Skip to content
FREE SHIPPING!
FREE SHIPPING!

Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $487.99 - Original price $487.99
    Original price
    $487.99
    $487.99 - $487.99
    Current price $487.99

    eero - Max 7 BE20800 Tri-Band Mesh Wi-Fi 7 Router - White

    Eero

    Twice the speed of Wi-Fi 6An eero Max 7 (1-pack) covers up to 2500 sq. ft. with wifi delivers wifi speeds up to 9.4 Gbps and wireless network speed...

    View full details
    Original price $487.99 - Original price $487.99
    Original price
    $487.99
    $487.99 - $487.99
    Current price $487.99
  • Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99

    Lorcana - Disney Lorcana Into the Inklands - Card Sleeve (Scrooge McDuck)

    Lorcana

    Play in StyleElevate your gaming experience with these stunning card sleeves featuring original artwork of Scrooge McDuck - Richest Duck in the Wor...

    View full details
    Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99
  • Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99

    Glorious - Model D 2 Wireless Optical RGB Gaming Mouse with 6 Programmable Buttons - Matte White

    Glorious

    Size stylePaired with its ergonomic shape the Model D 2’s low weight makes aiming feel effortlessly quick and precise with less risk of fatigue du...

    View full details
    Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99
  • Original price $1,221.99 - Original price $1,221.99
    Original price
    $1,221.99
    $1,221.99 - $1,221.99
    Current price $1,221.99

    ASUS - TUF Gaming A16 16" 165Hz Gaming Laptop FHD-AMD Ryzen 7 7735HS with 16GB DDR5 Memory- Radeon RX7700S 512GB PCIe SSD - OFF BLACK

    ASUS

    Windows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...

    View full details
    Original price $1,221.99 - Original price $1,221.99
    Original price
    $1,221.99
    $1,221.99 - $1,221.99
    Current price $1,221.99
  • Original price $531.99 - Original price $531.99
    Original price
    $531.99
    $531.99 - $531.99
    Current price $531.99

    ASUS - ZenWiFi AXE7800 WiFi 6E Tri-band Mesh Router (3-Pack) - White

    ASUS

    Next-Gen WiFi StandardWi-Fi 6E Tri-band mesh WiFi system boosts speeds up to 7800 Mbps with coverage up to 5500 square feetUltra-Stable ConnectionN...

    View full details
    Original price $531.99 - Original price $531.99
    Original price
    $531.99
    $531.99 - $531.99
    Current price $531.99
  • Original price $2,295.99 - Original price $2,295.99
    Original price
    $2,295.99
    $2,295.99 - $2,295.99
    Current price $2,295.99

    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Saddle

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

    View full details
    Original price $2,295.99 - Original price $2,295.99
    Original price
    $2,295.99
    $2,295.99 - $2,295.99
    Current price $2,295.99
  • Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99

    Corel - PaintShop Pro Ultimate - Windows

    Corel

    MultiCam Capture 2.0 LiteCapture video with MultiCam Capture 2.0 Lite to engage your viewers and grow your audience. Easily create how-to videos o...

    View full details
    Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99
  • Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99

    TP-Link - AXE5400 Wi-Fi 6E High Gain Wireless USB Adapter - Black

    TP Link

    Latest 6 GHz BandWi-Fi 6E unlocks 6 GHz band for congestion-free high-bandwidth lightning-fast low-latency experiences in streaming gaming and beyo...

    View full details
    Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99
  • Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99

    PowerA - Wireless Controller for Nintendo Switch - Sworn Protector

    PowerA

    Wireless freedomPlay wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteAdvanced gaming buttonsGet an edge over the ...

    View full details
    Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99
  • Original price $1,511.99 - Original price $1,511.99
    Original price
    $1,511.99
    $1,511.99 - $1,511.99
    Current price $1,511.99

    Steelcase - Gesture Shell Back Office/Gaming Chair - Onyx

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

    View full details
    Original price $1,511.99 - Original price $1,511.99
    Original price
    $1,511.99
    $1,511.99 - $1,511.99
    Current price $1,511.99
  • Original price $31.99 - Original price $31.99
    Original price
    $31.99
    $31.99 - $31.99
    Current price $31.99

    Insignia - Performance Grips + Straps for Meta Quest 3 - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

    View full details
    Original price $31.99 - Original price $31.99
    Original price
    $31.99
    $31.99 - $31.99
    Current price $31.99
  • Original price $183.99 - Original price $183.99
    Original price
    $183.99
    $183.99 - $183.99
    Current price $183.99

    BLU - G93 128GB (Unlocked) - Black

    Blu

    Network compatibilityCompatible with the following GSM carriers T-Mobile Metro by T-Mobile Mint MobileDisplayVivid 120Hz 6.78 Full HD+ Infinity Dot...

    View full details
    Original price $183.99 - Original price $183.99
    Original price
    $183.99
    $183.99 - $183.99
    Current price $183.99
  • Original price $172.99 - Original price $172.99
    Original price
    $172.99
    $172.99 - $172.99
    Current price $172.99

    Lenovo - Tab M9 - 9" Tablet - 32GB - Arctic Grey

    Lenovo

    Binge SaferEnjoy immersive reading mode that simulates the color of real book pages and add some ambient sound to get into the mood. Want to read s...

