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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

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Soundcore - by Anker P25i True Wireless In-Ear Headphones - Black

Soundcore

IPX5 Water-Resistantsoundcore P25i true wireless earbuds are protected against water so you can wear them during workouts and outdoors whatever the...

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Original price $34.99 - Original price $34.99
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Original price $390.99 - Original price $390.99
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STARLINK - Standard Kit AX Tri Band Wi-Fi System - White

STARLINK

Stream movies make video calls play online games and moreWith Starlink users can engage in activities that historically have not been possible with...

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Original price $390.99 - Original price $390.99
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HP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $647.99 - Original price $647.99
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HP - OmniBook 5 Flip 2-in-1 14" 2K Touch-Screen Laptop - Intel Core 7 - 16GB Memory - 512GB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $647.99 - Original price $647.99
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Original price $244.99 - Original price $244.99
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Razer - BlackWidow V4 Pro Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Razer Green Mechanical Switches for precise execution with a clicky tactile feelWith a 1.9mm actuation point requiring just 50g of force experience...

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Original price $244.99 - Original price $244.99
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Original price $189.99 - Original price $189.99
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Razer - Basilisk V3 Pro Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - White

Razer

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

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Original price $189.99 - Original price $189.99
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TP-Link - Deco BE5000 Dual-Band WiFi 7 Whole Home Mesh System 3-Pack - White

TP Link

Supercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...

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Original price $242.99 - Original price $242.99
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Original price $416.99 - Original price $416.99
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Samsung - T7 Shield 4TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - God of War 20th Anniversary Limited Edition

Sony Computer Entertainment Am

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback. Experience varying force and tension at you...

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MSI - MAG A1000GL PCIE5 - Full Modular - 80 Plus Gold 1000W - ATX 3.1 Gaming Power Supply - Black

MSI

ATX3.1 ReadyIt has an output port that is compliant with PCIE 5.1 and Intel PSDG ATX 3.1 also the power supply can hold up to 2X total power excurs...

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Microsoft - Xbox Elite Series 2 Complete Component Pack - Black

Microsoft

Even more customizationCustomize your Xbox Elite Wireless Controller Series 2 with the right configuration and components to unleash pro-level prec...

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Samsung - T9 Portable SSD 1TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Samsung - T9 Portable SSD 4TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $393.99 - Original price $393.99
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Nintendo - Joy-Con (L)/(R) - Pastel Pink

Nintendo

Depending on the game you might use a single Joy Con in each handGive the second one to a friend.IncludesOne Pastel Pink Joy-Con (L) one Pastel Pin...

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Woojer - Haptic Strap 3 for Games Music Movies VR and Wellness - White

Generic

HapticsOne powerful patented Osci TRX2 transducer with a 1-250Hz frequency range provides unparalleled gaming experience by delivering precise and ...

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Original price $126.99 - Original price $126.99
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LEGO - Fortnite Supply Llama Collectible Building Toy 77071

Lego

Bring The Adventure To LifeCreative fans ages 12 and up can enjoy building this LEGO Fortnite Supply Llama a video game toy for kids and teens.Icon...

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Acer - KA242Y G0bi 24" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $162.99 - Original price $162.99
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ASUS - ROG Falchion Ace 65 Wired Analog Gaming Keyboard with ROG HFX Magnetic Switches and Rapid Trigger Toggle - Black

ASUS

ROG HFX Magnetic SwitchesDeliver a solid feel and customizable 0.1 - 4.0 mm actuation for instant keystrokesRapid Trigger toggleConvenient switch f...

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Original price $162.99 - Original price $162.99
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Original price $149.99 - Original price $149.99
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MSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black

MSI

FAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...

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SteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - White

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $239.99 - Original price $239.99
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NETGEAR - Orbi 660 Series AX3800 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

NETGEAR

AX3800 Tri-band Mesh Wi-Fi systemCoverage up to 6600 square feet and for up to 75 devices. System includes a Wi-Fi router and two satellites. Exten...

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Original price $239.99 - Original price $239.99
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Original price $358.99 - Original price $358.99
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Lenovo - Tab Plus - 11.5" 2K Tablet - 8GB RAM - 128GB UFS - Luna Grey

Lenovo

Powerful Connectivity With USB-C/USB 2.0Share files connect accessories and display content on the big screen with a full-size USB C port.Android 1...

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Original price $358.99 - Original price $358.99
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NEXT - Rechargeable Battery Pack For Xbox One

NEXT

Fully compatible with Xbox Series XS and Xbox One ControllersWorks with Microsoft Xbox Series X Xbox Series S and the original Xbox One wireless co...

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LEGO - Fortnite Battle Bus Collectible Building Toy 77073

Lego

FORTNITE BUILDING TOYThis video game toy for boys and girls ages 10 years old and up lets kids set out on adventures with the LEGO Fortnite Battle ...

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Original price $125.99 - Original price $125.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.