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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $589.99 - Original price $589.99
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    Microsoft - Xbox Series X 1TB Console - Black

    Microsoft

    Power your dreamsExperience Xbox Series X the fastest most powerful Xbox ever. Explore rich new worlds with 12 teraflops of raw graphic processing ...

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    Original price $589.99 - Original price $589.99
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    Sony Interactive Entertainment - PlayStation 5 Slim Console - White

    Sony Computer Entertainment Am

    Slim DesignWith PS5 players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your favorite games ...

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    Original price $589.99 - Original price $589.99
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  • Original price $416.99 - Original price $416.99
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    Nintendo - Switch OLED Model w/ White Joy-Con - White

    Nintendo

    Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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    Original price $416.99 - Original price $416.99
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  • Original price $359.99 - Original price $359.99
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    Nintendo Switch Mario Kart 8 Deluxe Bundle - Multi

    Nintendo

    6.2 screenThree play modes TV tabletop and handheldDetachable Joy-Con controllersNintendo Switch is the home of games starring Mario and friendsMar...

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    Original price $359.99 - Original price $359.99
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  • Original price $2,332.99 - Original price $2,332.99
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    Alienware m16 R2 Laptop - Intel Core Ultra 9 - NVIDIA GeForce RTX 4070 - 32GB Memory - 1TB SSD - Dark Metallic Moon - Dark Metallic Moon

    Alienware

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,332.99 - Original price $2,332.99
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    Sony Interactive Entertainment - PlayStation 5 Slim Console Digital Edition - White

    Sony Computer Entertainment Am

    Slim DesignWith PS5 Digital Edition players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your...

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    Nintendo - Switch with Neon Blue and Neon Red Joy-Con

    Nintendo

    6.2 LCD screenDetachable Joy-Con controllersThree play modesTV tabletop and handheldNintendo Switch is the home of Mario friendsLocal co-op online...

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    Original price $359.99 - Original price $359.99
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  • Original price $531.99 - Original price $531.99
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    Sony - PlayStation 5 Slim Console Digital Edition - White

    Sony Computer Entertainment Am

    Slim DesignWith PS5 Digital Edition players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your...

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  • Original price $646.99 - Original price $646.99
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    Sony PlayStation VR2 virtual reality system - 4K - HDR

    Sony Computer Entertainment Am

    Cutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...

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    Original price $646.99 - Original price $646.99
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  • Original price $359.99 - Original price $359.99
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    Logitech - G CLOUD Gaming Handheld Console - White

    Logitech

    Cloud gaming systemThe best of cloud gaming in your hands play hundreds of AAA video game titles up to 1080p 60fps with no downloads or hardware up...

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    Original price $359.99 - Original price $359.99
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    Dell - Alienware Aurora R16 Desktop Intel Core i7 processor 14700KF Nvidia GeForce RTX 4070 Super - 32GB Memory 1TB SDD - Black

    Alienware

    240 MM HEAT EXCHANGERGame cool and quietly thanks to a 240mm heat exchanger that heightens the system’s thermal resistance and ensures temperatures...

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    Original price $2,443.99 - Original price $2,443.99
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  • Original price $254.99 - Original price $254.99
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    Nintendo - Switch 32GB Lite - Turquoise

    Nintendo

    Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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    Sony - PlayStation 5 - DualSense Wireless Controller - Cobalt Blue

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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    Original price $110.99 - Original price $110.99
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  • Original price $1,007.99 - Original price $1,007.99
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    MSI - THIN 15 15.6" 144Hz FHD Gaming Laptop-Intel Core i5-13420H - 16GB Memory - GeForce RTX 4050 - 512GB SSD - Black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,007.99 - Original price $1,007.99
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  • Original price $819.99 - Original price $819.99
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    Sony - PlayStation 5 Pro Console - White

    Sony

    PlayStation Spectral Super Resolution (PSSR)Get super sharp image clarity on your 4K TV using AI enhanced resolution for ultra-high definition play...

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    Original price $819.99 - Original price $819.99
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  • Original price $589.99 - Original price $589.99
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    Sony - PlayStation 5 Slim Console - White

    Sony Computer Entertainment Am

    Slim DesignWith PS5 players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your favorite games ...

    View full details
    Original price $589.99 - Original price $589.99
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  • Original price $1,342.99 - Original price $1,342.99
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    Alienware - AW3225QF 31.6" Quantum Dot OLED Curved Gaming Monitor - 240Hz - NVIDIA G-Sync - VESA - HDMI USB-C - Lunar Light

    Alienware

    OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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    Original price $1,342.99 - Original price $1,342.99
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  • Original price $451.99 - Original price $451.99
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    ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset

    Logitech

    PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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    Original price $451.99 - Original price $451.99
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    TCL - 40" Class S3 S-Class 1080p FHD HDR LED Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $194.99 - Original price $194.99
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  • Original price $361.99 - Original price $361.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 64GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $361.99 - Original price $361.99
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  • Original price $876.99 - Original price $876.99
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    Lenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black

    Lenovo

    Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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    Original price $876.99 - Original price $876.99
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    Alienware - AW3423DWF 34" Quantum Dot OLED Curved Ultrawide Gaming Monitor - 165Hz - AMD FreeSync Premium Pro - VESA - HDMIUSB - Dark Side of the Moon

    Alienware

    OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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    Original price $1,010.99 - Original price $1,010.99
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  • Original price $307.99 - Original price $307.99
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    Logitech - G920 Driving Force Racing Wheel and pedals for Xbox Series XS Xbox One PC - Black

    Logitech

    Immersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...

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    Original price $307.99 - Original price $307.99
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  • Original price $254.99 - Original price $254.99
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    Nintendo - Switch 32GB Lite - Blue

    Nintendo

    Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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    Original price $254.99 - Original price $254.99
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    Current price $254.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.