 - Original price $950.99
Original price
$950.99
$950.99 - $950.99
Current price $950.99

Snapdragon X Performance — Fast Efficient AI-ReadyExperience smooth multitasking and next-gen AI features powered by Snapdragon X with built-in NPU...

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Original price $950.99 - Original price $950.99
Original price
$950.99
$950.99 - $950.99
Current price $950.99

ASUS - CX14 14" FHD Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Dusk Gray

ASUS
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

The best of Google in a laptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

Samsung - Galaxy Tab A11+ Kids Edition 11" 128GB - Wi-Fi - Blue

Samsung
Original price $380.99 - Original price $380.99
Original price
$380.99
$380.99 - $380.99
Current price $380.99

A big screen made for curious kidsA bright 11 1920 x 1200 display with a 90Hz refresh rate delivers smooth motion and clear visuals making it easie...

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Original price $380.99 - Original price $380.99
Original price
$380.99
$380.99 - $380.99
Current price $380.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.