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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $185.99 - Original price $185.99
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    ViewSonic - VG2448A 23.8" IPS LCD FHD Monitors (DisplayPort VGA USB HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $185.99 - Original price $185.99
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  • Original price $1,584.99 - Original price $1,584.99
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    MSI - Stealth 14 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620H with 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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  • Original price $63.99 - Original price $63.99
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    Insignia - 3-Port HDMI Switch with 4K 60Hz and HDR Pass-Through - Black

    Insignia

    Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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    Original price $63.99 - Original price $63.99
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  • Original price $515.99 - Original price $515.99
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    Samsung - T7 Shield 4TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

    Samsung

    Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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    Original price $515.99 - Original price $515.99
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    Samsung T9 MU-PG4T0B - SSD - 4 TB - USB 3.2 Gen 2x2

    Samsung

    Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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    Original price $568.99 - Original price $568.99
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    Samsung T9 MU-PG1T0B - SSD - 1 TB - USB 3.2 Gen 2x2

    Samsung

    Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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    Original price $198.99 - Original price $198.99
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  • Original price $1,532.99 - Original price $1,532.99
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    Steelcase - Gesture Shell Back Office/Gaming Chair - Oatmeal

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $1,532.99 - Original price $1,532.99
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  • Original price $277.99 - Original price $277.99
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    Samsung - 990 PRO 2TB Internal SSD PCle Gen 4x4 NVMe

    Samsung

    Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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    Original price $277.99 - Original price $277.99
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  • Original price $182.99 - Original price $182.99
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    Samsung - 990 PRO 1TB Internal SSD PCle Gen 4x4 NVMe

    Samsung

    Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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    Original price $182.99 - Original price $182.99
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  • Original price $460.99 - Original price $460.99
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    ViewSonic ColorPro VP16-OLED - OLED monitor - Full HD (1080p) - 16"

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $460.99 - Original price $460.99
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  • Original price $39.99 - Original price $39.99
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    SteelSeries - Rival 3 Lightweight Wired Optical Gaming Mouse with Brilliant Prism RGB Lighting - Black

    Steel Series

    Hyper durable materialsEngineered with high-grade polymer for durability.60 million click mechanical switchesGuaranteed to feel crisp from the firs...

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    Original price $39.99 - Original price $39.99
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    Insignia - 10' DisplayPort Cable - Black

    Insignia

    Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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    Original price $43.99 - Original price $43.99
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  • Original price $69.99 - Original price $69.99
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    PDP - Afterglow LED Wireless Deluxe Gaming Controller Multicolor - Nintendo Switch - Transparent

    Afterglow

    Wireless ConnectivityGet the freedom to game anywhere with a 30-foot wireless range and without the hassle of wires.Rechargeable batterySave money ...

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  • Original price $202.99 - Original price $202.99
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    MSI - B550 GAMING PLUS (Socket AM4) AMD B550 ATX DDR4 Motherboard - Black

    MSI

    Supports AMD Ryzen 7 and Ryzen processorsIn an AM4 socket.Up to 4866+MHz4 x DDR4 memory slots support up to 128GB 1 Supports DDR4 1866/ 2133/ 2400/...

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    Original price $202.99 - Original price $202.99
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  • Original price $1,541.99 - Original price $1,541.99
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    HP - Victus 16.1" Gaming Laptop - AMD Ryzen 7-8845HS - 16GB DDR5 Memory - NVIDIA GeForce RTX 4070 - 512GB SSD - Mica Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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  • Original price $304.99 - Original price $304.99
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    ViewSonic - VG2455-2K 24" IPS QHD Monitor (USB-C HDMI DisplayPort) - Black

    ViewSonic

    QUALITY SCREEN TIMEFrom big data to beautiful presentations this 60Hz monitor delivers QHD (2560x1440) viewing for any taskPRODUCTIVITY COMFORTAdv...

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    Original price $304.99 - Original price $304.99
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  • Original price $125.99 - Original price $125.99
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    NETGEAR - AC1750 Dual-Band Wi-Fi Range Extender

    NETGEAR

    Compatible with most 802.11 a/b/g/n/ac Wi-Fi routers and gatewaysEasily creates an extended mesh Wi-Fi system with your existing gateway router or ...

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  • Original price $57.99 - Original price $57.99
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    ASUS - Dual-Band AC1200 USB Network Adapter - Black

    ASUS

    Connects directly to a USB portPlugs directly into a standard USB 2.0 port.Dual-band 2.4GHz and 5.0GHz wireless operating frequencyFor reduced inte...

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  • Original price $203.99 - Original price $203.99
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    ARRIS - SURFboard SB8200 32 x 8 DOCSIS 3.1 Gig-Speed Cable Modem - White

    Arris

    Gigabit Ethernet connectivityWith two 1-Gigabit Ethernet ports the SB8200 enables gig-speed networking. It's approved for cable internet speed plan...

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  • Original price $42.99 - Original price $42.99
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    Insignia - 6' USB-C to DisplayPort Cable - White

    Insignia

    USB-C to DisplayPortMirror or extend your computer’s display by connecting from your computer’s USB-C port to a DisplayPort-enabled monitor.System ...

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    Original price $42.99 - Original price $42.99
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  • Original price $125.99 - Original price $125.99
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    NETGEAR - EAX15 AX1800 Wi-Fi 6 Mesh Wall Plug Range Extender and Signal Booster - White

    NETGEAR

    Wi-Fi mesh extenderFeatures up to 1.8 Gbps (1.2 Gbps and 0.6 Gbps) wireless speeds for work with your existing Wi-Fi to create a powerful whole-hom...

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  • Original price $1,898.99 - Original price $1,898.99
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    Lenovo - Yoga Pro 9i 16" 3.2K Touchscreen Laptop - Intel Core Ultra 9 185H with 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Luna Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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  • Original price $56.99 - Original price $56.99
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    Crash Team Racing Nitro-Fueled Standard Edition - Nintendo Switch

    Activision Publishing

    - Start your engines with the original game modes characters tracks power-ups weapons and controls- Power slide to glory in additional karts tracks...

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    Original price $56.99 - Original price $56.99
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  • Original price $131.99 - Original price $131.99
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    Serta - Essentials Mesh Task Office Chair - Jet Black

    Serta

    Mesh and faux leather seat and backOffer a touch of style.Easily adjustable seat heightTo customize the height with a single touch.Swivel mechanism...

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    Original price $131.99 - Original price $131.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.