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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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TCL - 43" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

TCL - 50" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

NEXT - Performance Grip 2-Pack for Switch 2 Joy-Con 2 and Switch Joy-Cons - Black

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

UniversalWorks for Nintendo Switch Joy-Con and Nintendo Switch 2 Joy-Con 2 controllersEasy to useSimple drop-in designCompatibleAccess to all butto...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Nintendo - Switch 2 Camera

Nintendo
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

This accessory is designed specifically for use with Nintendo Switch 2Internet Nintendo Switch Online membership (sold separately) and Nintendo Acc...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Backbone - Pro - (USB-C) - Mobile and Wireless Controller for Cloud Gaming Remote Play and Mobile Games on Any Screen - Black

Backbone
Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Play Anywhere On Any ScreenBluetooth Low Energy supports seamless wireless gaming across phones tablets PCs smart TVs and more.Pro-Level PrecisionE...

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Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

NEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Enhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

NEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Enhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

ASUS - ROG Strix GS-BE18000 Tri-Band Wi-Fi 7 Gaming Router - Black

ASUS
Original price $480.99 - Original price $480.99
Original price
$480.99
$480.99 - $480.99
Current price $480.99

AFC Powers Up 6 GHzAutomated Frequency Coordination (AFC) lets the ROG STRIX GS-BE18000 use more 6 GHz power to increase coverage improved stabilit...

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Original price $480.99 - Original price $480.99
Original price
$480.99
$480.99 - $480.99
Current price $480.99

NEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black

NEXT
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Play AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP
Original price $2,826.99 - Original price $2,826.99
Original price
$2,826.99
$2,826.99 - $2,826.99
Current price $2,826.99

AMD Ryzen 7 8700F processorThe AMD Ryzen 8700F processor has high-performance processing power intense graphics capabilities and the first neural p...

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Original price $2,826.99 - Original price $2,826.99
Original price
$2,826.99
$2,826.99 - $2,826.99
Current price $2,826.99

JVC - In-Ear Headphones HAFR9UCB - Black

JVC
Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

USB-C ConnectionUSB-C connection for easy connection to devicesBuilt-In DACBuilt-In DAC reduces noise and improves sound qualityDelay-FreeEnjoy wat...

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Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Black

PowerA
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

TCL - 50" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP
Original price $1,207.99 - Original price $1,207.99
Original price
$1,207.99
$1,207.99 - $1,207.99
Current price $1,207.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,207.99 - Original price $1,207.99
Original price
$1,207.99
$1,207.99 - $1,207.99
Current price $1,207.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP
Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99

Razer - BlackWidow V4 X Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Razer Green Mechanical SwitchesWith a 1.9mm actuation point requiring just 50g of force experience the perfect pairing of pressure and response tim...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Backbone - One (USB-C) - Mobile Gaming Controller for iPhone 15/16/17 Series and Android - 2nd Generation - Black

Backbone Entertainment
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Play Virtually Any Game AnywhereChoose from free App Store and Google Play Store games like Call of Duty Mobile and Roblox stream through your clou...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Razer - BlackWidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - White

Razer
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Logitech - G PRO X SUPERLIGHT 2 LIGHTSPEED Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 8K Polling - Wireless - Magenta

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Better PerformanceThe Logitech Superlight 2 our championship winning wireless mouse gaming is now even better; with 8 kHz polling USB-C charging 95...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Barbie Project Friendship - Nintendo Switch

Outright Games
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Play as BarbiePlay as Barbie and Barbie as you work together with friends and family to complete challenges and quests to help the community.Explor...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Razer - Huntsman V3 Pro TKL Wired Analog Optical Linear Switch Gaming Keyboard with Snap Tap - Black

Razer
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Chosen by Pro's for Advanced FPS MovementWith Rapid Trigger Adjustable Actuation and Razer Snap Tap the Huntsman V3 Pro offers lightning-fast preci...

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Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Chroma Pearl

Sony
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Rocketfish - Full-Motion TV Wall Mount for Most 42"90" TVs — Extends 26" - Black

Rocketfish
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

Compatible with most 42"90" TVsHolds up to 125 lbs. for sturdy support.Narrow 2.7" profileFits close to the wall for a discreet look.Extending arms...

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Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

NEXT - 9' Play + Charge USB-C Cable for PlayStation 5 - White/Black

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Extra Long CableEnjoy 9 feet of freedom with this extra long USB-C cable designed specifically for PlayStation 5 DualSense controllersPlayStation 5...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.