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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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Alienware - AW2725DM 27" IPS LED QHD 180Hz 1ms FreeSync and G-Sync Compatible Gaming Monitor with HDR (HDMI DisplayPort) - Interstellar Indigo

Dell
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Essential QHD performance for any gameExplore detailed worlds in high definition with QHD resolution fluid visuals and an iconic new design.Dive in...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Samsung - 9100 PRO 2TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung
Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $508.99 - Original price $508.99
Original price
$508.99
$508.99 - $508.99
Current price $508.99

AMD - Ryzen 5 5500 6-Core - 12 Thread 3.6 GHz (4.2 GHz Max Boost) Socket AM4 Unlocked Desktop Processor - Black

AMD
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Precision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Lenovo - Legion Pro 5 16" 2.5K Gaming Laptop - AMD Ryzen 9 8945HX 2023 - NVIDIA GeForce RTX 5060 - 16GB Memory - 1TB SSD - Eclipse Black

Lenovo
Original price $1,837.99 - Original price $1,837.99
Original price
$1,837.99
$1,837.99 - $1,837.99
Current price $1,837.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,837.99 - Original price $1,837.99
Original price
$1,837.99
$1,837.99 - $1,837.99
Current price $1,837.99

ASUS - DUAL NVIDIA GeForce RTX 5050 OC Edition 8GB GDDR6 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

AI Performance433 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeature a smaller fan ...

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Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

Logitech - Prodigy G213 Full-size Wired Membrane Gaming Keyboard with RGB Backlighting for PC - Black

Logitech
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Logitech Mech-Dome keysEach key is tuned to enhance the tactile experience delivering ultra-quick responsive feedback while the anti-ghosting gamin...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

8BitDo - Pro 3 Bluetooth Gaming Controller for Nintendo Switch Nintendo Switch 2 PC - Purple

8BitDo
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Multi-platform compatibilityCompatible with Switch 1 and Switch 2 Windows PC Apple SteamOS and Android devices.Swappable magnetic ABXY buttonsEasil...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Acer - Nitro 24.5 LCD FHD 1080P 280Hz 1ms FreeSync Premium Gaming Monitor with HDR (DisplayPort HDMI) - Black

Acer
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

Quality VisualsThe KG251Q 24.5" monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

PowerA - Storage Case for PlayStation VR2 - Black

PowerA
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Protective storageStore the PlayStation VR2 Headset and PlayStation VR2 Sense Controllers in a durable shell with fabric exterior.Secure fitForm fi...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Meta - Quest 3S 256GB VR Without Wires — Thirty-Three Percent More Memory — 2X Graphical Processing - White

Meta
Original price $501.99 - Original price $501.99
Original price
$501.99
$501.99 - $501.99
Current price $501.99

NO WIRES MORE FUNBreak free from cords. Game play exercise and explore immersive worlds — untethered and without limits.2X GRAPHICAL PROCESSING POW...

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Original price $501.99 - Original price $501.99
Original price
$501.99
$501.99 - $501.99
Current price $501.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - Jet Black

HP
Original price $876.99 - Original price $876.99
Original price
$876.99
$876.99 - $876.99
Current price $876.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $876.99 - Original price $876.99
Original price
$876.99
$876.99 - $876.99
Current price $876.99

SanDisk - Extreme 256GB microSDXC UHS-I Memory Card for Gaming

SanDisk
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Boost your playGear up and play fiercely with this Extreme microSD card made for mobile gaming. With extreme speeds to help you level up and boost ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

LG - UltraGear 34" WQHD 240Hz 1ms FreeSync Premium Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort USB-C) - Black

LG
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

UltraGear More Screen. More Speed. More Glory.Outpace the competition with the 34" 219 UltraGear WQHD gaming monito. Experience buttery-smooth 240H...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

GameSir - G8 Plus Officially MFi Certified Phone Controller for iPhone 15/16/17/iPad Mini Android - USB-C - 2 Pro Back Buttons - Gray

GameSir
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Officially MFi Certified ControllerPlay seamlessly on your iPhone and iPad. As an Apple-certified accessory the GameSir G8+ MFi ensures reliable pe...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

APC - Back UPS 650VA/360W Floor/Wall Mount 120V 7x NEMA 5-15R outlets USB Type A Port - Black

APC Products
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Playground-The active play system for kids families. Indoor physical play meets interactive family fun

Nex
Original price $358.99 - Original price $358.99
Original price
$358.99
$358.99 - $358.99
Current price $358.99

Games To Get The Whole Family MovingPlayground gets everyone off the couch and into the action with interactive motion games that turn screen time ...

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Original price $358.99 - Original price $358.99
Original price
$358.99
$358.99 - $358.99
Current price $358.99

LEGO - Minecraft The Fox Building Toy for Kids 21588

Lego
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Building Toy For KidsThe Fox (21588) LEGO Minecraft building toy lets boys and girls ages 10 years old and up recreate a beloved Minecraft characte...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

LEGO - Super Mario Mario Kart Mario Standard Kart 72037

Lego
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Here We GoSpeed down Rainbow Road with the LEGO Super Mario Mario Kart.Dynamic Display StandPosition Mario at dramatic racing angles to recreate th...

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Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

AudioQuest - Pearl 48 5' 4K-8K-10K 48Gbps In-Wall Rated HDMI Cable

AudioQuest
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

8K-10KAudioQuest Pearl 48 HDMI cables can transfer up to professional 10K Ultra HD video. The incredible 48Gbps data rate is made possible by four ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

PowerA - Wireless Controller for Nintendo Switch Nintendo Switch 2 - Mario Joy

PowerA
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Works with Nintendo Switch 2C button not availableWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Sw...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

PowerA - Enhanced Wireless Controller for Nintendo Switch Nintendo Switch 2 - Color Splash Heroes

PowerA
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Works with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

PowerA - Enhanced Wireless Controller for Nintendo Switch Nintendo Switch 2 - Sticker Mania

PowerA
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Code for Bonus Virtual Item Included - Googly GliderWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 tec...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP
Original price $4,193.99 - Original price $4,193.99
Original price
$4,193.99
$4,193.99 - $4,193.99
Current price $4,193.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
Original price $4,193.99 - Original price $4,193.99
Original price
$4,193.99
$4,193.99 - $4,193.99
Current price $4,193.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.