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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Red/Black

HP
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Utlra-fast clicks - Wireless - Black

Steel Series
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

PowerA Protection Case for PlayStation Portal Remote Player - White

PowerA
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Store and protectStore and Protect Sturdy outer shell molded interior and dual zipper pulls provides protection for the PlayStation Portal remote ...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)

TCL
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Shock Blue

Microsoft
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Razer - DeathAdder V3 Pro Lightweight Optical Gaming Mouse with 90 Hour Battery - Wireless - Black

Razer
Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

63g Ultra-lightweight DesignMade more than 25 lighter than the Razer DeathAdder V2 Pro enjoy a level of speed and control favored by the world’s to...

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Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Razer - Basilisk V3 Pro Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Black

Razer
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Razer HyperScroll Tilt WheelSpeed through content with a scroll wheel that free-spins until its stopped or switch to tactile mode for more precisio...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Roku - Streaming Stick 4K - HDR Dolby Vision Streaming Device for TV with Voice Remote Long-Range Wi-Fi - Black

Roku
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Stunning 4K Dolby Vision streaming made simpleWith America’s 1 TV streaming platform exploring popular apps—plus tons of free movies shows and liv...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

SteelSeries - Apex Pro TKL Gen 3 Wired Mechanical OmniPoint Adjustable HyperMagnetic Gaming Keyboard with Rapid Tap - White

Steel Series
Original price $229.99 - Original price $229.99
Original price
$229.99
$229.99 - $229.99
Current price $229.99

THE WORLD'S FASTEST KEYBOARDPush the boundaries with cutting-edge OmniPoint 3.0 switches with Rapid Trigger Protection Mode Rapid Tap and full adju...

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Original price $229.99 - Original price $229.99
Original price
$229.99
$229.99 - $229.99
Current price $229.99

TCL - 75" QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

AMD - Ryzen 5 7600X 6-Core - 12-Thread 4.7GHz (5.3 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Large CacheAMD Ryzen 7000 Series desktop processors feature la...

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Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

AMD - Ryzen 7 7700X 8-Core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Large CacheAMD Ryzen 7000 Series desktop processors feature la...

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Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

TP-Link - Deco X50 Outdoor AX3000 Dual-Band Mesh Wi-Fi- 6 Router - White

TP Link
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Extend fast Mesh Wi-Fi outdoorsSeamlessly extend ultra-performance mesh Wi-Fi 6 outdoors to your backyard guest house or patio.Long-Lasting outdoor...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

TCL - 55" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $517.99 - Original price $517.99
Original price
$517.99
$517.99 - $517.99
Current price $517.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $517.99 - Original price $517.99
Original price
$517.99
$517.99 - $517.99
Current price $517.99

Philips - Hue 75" Play Gradient Lightstrip - White and Color Ambiance

Philips
Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Nebula

Glorious
Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

ASUS TUF GAMING Z790-PLUS WIFI - motherboard - ATX - LGA1700 Socket - Z790

ASUS
Original price $287.99 - Original price $287.99
Original price
$287.99
$287.99 - $287.99
Current price $287.99

Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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Original price $287.99 - Original price $287.99
Original price
$287.99
$287.99 - $287.99
Current price $287.99

ARRIS - SURFboard SB8200 32 x 8 DOCSIS 3.1 Gig-Speed Cable Modem - White

Arris
Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Gigabit Ethernet connectivityWith two 1-Gigabit Ethernet ports the SB8200 enables gig-speed networking. It's approved for cable internet speed plan...

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Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

AMD - Ryzen 9 9950X 16-Core - 32-Thread 4.3 GHz (5.7 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $632.99 - Original price $632.99
Original price
$632.99
$632.99 - $632.99
Current price $632.99

16-core32-Thread5.7 max boost80MB Cache170W TDP

Original price $632.99 - Original price $632.99
Original price
$632.99
$632.99 - $632.99
Current price $632.99

AMD - Ryzen 7 9700X 8-Core - 16-Thread 3.8 GHz (5.5 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

8 cores16 Threads5.5 max boost40MB Cache65W TDP

Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

Basilisk V3 Pro Customizable Optical Gaming Mouse with Razer HyperScroll Tilt Wheel - Wireless - Black

Razer
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Razer HyperScroll Tilt WheelSpeed through content with a scroll wheel that free-spins until its stopped or switch to tactile mode for more precisio...

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Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Blue Microphones - Blue Yeti Nano Premium Wired Multi-Pattern USB Condenser Microphone

Logitech
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Legendary Blue broadcast soundYeti Nano features 2 custom mic capsules to give your voice exceptional presence and detail for professional-level re...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - White

Logitech
Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Edifier - G1000 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Edifier
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Amazing sound qualityQuality speakers with 10W peak power 2.5-inch full range drivers. Full range speakers support realistic sound and deliver pow...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.