Skip to content
FREE SHIPPING!
FREE SHIPPING!

Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $188.99 - Original price $188.99
    Original price
    $188.99
    $188.99 - $188.99
    Current price $188.99

    Nanoleaf - Shapes Ultra Black Hexagons Smarter Kit (9 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

    View full details
    Original price $188.99 - Original price $188.99
    Original price
    $188.99
    $188.99 - $188.99
    Current price $188.99
  • Original price $43.99 - Original price $43.99
    Original price
    $43.99
    $43.99 - $43.99
    Current price $43.99

    Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design (2-Pack) - Black

    Thermal Take

    ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

    View full details
    Original price $43.99 - Original price $43.99
    Original price
    $43.99
    $43.99 - $43.99
    Current price $43.99
  • Original price $265.99 - Original price $265.99
    Original price
    $265.99
    $265.99 - $265.99
    Current price $265.99

    Next Level Racing - GT Lite Foldable Simulator Cockpit - Black

    Next Level Racing

    CompatibilityCompatible with all major wheel and pedals and pre-drilled for Logitech Thrustmaster FanatecUsageThe Next Level Racing Hubs have been ...

    View full details
    Original price $265.99 - Original price $265.99
    Original price
    $265.99
    $265.99 - $265.99
    Current price $265.99
  • Original price $401.99 - Original price $401.99
    Original price
    $401.99
    $401.99 - $401.99
    Current price $401.99

    Alienware - AW2523HF 24.5" IPS LED FHD - 360Hz - AMD FreeSync - VESA - Monitor (USB HDMI) - Dark side of the Moon

    Alienware

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.0.5ms res...

    View full details
    Original price $401.99 - Original price $401.99
    Original price
    $401.99
    $401.99 - $401.99
    Current price $401.99
  • Original price $55.99 - Original price $55.99
    Original price
    $55.99
    $55.99 - $55.99
    Current price $55.99

    Glorious - Polychroma Translucent Keycaps - RGB

    Glorious

    Translucent designThe Polychroma RGB Keycaps feature a high-quality translucent design that allows maximum RGB illumination enhancing your keyboard...

    View full details
    Original price $55.99 - Original price $55.99
    Original price
    $55.99
    $55.99 - $55.99
    Current price $55.99
  • Original price $713.99 - Original price $713.99
    Original price
    $713.99
    $713.99 - $713.99
    Current price $713.99

    Simpli Home - Artisan TV Cabinet for Most TVs Up to 58" - Natural Aged Brown

    Simpli Home

    Holds TVs up to 58"With a maximum weight of 200 lbs.Solid pine wood construction with a lacquer finishProvides a durable yet stylish look.Ample sto...

    View full details
    Original price $713.99 - Original price $713.99
    Original price
    $713.99
    $713.99 - $713.99
    Current price $713.99
  • Original price $1,559.99 - Original price $1,559.99
    Original price
    $1,559.99
    $1,559.99 - $1,559.99
    Current price $1,559.99

    MSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

    View full details
    Original price $1,559.99 - Original price $1,559.99
    Original price
    $1,559.99
    $1,559.99 - $1,559.99
    Current price $1,559.99
  • Original price $563.99 - Original price $563.99
    Original price
    $563.99
    $563.99 - $563.99
    Current price $563.99

    Arcade1Up - Infinity Game Board - Black

    Arcade1Up

    Games included50 included board games and activities (comes with a selection of Classic Hasbro games such as Monopoly Yahtzee Trivial Pursuit Clue ...

    View full details
    Original price $563.99 - Original price $563.99
    Original price
    $563.99
    $563.99 - $563.99
    Current price $563.99
  • Original price $226.99 - Original price $226.99
    Original price
    $226.99
    $226.99 - $226.99
    Current price $226.99

    WD - BLACK SN850X 2TB Internal SSD PCIe Gen 4 x4 NVMe

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.2TB storage capacityProvides ample storage space for your music movies and ...

    View full details
    Original price $226.99 - Original price $226.99
    Original price
    $226.99
    $226.99 - $226.99
    Current price $226.99
  • Original price $95.99 - Original price $95.99
    Original price
    $95.99
    $95.99 - $95.99
    Current price $95.99

    Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

    Razer

    Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

    View full details
    Original price $95.99 - Original price $95.99
    Original price
    $95.99
    $95.99 - $95.99
    Current price $95.99
  • Original price $189.99 - Original price $189.99
    Original price
    $189.99
    $189.99 - $189.99
    Current price $189.99

    Thrustmaster - T128 Racing Wheel for Xbox One Xbox XS and PC - Black

    Thrustmaster

    Versatility and velocityModern wheel rim design featuring 13 buttons; perfect for all types of racing simulationDynamic force feedbackRenders fun i...

    View full details
    Original price $189.99 - Original price $189.99
    Original price
    $189.99
    $189.99 - $189.99
    Current price $189.99
  • Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99

    Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

    Sony

    Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

    View full details
    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
  • Original price $43.99 - Original price $43.99
    Original price
    $43.99
    $43.99 - $43.99
    Current price $43.99

    Glorious - Raptor Clicky (36x) 5-pin Mechanical Keyboard Switches - Clear/Green

    Glorious

    Superior click barThe click bar mechanism produces a click sound on both press and release giving gamers the most tactility possible with rich acou...

