Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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Soundcore - by Anker P25i True Wireless In-Ear Headphones - Black
SoundcoreIPX5 Water-Resistantsoundcore P25i true wireless earbuds are protected against water so you can wear them during workouts and outdoors whatever the...
View full detailsSTARLINK - Standard Kit AX Tri Band Wi-Fi System - White
STARLINKStream movies make video calls play online games and moreWith Starlink users can engage in activities that historically have not been possible with...
View full detailsHP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP - OmniBook 5 Flip 2-in-1 14" 2K Touch-Screen Laptop - Intel Core 7 - 16GB Memory - 512GB SSD - Glacier Silver
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsRazer - BlackWidow V4 Pro Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black
RazerRazer Green Mechanical Switches for precise execution with a clicky tactile feelWith a 1.9mm actuation point requiring just 50g of force experience...
View full detailsRazer - Basilisk V3 Pro Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - White
RazerConfigurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...
View full detailsTP-Link - Deco BE5000 Dual-Band WiFi 7 Whole Home Mesh System 3-Pack - White
TP LinkSupercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...
View full detailsSamsung - T7 Shield 4TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black
SamsungRugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...
View full detailsSony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - God of War 20th Anniversary Limited Edition
Sony Computer Entertainment AmBring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback. Experience varying force and tension at you...
View full detailsMSI - MAG A1000GL PCIE5 - Full Modular - 80 Plus Gold 1000W - ATX 3.1 Gaming Power Supply - Black
MSIATX3.1 ReadyIt has an output port that is compliant with PCIE 5.1 and Intel PSDG ATX 3.1 also the power supply can hold up to 2X total power excurs...
View full detailsMicrosoft - Xbox Elite Series 2 Complete Component Pack - Black
MicrosoftEven more customizationCustomize your Xbox Elite Wireless Controller Series 2 with the right configuration and components to unleash pro-level prec...
View full detailsSamsung - T9 Portable SSD 1TB Up to 2000MB/s USB 3.2 Gen2 - Black
SamsungSetting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...
View full detailsSamsung - T9 Portable SSD 4TB Up to 2000MB/s USB 3.2 Gen2 - Black
SamsungSetting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...
View full detailsNintendo - Joy-Con (L)/(R) - Pastel Pink
NintendoDepending on the game you might use a single Joy Con in each handGive the second one to a friend.IncludesOne Pastel Pink Joy-Con (L) one Pastel Pin...
View full detailsWoojer - Haptic Strap 3 for Games Music Movies VR and Wellness - White
GenericHapticsOne powerful patented Osci TRX2 transducer with a 1-250Hz frequency range provides unparalleled gaming experience by delivering precise and ...
View full detailsLEGO - Fortnite Supply Llama Collectible Building Toy 77071
LegoBring The Adventure To LifeCreative fans ages 12 and up can enjoy building this LEGO Fortnite Supply Llama a video game toy for kids and teens.Icon...
View full detailsAcer - KA242Y G0bi 24" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black
AcerVibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...
View full detailsASUS - ROG Falchion Ace 65 Wired Analog Gaming Keyboard with ROG HFX Magnetic Switches and Rapid Trigger Toggle - Black
ASUSROG HFX Magnetic SwitchesDeliver a solid feel and customizable 0.1 - 4.0 mm actuation for instant keystrokesRapid Trigger toggleConvenient switch f...
View full detailsMSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black
MSIFAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...
View full detailsSteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - White
Steel Series100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...
View full detailsNETGEAR - Orbi 660 Series AX3800 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White
NETGEARAX3800 Tri-band Mesh Wi-Fi systemCoverage up to 6600 square feet and for up to 75 devices. System includes a Wi-Fi router and two satellites. Exten...
View full detailsLenovo - Tab Plus - 11.5" 2K Tablet - 8GB RAM - 128GB UFS - Luna Grey
LenovoPowerful Connectivity With USB-C/USB 2.0Share files connect accessories and display content on the big screen with a full-size USB C port.Android 1...
View full detailsNEXT - Rechargeable Battery Pack For Xbox One
NEXTFully compatible with Xbox Series XS and Xbox One ControllersWorks with Microsoft Xbox Series X Xbox Series S and the original Xbox One wireless co...
View full detailsLEGO - Fortnite Battle Bus Collectible Building Toy 77073
LegoFORTNITE BUILDING TOYThis video game toy for boys and girls ages 10 years old and up lets kids set out on adventures with the LEGO Fortnite Battle ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.