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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $96.99 - Original price $96.99
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    CORSAIR - Nightsword RGB Tunable FPS/MOBA Wired Optical Gaming Mouse with Adjustable Weights - Black

    Corsair

    Advanced optical sensorA custom Pixart PMW3391 native 18000 DPI optical sensor adjustable in 1 DPI resolution steps gives you total sensitivity cus...

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    Original price $96.99 - Original price $96.99
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  • Original price $127.99 - Original price $127.99
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    Belkin - 11-in-1 USB C Hub with 4K HDMI DP VGA 100W PD Docking Station for MacBook Pro Air and more - Gray

    Belkin

    Achieve the ultimate workstationTurn your laptop computer into the ultimate workstation with this USB C docking station. This docking station inclu...

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    Original price $127.99 - Original price $127.99
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  • Original price $158.99 - Original price $158.99
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    SteelSeries - Aerox 9 Wireless Ultra Lightweight Honeycomb Water Resistant RGB Optical Gaming Mouse With 18 Programmable Buttons - Black

    Steel Series

    STUNNING RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces weig...

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    Original price $158.99 - Original price $158.99
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  • Original price $166.99 - Original price $166.99
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    SteelSeries - Aerox 5 Ultra Lightweight Honeycomb Water Resistant Wireless RGB Optical Gaming Mouse With 9 Programmable Buttons - Black

    Steel Series

    STUNNING RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces weig...

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    Original price $166.99 - Original price $166.99
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  • Original price $72.99 - Original price $72.99
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    Thermaltake - SMART 700W ATX 80 Plus Power Supply - Black

    Thermal Take

    700W power supplyDelivers the power needed to run your PC.AC 115-230V inputWith input 47-63Hz frequency for wide-ranging use.ATX complianceMeets in...

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    Original price $72.99 - Original price $72.99
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  • Original price $89.99 - Original price $89.99
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    SteelSeries - Aerox 5 Ultra Lightweight Honeycomb Water Resistant Wired RGB Optical Gaming Mouse With 9 Programmable Buttons - Black

    Steel Series

    STUNNING RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces weig...

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    Original price $89.99 - Original price $89.99
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  • Original price $122.99 - Original price $122.99
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    CORSAIR - K65 PRO MINI RGB 65 Optical-Mechanical Gaming Keyboard Backlit RGB LED OPX - Black

    Corsair

    65 layout lets you play with a purposeThe compact 65 layout is small enough to fit on any desktop yet includes the all-important arrow and utility ...

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    Original price $122.99 - Original price $122.99
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  • Original price $160.99 - Original price $160.99
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    Razer - DeathAdder V3 Pro Lightweight Wireless Optical Gaming Mouse with 90 Hour Battery - White

    Razer

    64g Ultra-lightweight DesignMade more than 25 lighter than the Razer DeathAdder V2 Pro enjoy a level of speed and control favored by the world’s to...

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    Original price $160.99 - Original price $160.99
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  • Original price $151.99 - Original price $151.99
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    Razer - DeathAdder V3 Pro Lightweight Wireless Optical Gaming Mouse with 90 Hour Battery - Black

    Razer

    63g Ultra-lightweight DesignMade more than 25 lighter than the Razer DeathAdder V2 Pro enjoy a level of speed and control favored by the world’s to...

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    Original price $151.99 - Original price $151.99
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  • Original price $69.99 - Original price $69.99
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    Razer - Orochi V2 Lightweight Wireless Optical Gaming Mouse With 950 Hour Battery Life - White

    Razer

    60g Ultra-lightweight DesignIts small portable design makes it the ideal travel companion for gaming while its ambidextrous shape allows for easy h...

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    Original price $69.99 - Original price $69.99
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  • Original price $73.99 - Original price $73.99
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    Razer - DeathAdder V3 Ultra-lightweight Ergonomic Esports Mouse - Black

    Razer

    59g Ultra-lightweight DesignMade more than 25 lighter than the Razer DeathAdder V2 enjoy a level of speed and control favored by the world’s top pl...

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    Original price $73.99 - Original price $73.99
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  • Original price $563.99 - Original price $563.99
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    SteelSeries - Arena 9 5.1 Bluetooth Gaming Speakers with RGB Lighting (6 Piece) - Black

    Steel Series

    5.1 Surround SoundBring award-winning sound to your gaming space in an innovative true 5.1 surround system over a single USB connection on PC. Imme...

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    Original price $563.99 - Original price $563.99
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  • Original price $1,341.99 - Original price $1,341.99
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    TCL - 75" Class Q7 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $1,341.99 - Original price $1,341.99
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  • Original price $2,002.99 - Original price $2,002.99
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    TCL - 85" Class Q7 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $2,002.99 - Original price $2,002.99
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  • Original price $368.99 - Original price $368.99
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    Dell - S2722QC 27.0" 4K IPS LED UHD - AMD FreeSync - VESA - Monitor (USB-C HDMI) - Platinum Silver

    Dell

    4K UHD (3840 x 2160) ResolutionAvailable in 4K UHD (3840 x 2160) resolution for an amazing entertainment experience.Stunning SetupBring modern eleg...

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    Original price $368.99 - Original price $368.99
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  • Original price $270.99 - Original price $270.99
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    Frigidaire - 4.5 Cu. Ft. Mini Fridge with Top Freezer - Silver

    Frigidaire

    4.5 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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    Original price $270.99 - Original price $270.99
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  • Original price $194.99 - Original price $194.99
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    Sony - INZONE H5 Wireless Gaming Headset - Black

    Sony

    360 Spatial Sound for GamingIn games that are won and lost in seconds whoever reacts first often wins. 360 Spatial Sound for Gaming pinpoints oppon...

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    Original price $194.99 - Original price $194.99
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  • Original price $309.99 - Original price $309.99
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    RAZER NOMMO V2 Full-Range 2.1 PC Gaming Speakers with Wired Subwoofer - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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    Original price $309.99 - Original price $309.99
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  • Original price $457.99 - Original price $457.99
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    RAZER NOMMO V2 PRO Full-Range 2.1 PC Gaming Speakers with Wireless Subwoofer - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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    Original price $457.99 - Original price $457.99
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  • Original price $109.99 - Original price $109.99
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    Seagate - Game Drive for Xbox 2TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

    Seagate

    2TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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    Original price $109.99 - Original price $109.99
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  • Original price $126.99 - Original price $126.99
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    Razer - Blackshark V2 Hyperspeed Wireless Gaming Headset - Black

    Razer

    280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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    Original price $126.99 - Original price $126.99
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  • Original price $307.99 - Original price $307.99
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    LG - 27 IPS LED 4K UHD 60Hz AMD FreeSync Monitor with HDR (DisplayPort HDMI) - Black

    LG

    27 UHD (3840 x 2160) IPS DisplayLifelike realism with IPS and UHD Resolution.VESA DisplayHDR 400Unbelievable picture quality. See a whole new gamin...

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    Original price $307.99 - Original price $307.99
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  • Original price $254.99 - Original price $254.99
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    Samsung - 27 Odyssey FHD IPS 240Hz G-Sync Gaming Monitor - Black

    Samsung

    240 refresh rate 1ms response timeSpeed through scenes. 240Hz refresh rate eliminates lag for exhilarating gameplay with ultra-smooth action. Jump...

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    Original price $254.99 - Original price $254.99
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  • Original price $158.99 - Original price $158.99
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    LG - 24 Class LED HD Smart TV with webOS

    LG

    24 HD (1366 x 768) DisplayConnect your laptop media player or gaming console to a display that’s smart enough that it can be used as a TV and monit...

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    Original price $158.99 - Original price $158.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.