    View full details
    Original price $43.99 - Original price $43.99
    Original price
    $43.99
    $43.99 - $43.99
    Current price $43.99
  • Original price $553.99 - Original price $553.99
    Original price
    $553.99
    $553.99 - $553.99
    Current price $553.99

    Thrustmaster - TCA Yoke Pack Boeing Edition for Xbox Series XS Xbox One PC - Black

    Guillemot

    Suspended PENDUL_R MechanismReplicates the sensations of using a floor-mounted pendular yoke like those found in real Boeing airlinersAdditional ax...

    View full details
    Original price $553.99 - Original price $553.99
    Original price
    $553.99
    $553.99 - $553.99
    Current price $553.99
  • Original price $99.99 - Original price $99.99
    Original price
    $99.99
    $99.99 - $99.99
    Current price $99.99

    CORSAIR - VOID RGB ELITE Wireless Gaming Headset for PC PS5 PS4 - Carbon

    Corsair

    Rechargeable batteryOffers up to 16 hours of use on a charge.Built-in microphoneEnables simple hands-free chatting via a compatible device.Headset ...

    View full details
    Original price $99.99 - Original price $99.99
    Original price
    $99.99
    $99.99 - $99.99
    Current price $99.99
  • Original price $96.99 - Original price $96.99
    Original price
    $96.99
    $96.99 - $96.99
    Current price $96.99

    Razer - Kraken Kitty V2 Wired Gaming Headset with Chroma RGB Lighting - Quartz

    Razer

    Kitty EarsTopped with a pair of unique kitty ears stand out on stream with a headset that’s styled to match your personality.Stream Reactive Lighti...

    View full details
    Original price $96.99 - Original price $96.99
    Original price
    $96.99
    $96.99 - $96.99
    Current price $96.99
  • Original price $268.99 - Original price $268.99
    Original price
    $268.99
    $268.99 - $268.99
    Current price $268.99

    WD - BLACK SN770M 2TB Internal SSD PCIe Gen 4 x4 M.2 2230 for ROG Ally and Steam Deck

    Western Digital

    Supercharge your handheld gaming deviceUpgrade compatible handheld devices such as the ASUS ROG Ally and Steam Deck with speeds up to 5150 MB/s for...

    View full details
    Original price $268.99 - Original price $268.99
    Original price
    $268.99
    $268.99 - $268.99
    Current price $268.99
  • Original price $180.99 - Original price $180.99
    Original price
    $180.99
    $180.99 - $180.99
    Current price $180.99

    SteelSeries Arctis Nova 7P - headset

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your ideal s...

    View full details
    Original price $180.99 - Original price $180.99
    Original price
    $180.99
    $180.99 - $180.99
    Current price $180.99
  • Original price $179.99 - Original price $179.99
    Original price
    $179.99
    $179.99 - $179.99
    Current price $179.99

    SCUF - ENVISION PRO Wireless Gaming Controller for PC - Steel Gray

    SCUF

    Four rear remappable paddlesKeeps your thumbs on the sticks for faster reactions.Five fully remappable G-KeysFor advanced macros and Corsair iCUE i...

    View full details
    Original price $179.99 - Original price $179.99
    Original price
    $179.99
    $179.99 - $179.99
    Current price $179.99
  • Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99

    GE - Cync Dynamic Effects Panel Lights 7pk - Full Color

    General Electric

    Custom Design Panel Lights - Create unique custom designs by designing your hex panels layout and adhering to the wall. Follow the app for design i...

    View full details
    Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99
  • Original price $53.99 - Original price $53.99
    Original price
    $53.99
    $53.99 - $53.99
    Current price $53.99

    LEGO - Sonic the Hedgehog Knuckles’ Guardian Mech

    Lego

    Sonic action toysTreat fans and kids aged 8+ with this Knuckles’ Guardian Mech playset packed with options to inspire stories with iconic Sonic vid...

    View full details
    Original price $53.99 - Original price $53.99
    Original price
    $53.99
    $53.99 - $53.99
    Current price $53.99
  • Original price $39.99 - Original price $39.99
    Original price
    $39.99
    $39.99 - $39.99
    Current price $39.99

    LEGO - Minecraft The Turtle Beach House Construction Toy 21254

    Lego

    LEGO Minecraft turtle house modelThis gift for gamers and kids features iconic Minecraft mob characters and is a versatile building toy for girls a...

    View full details
    Original price $39.99 - Original price $39.99
    Original price
    $39.99
    $39.99 - $39.99
    Current price $39.99
  • Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99

    AMD - Ryzen 5 4500 3.6 GHz Six-Core AM4 Processor - Black

    AMD

    Precision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...

    View full details
    Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99
  • Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99

    CASEMATIX - Hard Shell Custom Travel Case for Meta Quest 3 and 2 VR Headsets - Black

    CASEMATIX

    Take your Meta Quest 3 and 2 VR gaming experience away from home.The hard-shell exterior is made from dense injection composite plastic for superio...

    View full details
    Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.