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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $698.99 - Original price $698.99
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    Arcade1Up - Golden Tee 3D 35th Anniversary Deluxe Arcade Machine - Green

    Arcade1Up

    Eight classic gamesDive into a treasure trove of eight classic games each meticulously designed to transport you back to the golden age of arcade g...

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    PDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black

    PDP

    Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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    Original price $158.99 - Original price $158.99
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  • Original price $1,601.99 - Original price $1,601.99
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    HP - Envy Desktop - Intel Core i7 - 32GB DDR4 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    WD_BLACK WD6004FZWX - hard drive - 6 TB - SATA 6Gb/s

    Western Digital

    Drive Your GamePerfect storage solution for your gaming rig offering large cache sizes plus large capacities to store your favorite titles and thei...

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    Original price $164.99 - Original price $164.99
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    OSP Home Furnishings - Vapor Gaming Chair - Blue/Black

    OSP Home Furnishings

    Designed for hours of focused comfortThick foam coil spring seat. Built-in lumbar support and headrestAdjustable tilt tensionCustomize the seat an...

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    Original price $258.99 - Original price $258.99
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    SideTrak - Swivel 12.5" Attachable Portable Monitor - 2 Pack - Black

    SideTrak

    Patented Swivel DesignWith each screen's unique ultra-sleek 360 swivel hinge these innovative attachable monitors adjust to your most comfortable v...

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    Hisense - 100" Class U76 Series 4K QLED UHD Smart Google TV (2024)

    HISENSE

    4K ULEDHisense’s proprietary ULED technologies boost color contrast brightness and motion. This suite of patented hardware and software technologie...

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    NETGEAR - Nighthawk BE9300 Tri-Band Wi-Fi 7 Router - Black

    NETGEAR

    BE9300 Tri-band WiFi 7 routerBlazing-fast Wi-Fi 7 speeds up to 9.3Gbps for smooth gaming streaming videoconferencing and entertainment.Supports the...

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    OSP Home Furnishings - Xeno Gaming Chair in Faux Leather - Red

    OSP Home Furnishings

    Flip-up padded armrestsContrasting piping accentsThick padded coil spring seatIntegrated lumbar supportOne touch pneumatic seat height adjustmentLo...

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    Mind Reader - Office Chair Cushion Ergonomic Orthopedic Portable Car Seat Memory Foam 18"L x 13.5"W x 2.75"H - Black

    Mind Reader

    Improve posture to enhance well-beingPosture improvement helps alleviate pain associated with many orthopedic pain-triggering physical conditionsRe...

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  • Original price $229.99 - Original price $229.99
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    OSP Home Furnishings - Vapor Gaming Chair - Red/Black

    OSP Home Furnishings

    Designed for hours of focused comfortThick foam coil spring seat. Built-in lumbar support and headrestAdjustable tilt tensionCustomize the seat an...

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    Original price $229.99 - Original price $229.99
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    ViewSonic ColorPro VP2756-4K - LED monitor - 27"

    ViewSonic

    ViewSonic ColorPro VP2756-4K - LED monitor - 27" - 3840 x 2160 4K UHD (2160p) 60 Hz - IPS - 350 cd/m² - 10001 - 5 ms - 2xHDMI DisplayPort USB-C - ...

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    Gigabyte GeForce RTX 4070 SUPER GAMING OC 12G - graphics card - GeForce RTX 4070 Super - 12 GB

    GIGABYTE

    Gigabyte GeForce RTX 4070 SUPER GAMING OC 12G - Graphics card - GeForce RTX 4070 Super - 12 GB GDDR6X - PCIe 4.0 - 3 x DisplayPort HDMI

    Original price $729.99 - Original price $729.99
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    Samsung QB43C QBC Series - 43" LED-backlit LCD display - Crystal UHD - 4K - for digital signage

    Samsung

    The unparalleled ultra-slim thickness of 28.5mmmakes it the thinnest option in Samsung's UHD Signage series. It comes with the Slim Fit Wall Mount ...

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  • Original price $348.99 - Original price $348.99
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    ViewSonic VX2776-4K-MHDU - LED monitor - 27" - HDR

    ViewSonic

    ViewSonic VX2776-4K-MHDU - LED monitor - 27" - 3840 x 2160 4K UHD (2160p) 60 Hz - IPS - 350 cd/m² - 13001 - HDR10 - 4 ms - HDMI DisplayPort USB-C ...

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  • Original price $203.99 - Original price $203.99
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    Peerless Universal Desktop Swivel Mount HP455 - mounting kit - for flat panel

    Peerless Industries

    Peerless Universal Desktop Swivel Mount HP455 - Mounting kit (mounting base pole bracket adapter) - for flat panel - steel - black powder coat - sc...

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  • Original price $1,116.99 - Original price $1,116.99
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    Lenovo - LOQ 15.6" Gaming Laptop FHD - AMD Ryzen 7 7435HS with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 512GB SSD - Luna Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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  • Original price $334.99 - Original price $334.99
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    MSI MAG Z790 TOMAHAWK MAX WIFI - motherboard - ATX - LGA1700 Socket - Z790

    MSI

    Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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    Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Onyx Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4070 8GB - 2TB SSD - Onyx Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    HP - Victus 15.6" Full HD 144Hz Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Performance Blue

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    ASUS - ZenWiFi BE30000 WiFi 7 Quad-band Mesh Router (3-Pack) - White

    ASUS

    Wireless TechnologyQuad-band AiMesh unlocks WiFi 7 potential in all bands plus AI-enhanced dedicated 6 GHz backhaul helps to ensure congestion-free...

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    ASUS - ROG Zephyrus G16 16" 165Hz Gaming Laptop FHD-Intel 13th Gen Core i7 with 16GB Memory-NVIDIA GeForce RTX 4070-512GB SSD - Eclipse Gray

    ASUS

    Windows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...

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    HyperX - Alloy Rise 75 75 Wired Mechanical Linear Switch Gaming Keyboard with RGB Lighting - Black

    HyperX

    Copious customization optionsWith swappable toolless top plates badges and rotary knobs you’ll have a wealth of ways to show off your own individua...

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    Original price $157.99 - Original price $157.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.