    View full details
    Original price $172.99 - Original price $172.99
    Original price
    $172.99
    $172.99 - $172.99
    Current price $172.99
  • Original price $145.99 - Original price $145.99
    Original price
    $145.99
    $145.99 - $145.99
    Current price $145.99

    Crucial T500 - SSD - 1 TB - PCIe 4.0 (NVMe)

    Crucial

    Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsCompatibleR...

    View full details
    Original price $145.99 - Original price $145.99
    Original price
    $145.99
    $145.99 - $145.99
    Current price $145.99
  • Original price $314.99 - Original price $314.99
    Original price
    $314.99
    $314.99 - $314.99
    Current price $314.99

    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer - Black

    Samsung

    Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

    View full details
    Original price $314.99 - Original price $314.99
    Original price
    $314.99
    $314.99 - $314.99
    Current price $314.99
  • Original price $53.99 - Original price $53.99
    Original price
    $53.99
    $53.99 - $53.99
    Current price $53.99

    SteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - FaZe Clan Limited Edition

    Steel Series

    FaZe Clan EditionDominate the battlefield just like FaZe with their favorite gaming mousepad while repping their colors. With gear endorsed by them...

    View full details
    Original price $53.99 - Original price $53.99
    Original price
    $53.99
    $53.99 - $53.99
    Current price $53.99
  • Original price $216.99 - Original price $216.99
    Original price
    $216.99
    $216.99 - $216.99
    Current price $216.99

    Crucial T500 - SSD - 2 TB - PCIe 4.0 (NVMe)

    Crucial

    Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsPS5 readyHe...

    View full details
    Original price $216.99 - Original price $216.99
    Original price
    $216.99
    $216.99 - $216.99
    Current price $216.99
  • Original price $692.99 - Original price $692.99
    Original price
    $692.99
    $692.99 - $692.99
    Current price $692.99

    Lenovo - Flex 5i 14" FHD Touchscreen 2-in-1 Laptop - Intel Core i5-1235U with 8 GB Memory - Intel Iris Xe Graphics - 512GB SSD - Storm Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

    View full details
    Original price $692.99 - Original price $692.99
    Original price
    $692.99
    $692.99 - $692.99
    Current price $692.99
  • Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99

    Razer - Goliathus Speed Gaming Mouse Pad (Medium) - Genshin Impact Edition

    Razer

    Let Control Take FlightHave your mouse zip around as effortlessly as Paimon does as it glides across the soft mat’s smooth micro-textured cloth sur...

    View full details
    Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99
  • Original price $674.99 - Original price $674.99
    Original price
    $674.99
    $674.99 - $674.99
    Current price $674.99

    Samsung T5 Evo MU-PH8T0S - SSD - 8 TB - USB 3.2 Gen 1

    Samsung

    Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

    View full details
    Original price $674.99 - Original price $674.99
    Original price
    $674.99
    $674.99 - $674.99
    Current price $674.99
  • Original price $57.99 - Original price $57.99
    Original price
    $57.99
    $57.99 - $57.99
    Current price $57.99

    Meta - Quest 3 Facial Interface Head Strap - Blood Orange

    Meta

    Match your styleChoose the Meta Quest 3 head strap and facial interface in Blood Orange a bold color inspired by what's trending in fashion gaming ...

    View full details
    Original price $57.99 - Original price $57.99
    Original price
    $57.99
    $57.99 - $57.99
    Current price $57.99
  • Original price $327.99 - Original price $327.99
    Original price
    $327.99
    $327.99 - $327.99
    Current price $327.99

    Crucial X9 Pro - SSD - 4 TB - USB 3.2 Gen 2

    Crucial

    Powerful performanceWith read and write speeds up to 1050MB/s the Crucial X9 Pro Portable SSD is powerful enough for editing directly from the driv...

    View full details
    Original price $327.99 - Original price $327.99
    Original price
    $327.99
    $327.99 - $327.99
    Current price $327.99
  • Original price $40.99 - Original price $40.99
    Original price
    $40.99
    $40.99 - $40.99
    Current price $40.99

    Razer - Mechanical Switches 36 Pack Clicky Switch - Green

    Razer

    Razer Green Clicky Mechanical Switches Gen-3Razer Green Clicky Mechanical Switches feature a classic form factor which lets you feel and hear the s...

    View full details
    Original price $40.99 - Original price $40.99
    Original price
    $40.99
    $40.99 - $40.99
    Current price $40.99
  • Original price $158.99 - Original price $158.99
    Original price
    $158.99
    $158.99 - $158.99
    Current price $158.99

    Serta - Essentials Mesh Task Office Chair - Moonrock Gray

    Serta

    Mesh and faux leather seat and backOffer a touch of style.Easily adjustable seat heightTo customize the height with a single touch.Swivel mechanism...

    View full details
    Original price $158.99 - Original price $158.99
    Original price
    $158.99
    $158.99 - $158.99
    Current price $158.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.