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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

ASUS - ROG Strix B850-F GAMING WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $350.99 - Original price $350.99
Original price
$350.99
$350.99 - $350.99
Current price $350.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

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Original price $350.99 - Original price $350.99
Original price
$350.99
$350.99 - $350.99
Current price $350.99

MSI - MAG A850GL PCIE5 850W Full Modular ATX 3.1 Ready 80 Plus Gold Power Supply - Black

MSI
Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

ATX 3.1 compatibleIt has an output port that is compliant with PCIe 5.0 and Intel PSDG(Power Supply Design Guide) ATX 3.1 also the MAG A850GL PCIE5...

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Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Mobile Pixels - DUEX Max DS 14.1" IPS LCD Monitor - Black

Trio
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

4th Gen 14.1-in.IPS LCD with new display modes and thinner bezel than previous gen product Compatible with macOS Windows Nintendo Switch and Samsun...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for Xbox Series XS Xbox One PS5 PS4 PC Mobile - Black

Turtle Beach
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on Xbox PlayStation PC or Ste...

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Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Turtle Beach - Vulcan II Max Full-size Wired Mechanical TITAN Switch Gaming Keyboard with RGB lighting and palm rest for PC - Black

Turtle Beach
Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Titan II Optical SwitchesExclusive TITAN II Optical Switches have a smooth linear ultra-fast actuation and incredible durability with a 200 million...

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Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

SanDisk - 256GB Extreme microSD Card for Mobile Gaming R/W up to 160/90MB/s

SanDisk
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Boost your playGear up and play fiercely with this Extreme microSD card made for mobile gaming. With extreme speeds to help you level up and boost ...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Ghost White

Glorious
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

ASUS - ZenWiFi BE14000 Tri-Band Mesh Wi-Fi 7 System (3-Pack) - White

ASUS
Original price $842.99 - Original price $842.99
Original price
$842.99
$842.99 - $842.99
Current price $842.99

Smart Home MasterEasily establish up to three SSIDs with Smart Home Master for simple IoT device setup and management instant VPN connections and c...

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Original price $842.99 - Original price $842.99
Original price
$842.99
$842.99 - $842.99
Current price $842.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for Xbox PS5 PS4 PC Switch ROG Ally Steam Deck - Black

Steel Series
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Quick-Switch WirelessHigh-speed 2.4GHz wireless for Xbox PlayStation PC Switch ROG Ally Steam Deck and more or switch to Bluetooth 5.3 for mobileAc...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

ASUS - RT-BE86U BE6800 Dual-Band Wi-Fi 7 Router - Black

ASUS
Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Versatile WAN configuration optionsHassle-free AI WAN detection on 2.5G or 10G WAN/LAN ports and convenient 4G LTE 5G Mobile Tethering via USBA po...

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Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

ASUS - ROG Falcata 75 Wireless Magnetic Hall Effect RGB Ergonomic Gaming Keyboard with Hot-Swappable ROG HFX V2 Switches - Black

ASUS
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Versatile Split-Keyboard DesignSuits different gaming setups allowing players to use the left keyboard module freeing up space for their mousing ha...

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Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

CORSAIR - VANGUARD PRO 96 RGB Wired Magnetic MGX Linear Hall Effect 96 Gaming Keyboard with FlashTap SOCD+Rapid trigger - Black

Corsair
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

Optimally-compact 96 form factorA full keyboard with arrow keys a tenkey pad brilliant LCD screen 6 programmable G-keys and a rotary dial in a supe...

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Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

CORSAIR - Sabre V2 Pro Ultralight FPS Gaming Mouse - Wireless - Black

Corsair
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

36g Ultra-light ultra-lethalThe 36g Sabre v2 Pro is designed by pros and built to win. It’s one of the lightest mice on the planet so you’ll have ...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

GameSir - X5 Lite Mobile Gaming Controller/Phone Controller Android iOS iPhone 15/16 Hall Effect Joystick Lightweight Ergonomic - Black

GameSir
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Seamless Connectivity and Wide CompatibilityDesigned for flexibility the X5 Lite offers wide compatibility with multiple devicesEffortlessly connec...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

GameSir - G7 Pro Controller for Xbox Series XSOne PC Android TMR Sticks Hall Effect Triggers 1000Hz Polling RateAudio Jack - Mech White

GameSir
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Tri-mode connectivity - Wired for Xbox Wireless for PC and Bluetooth for AndroidThe G7 Pro supports seamless connectivity across Xbox PC and Androi...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

GameSir - G7 Pro Controller for Xbox Series XSOne PC Android TMR Sticks Hall Effect Triggers 1000Hz Polling RateAudio Jack - Shadow Ember

GameSir
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Tri-mode connectivity - Wired for Xbox Wireless for PC and Bluetooth for AndroidThe G7 Pro supports seamless connectivity across Xbox PC and Androi...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Pulsar - X2 V3 eS Mini Wireless Gaming Mouse - Wireless - Black

Pulsar
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

OLED DisplayLocated on the bottom of the mouse the OLED screen shows DPI polling rate and LOD.Driverless TechnologyChange settings on the fly with ...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Turtle Beach - Burst II Pro High-Performance Ultra-Lightweight Wireless Optical Esports Gaming Mouse - Wireless - Black

Turtle Beach
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

TRUE 8K WIRELESS PERFORMANCEPlay with esports-level responsiveness and ultra-fast tracking with a true 8 kHz wireless polling rate and 0.125ms late...

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Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

CORSAIR - HS80 MAX Wireless Gaming Headset for Xbox PC Mac PS5 PS4 and Mobile - Steel Gray

Corsair
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Simultaneous low-latency 2.4GHz wireless and BluetoothSimultaneous 2.4GHz wireless and Bluetooth connectivity provides seamless multi-device connec...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Hisense - AX5140Q 5.1.4 Channel Soundbar with Wireless Subwoofer and Rear Speakers Hi-Concerto Dolby Atmos and DTS X - Black

HISENSE
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

5.1.4 ChannelExperience immersive 5.1.4 channel surround sound with Dolby Atmos and DTS X. Four up-firing speakers create a captivating audio exper...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

ASUS - ROG 100W Charger Dock for ROG Xbox Ally (HDMI 2.0 USB-A USB-C) - Black

ASUS
Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Charge and Display SimultaneouslyWith AC output USB-C port supports PD3.0 PD2.0 output up to 100W while displaying up to 4K/60Hz or 1080P/120Hz res...

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Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Logitech - G515 RAPID TKL Wired Mechanical Analog Low-Profile Switch Gaming Keyboard with LIGHTSYNC RGB - White

Logitech
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Low Profile Analog SwitchesPrecise and responsive the analog switches on this low-profile TKL gaming keyboard offer a fast 2.5 mm travel smooth and...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

ASUS - ROG Cetra True Wireless SpeedNova In-Ear Gaming Earbuds - White

ASUS
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Dual-mode Wireless ConnectivityUnmatched versatility with Bluetooth and 2.4 GHz modes.ROG SpeedNova Wireless TechnologyExperiences ultra-low latenc...

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Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Acer - Swift Go 16 AI - Copilot+ PC - 16" WUXGA Touchscreen Laptop - AMD Ryzen AI 9 465 - 32GB Memory 1TB Storage - Obsidian Black

Acer
Original price $1,684.99 - Original price $1,684.99
Original price
$1,684.99
$1,684.99 - $1,684.99
Current price $1,684.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

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Original price $1,684.99 - Original price $1,684.99
Original price
$1,684.99
$1,684.99 - $1,684.99
Current price $1,684.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.