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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $182.99 - Original price $182.99
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    TCL - 32" Class S3 S-Class 1080p FHD HDR LED Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $182.99 - Original price $182.99
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  • Original price $270.99 - Original price $270.99
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    Hisense - 3.1.2 Dolby ATMOS Soundbar with Wireless Subwoofer - Black

    HISENSE

    3.1.2 Surround Sound7 speakers built into the soundbar. Left and right front channel center channel left and right overhead surround channel surrou...

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    Original price $270.99 - Original price $270.99
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  • Original price $81.99 - Original price $81.99
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    Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

    Govee

    Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

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    Original price $81.99 - Original price $81.99
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  • Original price $312.99 - Original price $312.99
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    TP-Link - Deco AX3000 (3-pack) Dual-Band Whole Home Mesh Wi-Fi 6 System Supports Gigabit Speeds - White

    TP Link

    Dual-Band Wi-Fi 6 speedsExperience incredible fast speeds up to 3 Gbps (3000 Mbps) perfect for 8K/4K streaming online gaming large downloads and mo...

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    Original price $312.99 - Original price $312.99
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  • Original price $334.99 - Original price $334.99
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    JBL - BAR 300 5.0ch Compact All-In-One Soundbar with MultiBeam and Dolby Atmos - Black

    JBL

    Dolby Atmos and MultiBeam Surround SoundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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    Original price $334.99 - Original price $334.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - Cosmic Red

    Sony

    Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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    j5create - 4K60 Elite USB-C Triple-Monitor 10Gbps Mini Dock - Space Grey

    J5 Create

    11-in-1 FunctionsAll the connections you need for maximum productivity.E-Mark chipAdvanced USB-C E-Mark chip integrates USB4 Thunderbolt 3 and Thun...

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    Original price $120.99 - Original price $120.99
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  • Original price $319.99 - Original price $319.99
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    TUMI - Alpha Bravo Esports Pro Sling - Black

    Tumi

    Exterior FeaturesZipper opening to main compartment Scratch-resistant material on bottom panel 1 Front vertical zipper pocket 2 Front elastic mesh ...

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    Original price $319.99 - Original price $319.99
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  • Original price $700.99 - Original price $700.99
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    DENON AVR-S770H 7.2

    Denon

    Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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    Original price $700.99 - Original price $700.99
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  • Original price $473.99 - Original price $473.99
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    Klipsch - Reference 4" 35W 2-Way Powered Speakers (Pair) - Black

    Klipsch

    Frequency Response60Hz - 20kHzPlays well with othersConnect via Bluetooth for muisc streaming phono (with ground screw terminal) for turntables plu...

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    Original price $473.99 - Original price $473.99
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  • Original price $73.99 - Original price $73.99
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    j5create - 4K60 Elite USB-C 10Gbps Travel Dock - Space Grey

    J5 Create

    6-in-1 FunctionsAll the connections you need for maximum productivity.4K HDMI outputMirror or extend your screen and directly output resolutions up...

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    Original price $73.99 - Original price $73.99
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  • Original price $69.99 - Original price $69.99
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    Turtle Beach - Recon Controller Wired Controller for Xbox Series X Xbox Series S Xbox One Windows PCs with Remappable Buttons - Black

    Turtle Beach

    Turtle Beach Audio AdvantageEasy access audio controls only available from Turtle Beach including EQ presets game chat volume mix mic monitoring a...

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    Dell - S2721HGF 27" Gaming - LED Curved FHD FreeSync and G-SYNC Compatible Monitor (DisplayPort HDMI) - Black

    Dell

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.144Hz Ref...

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    Original price $186.99 - Original price $186.99
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    Lenovo - Flex 3i 12.2" WUXGA Touch-Screen Chromebook Laptop - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue

    Lenovo

    Untether the limits of your mobile home office or study space with an agile 2-in-1 12" IdeaPad Flex 3i Chromebook. Featuring Intel performance an F...

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    Original price $405.99 - Original price $405.99
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    Nanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $165.99 - Original price $165.99
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    Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $174.99 - Original price $174.99
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    Logitech - Z407 2.1 Bluetooth Computer Speaker System with Wireless Control (3-Piece) - Black

    Logitech

    Immersive soundThe expertly tuned 2.1 speaker system features 80 watts of peak power and 40-watt RMS. Experience immersive lifelike sound—from cris...

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    Original price $158.99 - Original price $158.99
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    Logitech - PRO X SUPERLIGHT Lightweight Wireless Optical Gaming Mouse with HERO 25K Sensor - White

    Logitech

    Made with and for Pro GamersDesigned in collaboration with the world’s leading gaming esports pros; engineered to win it is the pinnacle of our con...

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    Original price $124.99 - Original price $124.99
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    LG - Soundbar C with Wireless Subwoofer Dolby Atmos DTSX IMAX Enhanced - Black

    LG

    LG OLED Synergy Bracket (Compatible with 55 65 and 77 OLED evo C2 C3 models)Delivered in a sleek design the LG OLED Synergy Bracket can be used as...

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    Sony - PlayStation 5 - DualSense Wireless Controller - Galactic Purple

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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  • Original price $1,414.99 - Original price $1,414.99
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    Sony - 75" Class X85K LED 4K UHD Smart Google TV

    Sony

    4K HDR Processor X1Intelligent TV processing delivers a picture that is smooth and clear full of rich colors and detailed contrast.TRILUMINOS PRORe...

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  • Original price $115.99 - Original price $115.99
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    Samson - Satellite iOS/USB Broadcast Microphone

    Samson

    Compatible with Mac PC iPhone and iPadFor direct connecting with your device.Electret condenser microphoneEnables recording of voiceovers narration...

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    Original price $115.99 - Original price $115.99
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    Logitech - G PRO TKL Wired Mechanical GX Blue Clicky Switch Gaming Keyboard with RGB Backlighting - Black

    Logitech

    Custom-built for ProsBuilt with and for esports athletes for competition-level performance speed and precision.Pro-grade GX Blue Clicky switchesDur...

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    Original price $94.99 - Original price $94.99
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    Logitech - StreamCam Plus 1080 Webcam for Live Streaming and Content Creation - Graphite

    Logitech

    Full HD 1080p at 60 fpsStream and record in full 1080p HD resolution at 60 fps for sharp natural video with smooth motion for creating professional...

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    Original price $182.99 - Original price $182.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.