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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black/Red

HyperX
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Black

Logitech
Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Thrustmaster - TH8S Shifter Add-On - Black

Guillemot
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Versatile sim racing shifterAllows for all types of vehicles with manual shifting (rally trucks GT NASCAR).H-pattern shift plateFeatures 7 gears pl...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

MSI - MAG A850GL PCIE5 850W ATX 3.1 PCIe 5.1 Ready Full Modular 80 Plus Gold Gaming Power Supply - Black

MSI
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

ATX 3.1 compatibleIt has an output port that is compliant with PCIe 5.0 and Intel PSDG(Power Supply Design Guide) ATX 3.1 also the MAG A850GL PCIE5...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Next Level Racing - GTlite Foldable Simulator Cockpit - Black

Next Level Racing
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Next Level Racing Hubs allow for quick adjustments and solid durabilityAdjustable wheel gear shifter and pedal positions and angleGear Shifter supp...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Logitech - G PRO X SUPERLIGHT 2 LIGHTSPEED Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 8K Polling - Wireless - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Better PerformanceThe Logitech Superlight 2 our championship winning wireless mouse gaming is now even better; with 8 kHz polling USB-C charging 95...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Razer - DeathAdder V3 Pro Lightweight Wireless Optical Gaming Mouse with 90 Hour Battery - Wireless - Black

Razer
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

63g Ultra-lightweight DesignMade more than 25 lighter than the Razer DeathAdder V2 Pro enjoy a level of speed and control favored by the world’s to...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

SteelSeries - Aerox 9 Wireless Ultra Lightweight Honeycomb Water Resistant RGB Optical Gaming Mouse With 18 Programmable Buttons - Wireless - Black

Steel Series
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Stunning RGBRadiant 3-zone prismsync RGB shines in 16.8 million configurable colors.Ultra LightweightPurposefully designed holey shell reduces weig...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Wireless - Onyx

Steel Series
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Beautiful RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.Ultra LightweightPurposefully designed holey shell reduces wei...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

CORSAIR - MM200 Gaming Mouse Pad - Medium - Black

Corsair
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Created For Use With Most Laser and Optical Gaming MiceFor comfort and durability.Cloth ConstructionOffers comfort for your wrist.Textile-weave Sur...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Sonos - Ray All-in-One Soundbar for TV and Music - White

Sonos Inc
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue

Nintendo of America
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Includes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2024)

TCL
Original price $442.99 - Original price $442.99
Original price
$442.99
$442.99 - $442.99
Current price $442.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $442.99 - Original price $442.99
Original price
$442.99
$442.99 - $442.99
Current price $442.99

Sony PULSE Explore - true wireless earphones with mic

Sony Computer Entertainment Am
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Logitech - PRO X TKL RAPID Tenkeyless Corded Magnetic Analog Switch Gaming Keyboard with Customizable RGB Lighting - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Tournament-Grade Responsiveness and PrecisionThe PRO X TKL RAPID Wired Gaming Keyboard features magnetic analog (Hall-Effect) switches Rapid Trigge...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

SteelSeries Arctis Nova 5 - headset

Steel Series
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

CORSAIR - VIRTUOSO MAX Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Carbon

Corsair
Original price $225.99 - Original price $225.99
Original price
$225.99
$225.99 - $225.99
Current price $225.99

Sounds So Good. Sounds like VIRTUOSO MAXUnrivaled immersion. Cutting-edge technology. Crisp clear communication across multiple platforms. VIRTUOSO...

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Original price $225.99 - Original price $225.99
Original price
$225.99
$225.99 - $225.99
Current price $225.99

SteelSeries - Arctis Gamebuds True Wireless Noise Cancelling Gaming Earbuds for Xbox PS5 PS4 PC Switch - Black

Steel Series
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Quick-Switch WirelessHigh-speed 2.4GHz wireless for Xbox PC PS5 ROG Xbox Ally X and more or switch to Bluetooth 5.3 for mobileActive Noise Cancella...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

NETGEAR - Nighthawk BE12000 Tri-Band Wi-Fi 7 Router - Black

NETGEAR
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

BE12000 tri-band Wi-Fi routerSupports blazing-fast Wi-Fi 7 speeds up to 12 Gbps for gaming smooth streaming videoconferencing and entertainment.Wi-...

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Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

TCL - 75" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $744.99 - Original price $744.99
Original price
$744.99
$744.99 - $744.99
Current price $744.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $744.99 - Original price $744.99
Original price
$744.99
$744.99 - $744.99
Current price $744.99

Samsung - Odyssey G30D 24" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

Samsung
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

TP-Link - Archer AXE7800 Tri-Band Wi-Fi 6E Router - Black

TP Link
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Tri-Band AXE7800All three WiFi bands work together to unleash your network’s total speeds up to 7.8Gbps and dominating all demanding devices.Wi-Fi ...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Hori - Split Pad Compact for Nintendo Switch - Gengar

Hori
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Applicable modelsDesigned for Nintendo Switch Nintendo Switch OLED ModelPerfect fitFull-size controller experience in Handheld ModeErgonomic gripE...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

TP-Link - AX3000 Dual-Band Wi-Fi 6 Range Extender - White

TP Link
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Extend Wi-Fi coverageExtend your router’s signal with RE705X featuring two high-gain antennas that are specifically designed to cover areas with we...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.