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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

ASUS - Zenbook S14 (2026) 14" OLED WQXGA+ 1610 Touch Screen Intel Core Ultra 9 Processor Intel Graphics 32GB RAM 1TB SSD - Scandinavian White

ASUS
Original price $2,182.99 - Original price $2,182.99
Original price
$2,182.99
$2,182.99 - $2,182.99
Current price $2,182.99

Copilot+ PC on Windows 11 HomeCopilot+ PC on Windows 11 Home brings you smarter search quick summaries and seamless task assistance—right when you ...

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Original price $2,182.99 - Original price $2,182.99
Original price
$2,182.99
$2,182.99 - $2,182.99
Current price $2,182.99

Logitech - Alto Keys K98M Full-size Wireless Mechanical keyboard with Backlit keys for PC Mac Laptops - Graphite

Logitech
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Immersive typing with UniCushionEnjoy a mechanical typewriter keyboard feel—gasket mount absorbs vibrations for smoother keystrokes delivering comf...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Hisense - 50" Class U6 Series MiniLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $503.99 - Original price $503.99
Original price
$503.99
$503.99 - $503.99
Current price $503.99

Hi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...

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Original price $503.99 - Original price $503.99
Original price
$503.99
$503.99 - $503.99
Current price $503.99

GIGABYTE - GAMING A16 - 16" 165Hz 1920x1200 WUXGA Intel Core i7-13620H - 512GB SSD - 16GB DDR5 RAM - GeForce RTX 4050 - Black Steel

GIGABYTE
Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

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Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99

HP - OmniBook 3 - 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 - 16GB Memory - 256GB SSD - Glacier Silver

HP
Original price $825.99 - Original price $825.99
Original price
$825.99
$825.99 - $825.99
Current price $825.99

16" 2K touchscreen display with IPS1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with ...

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Original price $825.99 - Original price $825.99
Original price
$825.99
$825.99 - $825.99
Current price $825.99

Acer - Nitro XV240Y W3biipr 23.8" IPS LED  AMD FreeSync Premium Gaming Monitor - 240Hz Up to 0.5ms (DisplayPort 2 x HDMI) - Black

Acer
Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

Quality VisualsThe XV240Y 23.8" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with ex...

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Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

Acer - Chromebook 315 15.6" FHD 2K Laptop - MediaTek Kompanio 540 4GB Memory 128GB Storage Wi-Fi 6E - Protective Sleeve - Silver

Acer
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

Acer - Nitro XV275U F5biipprx 27" IPS MiniLED WQHD AMD FreeSync Premium Gaming Monitor Native 320Hz1ms(DisplayPort 2 x HDMI) - Black

Acer
Original price $457.99 - Original price $457.99
Original price
$457.99
$457.99 - $457.99
Current price $457.99

MiniLED Will Change YouMini LED will ruin all other monitors for you. You’ll see dynamic levels of contrast that put reality to shame. Games and mo...

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Original price $457.99 - Original price $457.99
Original price
$457.99
$457.99 - $457.99
Current price $457.99

ASUS - Zenbook S16 16" 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 465 - 32GB RAM - 1TB SSD - Antrim Gray

ASUS
Original price $2,063.99 - Original price $2,063.99
Original price
$2,063.99
$2,063.99 - $2,063.99
Current price $2,063.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook S16 delivers up to 50 TOPS of on-device AI powering faster searches insta...

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Original price $2,063.99 - Original price $2,063.99
Original price
$2,063.99
$2,063.99 - $2,063.99
Current price $2,063.99

ASUS - Zenbook A14 14 OLED 2K Display - Copilot+ PC - Snapdragon X2 Elite - 16GB RAM - 512GB SSD - Zabriskie Beige

ASUS
Original price $1,484.99 - Original price $1,484.99
Original price
$1,484.99
$1,484.99 - $1,484.99
Current price $1,484.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook A14 delivers 80 NPU TOPS of on-device AI powering faster searches instant...

