Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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Samsung - 27" ViewFinity S7 4K UHD High Resolution Monitor with HDR 10 - Black
Samsung4K UHD ResolutionDelivers the crystal-clear visual excellence that is demanded by designers and creators everywhere. 4K UHD (3840x2160) Resolution ...
View full detailsRocketfish - 4-Input 8K Ultra High Speed HDMI 2.1 Switch - Black
Rocketfish8K at 60Hz with HDR10 and Dolby Vision HDR compatibilitySavor superior detailed image quality with authentic and realistic visuals while streaming ...
View full detailsLG - 55" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)
LGDynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...
View full detailsRazer - BlackWidow V4 Low-profile HyperSpeed Wireless TKL Mechanical Orange Tactile Switch Gaming Keyboard with Chroma RGB - Black
RazerRazer Low-profile Orange Mechanical SwitchesWith a 1.6 mm actuation point that requires just 45 g for force enjoy quick quiet actuation finished wi...
View full detailsGameSir - G8 Plus Bluetooth Mobile Game Controller Nintendo Switch/Switch 2 iOS Android Tablets Hall Effect Joysticks/Triggers - Black
GameSirConsole Controller GradeThe GameSir G8+ features console - sized sticks and buttons. This offers exceptional comfort during long - term mobile gami...
View full detailsGameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Shadow Black
GameSirTri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...
View full detailsGameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Phantom White
GameSirTri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...
View full detailsAlienware - AW2725Q 27" QD-OLED 4K UHD 240Hz 0.03-ms FreeSync and G-SYNC Gaming Monitor with HDR (HDMI DisplayPort) - Black
AlienwarePlay with ultimate clarityRevel in the mesmerizing detail from advanced ultra-precise QD-OLED inkjet printing technology enabling a super-dense 166...
View full detailsDell - Tower Plus EBT2250 Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB Storage - Black
DellIntel Core Ultra Series 2Powerful and efficient Intel Core Ultra 7 265 processor gives you the AI-enhanced performance needed to keep up with the m...
View full detailsiBUYPOWER - Element 9 Gaming Desktop PC -Intel Core i7 14700F NVIDIA GeForce RTX 5060Ti 16GB32GB DDR5 RGB1TB SSD - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsHP - 17.3" Full HD Laptop - Intel Core i7 - 16GB Memory - 1TB SSD - Natural Silver
HP17.3-in FHD display with IPSSee the details of every frame when you're enjoying the vibrant Full HD resolution and 178-degree wide-viewing angles o...
View full detailsHP - OmniBook 3 - Copilot+ PC - 15.6" Full HD Touch-Screen Laptop - AMD Ryzen 5 AI 5 330 - 16GB Memory - 512GB SSD - Glacier Silver
HP15.6-in FHD touchscreen with IPSControl your entertainment right from the screen and get crystal-clear quality with 178-degree wide-viewing angles ...
View full detailsLogitech - Astro A50 X McLaren Edition LIGHTSPEED Wireless Gaming Headset + Base Station with PLAYSYNC for PS5 Xbox Switch PC - Orange
LogitechPLAYSYNC Simultaneous Multi-SystemXbox + PS5 + PC all at once. Stay connected to all your platforms and tap between them with on-ear controls.PRO-G...
View full detailsKIWI design - V4 Facial Interface for Meta Quest 3S
KIWI designComfortable replaceable face pad set for Quest 3SMade with soft skin-friendly PU leather and 12 mm thick memory foam offering a skin-friendly and s...
View full detailsRazer - Wolverine V3 Tournament Edition 8K Wired Gaming Controller with TMR Thumbsticks and Swappable Caps for PC - Black
RazerRazer 8K Hz HyperPolling TechnologyExperience ultra-responsive performance with a true 8000 Hz polling rate. Harness its blistering speed and make ...
View full detailsASUS - ROG Strix 27" 2K OLED 500Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync and HDR (HDMI DisplayPort) - Black
ASUSOne For All27-inch QHD (2560 x 1440) QD-OLED gaming monitor with 500Hz refresh rate and 0.03ms response timeScreen ProtectionNew ASUS OLED Care Pro...
View full detailsGameSir - X5s Wireless Bluetooth Mobile/Nintendo Switch 1 2 Game Controller Hall Effect Sticks Triggers Tri-Mode Connectivity - Gray
GameSirTri-Mode Connectivity for Wide Device CompatibilityDesigned for flexibility the X5s offers wide compatibility with tri-mode connectivity. Effortles...
View full detailsLG - UltraFine 27" IPS UHD 60Hz Monitor with HDR10 (HDMI DisplayPort) - White
LG4K UHD with 20001 Contrast RatioThis UltraFine 4K UHD (3840 x 2160) IPS display with a 20001 contrast ratio displays deeper blacks185; and vivid c...
View full detailsMSI - MAG 272FB E20 27" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Black
MSI27" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27" Full HD (1920 x 1080) screen. Experience vibrant visuals and...
View full detailsGlorious - GMBK 75 Wired Membrane Gaming Keyboard with Swappable MX-Compatible Keycaps - Black
GloriousHighly Customizable DesignSwap keycaps cables and knobs with Glorious accessories and MX-compatible sets. Unlike the competitor keyboards GMBK 75 i...
View full detailsEpson - Lifestudio Flex Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Oak
EpsonBig. Bright. Beautiful.4K PRO-UHD with 1000 Lumens of Color Brightness (IDMS Rated) and 1000 Lumens of White Brightness (ISO Rated) up to 150''Exce...
View full detailsRazer - BlackShark V3 Wireless Over-the-Ear Gaming Headset for Playstation PC Mac Nintendo Switch Smartphone - Black
RazerRazer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...
View full detailsHP OMEN - 35L VALORANT Limited Edition Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Navy
HPThe ultimate immersive experience for gaming and creating.Intel’s performance hybrid architecture to optimize your gaming content creation and prod...
View full detailsEpson - Home Cinema 980 3LCD 1080p Projector - White
EpsonExceptional Picture QualityProvides stunning detailed 1080p images and fast data processing that’s optimized for fast-action sports gaming and more...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.