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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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Hisense - 55" Class U7 Series MiniLED QLED UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $763.99 - Original price $763.99
Original price
$763.99
$763.99 - $763.99
Current price $763.99

Hi-QLED MiniLED ProThousands of Mini-LEDs precisely control light across the screen to deliver brighter highlights deeper blacks and clear detail i...

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Original price $763.99 - Original price $763.99
Original price
$763.99
$763.99 - $763.99
Current price $763.99

Dell - SE2426HS 24" IPS LCD FHD 144Hz FreeSync Monitor (HDMI) - Black

Dell
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Clear visuals Fluid motionA 144Hz refresh rate and 1ms MPRT deliver smooth tear-free motion across work gaming and streaming for clearer more fluid...

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Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Skytech Gaming - KING95 Gaming PC - AMD Ryzen 7 9700X (2024) - 16GB Memory - NVIDIA GeForce RTX 5070 - 1TB NVMe Storage - White

Skytech Gaming
Original price $2,204.99 - Original price $2,204.99
Original price
$2,204.99
$2,204.99 - $2,204.99
Current price $2,204.99

Windows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...

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Original price $2,204.99 - Original price $2,204.99
Original price
$2,204.99
$2,204.99 - $2,204.99
Current price $2,204.99

LG - 32" UltraGear G6 IPS QHD 200Hz 1ms G-SYNC Compatible FreeSync Premium Gaming Monitor with HDR10 (HDMI DisplayPort) - Black

LG
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

32 QHD clarity meets competitive 200Hz speedThe 32" QHD UltraGear combines 200Hz speed and 1ms response time for sharp fluid gameplay. AMD FreeSync...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

MSI - Codex R2 Gaming Desktop - Intel i5-14400F 2024 - 16GB Memory - NVIDIA GeForce RTX 5050 - 1TB Storage - Black

MSI
Original price $1,325.99 - Original price $1,325.99
Original price
$1,325.99
$1,325.99 - $1,325.99
Current price $1,325.99

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresIntel Core i5-14400FThe Intel Core i5-14400F delivers fast r...

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Original price $1,325.99 - Original price $1,325.99
Original price
$1,325.99
$1,325.99 - $1,325.99
Current price $1,325.99

Razer - Viper V4 Pro Ultra Lightweight Optical Gaming Mouse with 180 Hour Battery Life - 8k Polling Rate - Wireless - White

Razer
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

50G ULTRA LIGHTWEIGHT ESPORTS MOUSEBuilt with input from competitive pro players this wireless mouse is 9 lighter than the previous gen and deliver...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB Storage - Black

MSI
Original price $3,031.99 - Original price $3,031.99
Original price
$3,031.99
$3,031.99 - $3,031.99
Current price $3,031.99

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...

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Original price $3,031.99 - Original price $3,031.99
Original price
$3,031.99
$3,031.99 - $3,031.99
Current price $3,031.99

TP-Link - Deco 7 Outdoor BE11000 Tri-Band Wi-Fi 7 Outdoor Mesh Router Deco BE65 Outdoor - White

TP Link
Original price $333.99 - Original price $333.99
Original price
$333.99
$333.99 - $333.99
Current price $333.99

Supercharged with WiFi 7 speeds up to 11 GbpsWiFi 7offers accelerated throughput lower latency stronger anti-jamming and higher efficiency. WiFi 7 ...

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Original price $333.99 - Original price $333.99
Original price
$333.99
$333.99 - $333.99
Current price $333.99

ASUS - TUF Gaming NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $1,822.99 - Original price $1,822.99
Original price
$1,822.99
$1,822.99 - $1,822.99
Current price $1,822.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4Military-grade componentsDeliver rock-solid power and longer lifespan for ultima...

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Original price $1,822.99 - Original price $1,822.99
Original price
$1,822.99
$1,822.99 - $1,822.99
Current price $1,822.99

ASUS - ROG Astral NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $2,096.99 - Original price $2,096.99
Original price
$2,096.99
$2,096.99 - $2,096.99
Current price $2,096.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4Quad-fan designBoosts air flow and pressure by up to 20Patented vapor chamberWit...

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Original price $2,096.99 - Original price $2,096.99
Original price
$2,096.99
$2,096.99 - $2,096.99
Current price $2,096.99

ASUS - TUF Gaming NVIDIA GeForce RTX 5070 OC Edition 12GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $911.99 - Original price $911.99
Original price
$911.99
$911.99 - $911.99
Current price $911.99

Powered byNVIDIA Blackwell architecture and DLSS 4Military-grade componentsDeliver rock-solid power and longer lifespan for ultimate durabilityProt...