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Original price $1,484.99 - Original price $1,484.99
Original price
$1,484.99
$1,484.99 - $1,484.99
Current price $1,484.99

Logitech - G840 Cloth Gaming Mouse Pad with Rubber Base (Extra Large) - Black

Logitech
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Extra large mouse padConsistent height across your desktop lets you to position your gaming keyboard however you like without it getting in the way...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

32" QHD IPS 180HZ

Samsung
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

32" QHD IPS 180HZ 1MS G-SYNC

Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

CPPC GXI3200BSTV11 G

CyberPowerPC
Original price $1,560.99 - Original price $1,560.99
Original price
$1,560.99
$1,560.99 - $1,560.99
Current price $1,560.99

CPPC GXI3200BSTV11 GAMING PC

Original price $1,560.99 - Original price $1,560.99
Original price
$1,560.99
$1,560.99 - $1,560.99
Current price $1,560.99

OMEN OLED 27Q

HP
Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

OMEN OLED 27Q

Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

CASE PRO WITH CHARGI

Belkin
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

CASE PRO WITH CHARGING AND PROTECTION

Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

27" FLAT GAMING 300

Samsung
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

27" FLAT GAMING 300 HZ FHD IPS

Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

KA272 P6BI 27" FHD I

Acer
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

KA272 P6BI 27" FHD IPS MONITOR

Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

HP - OmniStudio 23.8" Full HD All-in-On - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP
Original price $947.99 - Original price $947.99
Original price
$947.99
$947.99 - $947.99
Current price $947.99

AMD Ryzen 3 30 processorEveryday performance you can count on. Multitask stream game casually and edit photos smoothly with responsive power and vi...

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Original price $947.99 - Original price $947.99
Original price
$947.99
$947.99 - $947.99
Current price $947.99

MSI - Aegis R2 AI Gaming Desktop - Intel Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 2TB Storage - Black

MSI
Original price $2,536.99 - Original price $2,536.99
Original price
$2,536.99
$2,536.99 - $2,536.99
Current price $2,536.99

Intel Ultra 7 265 processorThe Intel Ultra 7 265 processor offers enhanced multi-threaded performance providing a seamless multitasking experience ...

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Original price $2,536.99 - Original price $2,536.99
Original price
$2,536.99
$2,536.99 - $2,536.99
Current price $2,536.99

TP-Link - Archer BE12000 Tri-Band Wi-Fi 7 Router - Black

TP Link
Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Built for busy householdsBuilt for busy households 8-stream architecture with suggested support for up to 128 devices helps manage smart-home devic...

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Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Samsung - 55" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

OLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...

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Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP
Original price $2,508.99 - Original price $2,508.99
Original price
$2,508.99
$2,508.99 - $2,508.99
Current price $2,508.99

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...

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Original price $2,508.99 - Original price $2,508.99
Original price
$2,508.99
$2,508.99 - $2,508.99
Current price $2,508.99

HP - OmniStudio 23.8" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen AI 5 - 16GB RAM - 512GB SSD - Copilot+ - Jet Black

HP
Original price $1,520.99 - Original price $1,520.99
Original price
$1,520.99
$1,520.99 - $1,520.99
Current price $1,520.99

AMD Ryzen AI 5 430 processorUnlock powerful AI-driven experiences with Copilot+ PCs powered by an AMD Ryzen AI processor designed to enhance creati...

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Original price $1,520.99 - Original price $1,520.99
Original price
$1,520.99
$1,520.99 - $1,520.99
Current price $1,520.99

Hisense - 65" Class U7 Series MiniLED QLED UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $1,153.99 - Original price $1,153.99
Original price
$1,153.99
$1,153.99 - $1,153.99
Current price $1,153.99

Hi-QLED MiniLED ProThousands of Mini-LEDs precisely control light across the screen to deliver brighter highlights deeper blacks and clear detail i...

View full details
Original price $1,153.99 - Original price $1,153.99
Original price
$1,153.99
$1,153.99 - $1,153.99
Current price $1,153.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.