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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $194.99 - Original price $194.99
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Logitech - G PRO X SUPERLIGHT 2 LIGHTSPEED Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 8K Polling - Wireless - Cyan

Logitech

Limited EditionOwn the exclusive PRO X SUPERLIGHT 2 in G Cyan—ultra-light at 60 g with 8 kHz polling USB-C fast charging 95-hour battery life and P...

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Original price $194.99 - Original price $194.99
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Original price $82.99 - Original price $82.99
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Marvel - Legends Series Gamerverse Wolverine vs Marvel's Silver Samurai 6-Inch Action Figures

Marvel

GAMERVERSE 2-PACKWolverine and Marvel's Silver Samurai figures are inspired by their appearance in classic Marvel video gamesGAMING-INSPIRED ACCESS...

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Original price $82.99 - Original price $82.99
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Original price $648.99 - Original price $648.99
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ASUS - ROG Strix 27" 2K OLED 280Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS

One For All26.5-inch QHD (2560 x 1440) QD-OLED gaming monitor with 280 Hz refresh rate and 0.03ms response timeASUS OLED Care ProNew ASUS OLED Care...

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Original price $648.99 - Original price $648.99
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Original price $136.99 - Original price $136.99
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TP-Link - Archer BE3600 Pro Dual-Band Wi-Fi 7 Router - Black

TP Link

Faster WiFi for Streaming Gaming MoreEnjoy smooth 4K/8K streaming fast downloads and responsive gaming with speeds up to 3.6 Gbps thanks to powerf...

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Original price $136.99 - Original price $136.99
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Original price $2,084.99 - Original price $2,084.99
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Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,084.99 - Original price $2,084.99
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Original price $122.99 - Original price $122.99
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Logitech - PRO X SUPERLIGHT 2 SE LIGHTSPEED Lightweight Wireless Gaming Mouse with Optical HERO 2 Sensor 44000 DPI for PC - Wireless - Red

Logitech

Fast and Precise Wireless Gaming MouseFast and Precise Wireless Gaming Mouse A pro gaming icon; it is designed in collaboration with the world’s le...

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Original price $78.99 - Original price $78.99
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FIFINE - Gaming Microphone and Stand Bundle - USB Cardioid Condenser with RGB - Black

FIFINE

Instant Setup ExperienceThe USB plug-and-play design works seamlessly with PC PS4 PS5 and Mac requiring no extra drivers or software for quick and ...

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Original price $973.99 - Original price $973.99
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Crucial - Pro 128GB (2x64GB) DDR5 5600MHz C46 UDIMM Desktop Memory - Black

Micron Technology

Low-profile matte black heat spreaderDissipate module heat and enhance your gaming rig with a sleek modern look. With our integrated low-profile he...

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Original price $876.99 - Original price $876.99
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Samsung - 27" Odyssey OLED G6 (G60SF) QHD 500Hz 0.03ms GSync Compatible and FreeSync Prem Pro Gaming Monitor with HDR 500 - Silver

Samsung

OLED in QHDExperience breathtaking realism in your games. Samsung OLED offers enhanced brightness and a wide range of colors making scenes crisp an...

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Original price $876.99 - Original price $876.99
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Original price $666.99 - Original price $666.99
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LG - 65" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $666.99 - Original price $666.99
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Original price $336.99 - Original price $336.99
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LG - 43" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $336.99 - Original price $336.99
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j5create - USB-C Dual HDMI 4K60 Mini Dock for Windows macOS Chrome OS - Space Gray

J5 Create

ResolutionFeatures Dual 4K HDMI outputs supporting video resolutions up to 3840 x 2160 at 60 Hz. Maximize your gaming experience with 1920 x 1080 ...

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Original price $80.99 - Original price $80.99
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FIFINE - XLR/USB Wired Cardioid Dynamic Microphone with RGB Lighting - Black

FIFINE

Studio-Quality Dynamic SoundFeatures a 50Hz-16kHz frequency response for deep bass and crisp highs ensuring rich clear vocals for recording and str...

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Original price $80.99 - Original price $80.99
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FIFINE - Gaming USB Headset with 7.1 Surround Sound for PS5/Xbox/Switch AmpliGame H9 - Black

FIFINE

Immersive 7.1 Surround SoundStep into the action with 7.1 virtual surround sound delivering precise positional audio for FPS RPGs and more. Hear ev...

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Original price $60.99 - Original price $60.99
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Original price $68.99 - Original price $68.99
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Keychron - M6 Ergonomic Wired Wireless Laser Mouse w/ Macro Button Fast-Scrolling Metal Wheel For Windows PC Mac - Wired - Black

Keychron

Dual Wired Wireless ConnectivityUse seamlessly in wired mode via USB-C or go wireless with 2.4 GHz and Bluetooth for flexible setups and devices.P...

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Original price $195.99 - Original price $195.99
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Razer - Kraken Kitty V3 Pro Wireless Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck - White

Razer

Stream and Game Reactive Kitty EarsWith 16.8M colors and endless lighting effects show off your style with kitty ears and earcups that dynamically ...

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Original price $195.99 - Original price $195.99
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Original price $76.99 - Original price $76.99
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Razer - Kraken Kitty V3 X Wired Over-the-Ear Gaming Headset for PC PlayStation Nintendo Switch Steam Deck and Smartphone - Quartz

Razer

Iconic Kitty EarsLet your personality shine with a headset featuring iconic kitty ears a design that’s captured global attention. Play in style exp...

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Original price $76.99 - Original price $76.99
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Original price $798.99 - Original price $798.99
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HP - OmniDesk Desktop - AMD Ryzen 5 - 32GB Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $798.99 - Original price $798.99
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Original price $114.99 - Original price $114.99
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Razer - Cobra Hyperspeed Lightweight Optical Gaming Mouse with Chroma RGB Backlighting - Wireless - Black

Razer

9 Customizable ControlsInstantly trigger commands and macros with a swipe or click. AI Prompt Master enhances your gameplay with strategic customiz...

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Original price $114.99 - Original price $114.99
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Original price $416.99 - Original price $416.99
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LG - 50" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

View full details
Original price $416.99 - Original price $416.99
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Original price $286.99 - Original price $286.99
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HyperX - Cloud Alpha 2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac Mobile and Bluetooth - Black

HyperX

Up to 250 Hours of Battery Life on a Single ChargeEnjoy up to 250 hours in 2.4GHz mode or 125 hours with simultaneous connection keeping you powere...

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Original price $286.99 - Original price $286.99
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Original price $153.99 - Original price $153.99
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Razer - BlackShark V3 Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $153.99 - Original price $153.99
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Original price $284.99 - Original price $284.99
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Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for Xbox PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $284.99 - Original price $284.99
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Original price $211.99 - Original price $211.99
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Razer - BlackWidow V4 Low-profile HyperSpeed Wireless Full Size Mechanical Orange Tactile Switch Gaming Keyboard with Chroma RGB - Black

Razer

Razer Low-profile Orange Mechanical SwitchesWith a 1.6 mm actuation point requiring just 45 g of force enjoy quick quiet actuation finished with a ...

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Original price $211.99 - Original price $211.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.