Skip to content
FREE SHIPPING!
FREE SHIPPING!

Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99

    Microsoft - Xbox Stereo Headset for Xbox Series XS Xbox One and Windows - Black

    Microsoft

    Immerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...

    View full details
    Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99
  • Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99

    CORSAIR - M65 RGB Ultra Wired Optical Gaming Mouse with Adjustable Weights - Black

    Corsair

    Iconic Aluminum FrameThe M65 RGB ULTRA’s anodized aluminum frame makes for lasting durability with a familiar shape.CORSAIR MARKSMAN 26000 DPI Opti...

    View full details
    Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99
  • Original price $88.99 - Original price $88.99
    Original price
    $88.99
    $88.99 - $88.99
    Current price $88.99

    Logitech - G502 X Wired USB Gaming Mouse with HERO 25K Sensor - Black

    Logitech

    Icon reinventedFrom the legacy of Logitech's most popular G502 design the G502 X wired gaming mouse is reimagined and redesigned with the latest in...

    View full details
    Original price $88.99 - Original price $88.99
    Original price
    $88.99
    $88.99 - $88.99
    Current price $88.99
  • Original price $151.99 - Original price $151.99
    Original price
    $151.99
    $151.99 - $151.99
    Current price $151.99

    Logitech - G502 X PLUS LIGHTSPEED Wireless Gaming Mouse with HERO 25K Sensor - Black

    Logitech

    Icon reinventedFrom the legacy of Logitech’s most popular G502 design G502 X PLUS is reimagined and redesigned with the latest innovations in gamin...

    View full details
    Original price $151.99 - Original price $151.99
    Original price
    $151.99
    $151.99 - $151.99
    Current price $151.99
  • Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99

    Logitech - G502 X PLUS LIGHTSPEED Wireless Gaming Mouse with HERO 25K Sensor - White

    Logitech

    Icon reinventedFrom the legacy of Logitech’s most popular G502 design G502 X PLUS is reimagined and redesigned with the latest innovations in gamin...

    View full details
    Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99
  • Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99

    HyperX Cloud III Gaming - headset

    HyperX

    HyperX Signature Comfort and DurabilityAngled 53mm Drivers Tuned for Impeccable AudioUltra-Clear Mic with LED Mute IndicatorDTS HeadphoneX Spatial ...

    View full details
    Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99
  • Original price $202.99 - Original price $202.99
    Original price
    $202.99
    $202.99 - $202.99
    Current price $202.99

    Razer - BlackWidow V4 75 Wired Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

    Razer

    Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

    View full details
    Original price $202.99 - Original price $202.99
    Original price
    $202.99
    $202.99 - $202.99
    Current price $202.99
  • Original price $482.99 - Original price $482.99
    Original price
    $482.99
    $482.99 - $482.99
    Current price $482.99

    Walker Edison - Mid Century Modern 3-Drawer TV Stand for Most TVs up to 65" - White

    Walker Edison

    Holds your flat-panel plasma or LCD TVSupports TVs up to 65 inches (measured diagonally from corner to corner)Sturdy solid wood constructionMade wi...

    View full details
    Original price $482.99 - Original price $482.99
    Original price
    $482.99
    $482.99 - $482.99
    Current price $482.99
  • Original price $359.99 - Original price $359.99
    Original price
    $359.99
    $359.99 - $359.99
    Current price $359.99

    ASUS - ROG Rapture GT-AX11000 Pro Tri-band WiFi 6 Gaming Router 2.5G Port - Black

    ASUS

    High-efficiency WiFi 6Ultrafast WiFi 6 tri-band boosts speeds up to 11000 Mbps with 160 MHz channels for better efficiency and throughput.Expanded ...

    View full details
    Original price $359.99 - Original price $359.99
    Original price
    $359.99
    $359.99 - $359.99
    Current price $359.99
  • Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99

    Razer - Kiyo 1920 x 1080 Webcam with Adjustable Ring Light - Black

    Razer

    High-definition videoStream and record vibrant Full HD 1080p video that captures all the exciting details at 30 fps.4-megapixel sensor with RightLi...

    View full details
    Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99

    Logitech - G502 Lightspeed Wireless Optical Gaming Mouse with RGB Lighting - Black

    Logitech

    HERO 25K sensorNext-gen sensor delivering 25600 DPI class-leading performance accuracy and energy efficiency.Customizable LIGHTSYNC RGB lightingFul...

    View full details
    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
  • Original price $112.99 - Original price $112.99
    Original price
    $112.99
    $112.99 - $112.99
    Current price $112.99

    Logitech - G903 LIGHTSPEED Wireless Optical Gaming Ambidextrous Mouse with RGB Lighting - Black

    Logitech

    HERO 25K sensorLogitech's advanced sensor with 11 tracking 400+ IPS and 100-25600 max DPI sensitivity — plus zero smoothing filtering or accelerati...

    View full details
    Original price $112.99 - Original price $112.99
    Original price
    $112.99
    $112.99 - $112.99
    Current price $112.99
  • Original price $79.99 - Original price $79.99
    Original price
    $79.99
    $79.99 - $79.99
    Current price $79.99

    Logitech - G703 LIGHTSPEED Wireless Optical Gaming Mouse - Black

    Logitech

    HERO 25K sensor11 tracking 400+ IPS and 100-25600 max DPI sensitivity — plus zero smoothing filtering or acceleration and 10x power efficiency of p...