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Original price $911.99 - Original price $911.99
Original price
$911.99
$911.99 - $911.99
Current price $911.99

Turtle Beach - Afterglow Wave Wired RGB Gaming Controller for Xbox Series XS Xbox One Windows 10/11 PC - Black

Turtle Beach
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Hall-Effect 3-Stop Adjustable TriggersFine-tune your trigger sensitivity with 3-stop adjustments letting you customize the throw distance to match ...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

PNY - GeForce RTX 5080 ARGB 16GB OC GDDR7 PCI Express 5.0 Graphics Card with Triple Fan - Black

PNY
Original price $1,501.99 - Original price $1,501.99
Original price
$1,501.99
$1,501.99 - $1,501.99
Current price $1,501.99

NVIDIADLSS4Supreme speed. Superior visuals. Powered by AI. DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost FPS...

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Original price $1,501.99 - Original price $1,501.99
Original price
$1,501.99
$1,501.99 - $1,501.99
Current price $1,501.99

Hisense - 100" Class U8 Series MiniLED QLED UHD 4K HDR Smart Google TV (2025)

HISENSE
Original price $3,146.99 - Original price $3,146.99
Original price
$3,146.99
$3,146.99 - $3,146.99
Current price $3,146.99

MiniLED Pro Up to 5000 nits Peak Brightness Up to 5600 Local Dimming ZonesSee the realism of every shadow cast by the players and the ball. When ...

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Original price $3,146.99 - Original price $3,146.99
Original price
$3,146.99
$3,146.99 - $3,146.99
Current price $3,146.99

Cync - Dynamic Effects Smart LED Light Strip Color Changing 16ft 1pk - Full Color

GE
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

MSI - Vector 16 HX AI 16" 144Hz FHD+ WUXGA Gaming Laptop - Intel Ultra 7-255HX - GeForce RTX 5070Ti -16GB Memory - 1TB SSD - Cosmo Gray

MSI
Original price $2,012.99 - Original price $2,012.99
Original price
$2,012.99
$2,012.99 - $2,012.99
Current price $2,012.99

Windows 11 HomeWindows 11 puts you at the center making life easier more creative secure connected and fun. With faster performance and new product...

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Original price $2,012.99 - Original price $2,012.99
Original price
$2,012.99
$2,012.99 - $2,012.99
Current price $2,012.99

SCUF - Valor Pro Wired Performance Controller for Xbox Series XS Xbox One and PC - Steel Gray

SCUF
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Faster GameplayFeatures four embedded rear paddles you can configure up to 16 functions and with our Instant Triggers that eliminate trigger pull s...

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Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory- 1TB SSD - Cosmo Gray

MSI
Original price $2,728.99 - Original price $2,728.99
Original price
$2,728.99
$2,728.99 - $2,728.99
Current price $2,728.99

Windows 11 HomeWindows 11 puts you at the center making life easier more creative secure connected and fun. With faster performance and new product...

View full details
Original price $2,728.99 - Original price $2,728.99
Original price
$2,728.99
$2,728.99 - $2,728.99
Current price $2,728.99

GIGABYTE - NVIDIA GeForce RTX 5080 GAMING OC 16G GDDR7 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $1,646.99 - Original price $1,646.99
Original price
$1,646.99
$1,646.99 - $1,646.99
Current price $1,646.99

Graphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5080 graphics processing unit (GPU)Video Memory16gb gddr7Interface Comp...

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Original price $1,646.99 - Original price $1,646.99
Original price
$1,646.99
$1,646.99 - $1,646.99
Current price $1,646.99

Acer - 15.6" LCD FHD 60Hz Adaptive Sync IPS Portable Touch Monitor (USB Type-C Mini HDMI Micro USB) - Black

Acer
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series touch monitor. At just 2.73lbs and only 0.5" thin th...

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Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

ASUS - ROG STRIX X870E-H (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 BE Motherboard - Black

ASUS
Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

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Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

CORSAIR - VOID v2 Max Wireless Gaming Headset for Xbox PC Playstation and Mobile - Carbon

Corsair
Original price $175.99 - Original price $175.99
Original price
$175.99
$175.99 - $175.99
Current price $175.99

Simultaneous low-latency 2.4GHz wireless and BluetoothUltra-clear ultra-reliable 2.4GHz wireless offers high-fidelity game audio on Xbox PC PlaySta...

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Original price $175.99 - Original price $175.99
Original price
$175.99
$175.99 - $175.99
Current price $175.99

Neopets - Mega Mini Games Collection - Nintendo Switch

U and I Entertainment
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Mini games25 mini-games selected from existing Neopets games + one (26th) completely new mini-game Starlight SymphonyUpgradesAll games are adapted ...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Turtle Beach - Recon 70 Wired Gaming Headset for Nintendo Switch Nintendo Switch 2 - White

Turtle Beach
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Officially Licensed Nintendo ProductOfficially licensed by Nintendo for Nintendo Switch Nintendo Switch Lite and Nintendo Switch - OLED Model. This...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.