    View full details
    Original price $79.99 - Original price $79.99
    Original price
    $79.99
    $79.99 - $79.99
    Current price $79.99
  • Original price $68.99 - Original price $68.99
    Original price
    $68.99
    $68.99 - $68.99
    Current price $68.99

    CORSAIR - HS65 SURROUND Wired Gaming Headset for PC PS5 and PS4 - Black

    Corsair

    Great Gaming AudioHigh-quality custom-tuned 50mm neodymium audio drivers deliver excellent sound with the range needed to hear everything on the ba...

    View full details
    Original price $68.99 - Original price $68.99
    Original price
    $68.99
    $68.99 - $68.99
    Current price $68.99
  • Original price $684.99 - Original price $684.99
    Original price
    $684.99
    $684.99 - $684.99
    Current price $684.99

    ASUS - 16" 2-in-1 Touchscreen Chromebook - Intel Core i3 - 8GB Memory - 128GB SSD - Mineral Grey - Gray

    ASUS

    Google Chrome OSThis device qualifies for an OS update to include enhanced features found on Chromebook Plus devices. The update will roll out star...

    View full details
    Original price $684.99 - Original price $684.99
    Original price
    $684.99
    $684.99 - $684.99
    Current price $684.99
  • Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99

    NVIDIA - SHIELD Android TV Pro - 16GB - 4K HDR Streaming Media Player with Google Assistant and GeForce NOW - Black

    Nvidia

    GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

    View full details
    Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99
  • Original price $310.99 - Original price $310.99
    Original price
    $310.99
    $310.99 - $310.99
    Current price $310.99

    XFX - SPEEDSTER SWFT210 AMD Radeon RX 6600 Core 8GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

    View full details
    Original price $310.99 - Original price $310.99
    Original price
    $310.99
    $310.99 - $310.99
    Current price $310.99
  • Original price $331.99 - Original price $331.99
    Original price
    $331.99
    $331.99 - $331.99
    Current price $331.99

    XFX - SPEEDSTER SWFT210 AMD Radeon RX 6650XT Core 8GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

    View full details
    Original price $331.99 - Original price $331.99
    Original price
    $331.99
    $331.99 - $331.99
    Current price $331.99
  • Original price $643.99 - Original price $643.99
    Original price
    $643.99
    $643.99 - $643.99
    Current price $643.99

    Arcade1Up - Street Fighter Legacy Edition Arcade with Riser Lit Marquee

    Arcade1Up

    Games IncludedThis new Legacy Edition cabinet includes Street Fighter Street Fighter II World Warrior Street Fighter II Champion Edition Street Fig...

    View full details
    Original price $643.99 - Original price $643.99
    Original price
    $643.99
    $643.99 - $643.99
    Current price $643.99
  • Original price $272.99 - Original price $272.99
    Original price
    $272.99
    $272.99 - $272.99
    Current price $272.99

    Elgato - Game Capture 4K60 Pro MK.2

    Corsair

    Game capture cardAllows you to capture 4K HDR10 content at 60 fps.Compatible with most streaming softwareUse this game capture card with most broad...

    View full details
    Original price $272.99 - Original price $272.99
    Original price
    $272.99
    $272.99 - $272.99
    Current price $272.99
  • Original price $210.99 - Original price $210.99
    Original price
    $210.99
    $210.99 - $210.99
    Current price $210.99

    SteelSeries - Apex Pro Full Size Wired Mechanical OmniPoint Adjustable Actuation Switch Gaming Keyboard with RGB Backlighting - Black

    Steel Series

    Fully Customizable Stupidly fastWith OmniPoint 2.0 Adjustable HyperMagnetic switches.Incredibly fast keyboard20x faster actuation 11x faster respo...

    View full details
    Original price $210.99 - Original price $210.99
    Original price
    $210.99
    $210.99 - $210.99
    Current price $210.99
  • Original price $217.99 - Original price $217.99
    Original price
    $217.99
    $217.99 - $217.99
    Current price $217.99

    PDP - Victrix Pro BFG Wireless Controller for PS4/PS5/PC Sony 3D Audio Modular Back Buttons/Clutch Triggers/Joystick

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

    View full details
    Original price $217.99 - Original price $217.99
    Original price
    $217.99
    $217.99 - $217.99
    Current price $217.99
  • Original price $218.99 - Original price $218.99
    Original price
    $218.99
    $218.99 - $218.99
    Current price $218.99

    ViewSonic - VX3276-MHD 31.5" IPS LCD FHD Monitor (DisplayPort VGA HDMI) - Metallic Silver

    ViewSonic

    Full HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

    View full details
    Original price $218.99 - Original price $218.99
    Original price
    $218.99
    $218.99 - $218.99
    Current price $218.99
  • Original price $247.99 - Original price $247.99
    Original price
    $247.99
    $247.99 - $247.99
    Current price $247.99

    ASUS - ZenScreen 15.6 IPS FHD USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

    View full details
    Original price $247.99 - Original price $247.99
    Original price
    $247.99
    $247.99 - $247.99
    Current price $247.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.