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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $178.99 - Original price $178.99
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    XFX - AMD Radeon RX 580 GTS XXX Edition 8GB GDDR5 PCI Express 3.0 Graphics Card - Black

    XFX

    Powered by AMD Radeon RX 580 graphics processing unit (GPU)Features 1366MHz clock speed to help meet the needs of demanding games.8GB GDDR5 (256-bi...

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    Original price $178.99 - Original price $178.99
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    WD - BLACK D10 8TB External USB 3.2 Gen 1 Portable Hard Drive - Black

    Western Digital

    Don't Play Favorites—Play EverythingWith the WD_BLACK D10 Game Drive's 8TB of added storage there's no need to waste time clearing room on your con...

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    Original price $259.99 - Original price $259.99
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    Insignia - 6' DisplayPort Cable - Black

    Insignia

    Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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    Belkin - Ultra HD HDMI 2.1 Cable 6.6FT/2M - 4K Ultra High Speed HDMI Cable - Compatible with PS4 PS5 Xbox Series X More - Black

    Belkin

    Lightning Fast PerformanceThe Belkin Ultra HD HDMI 2.1 Cable is 2.1 UHD certified with data transfer speeds of up to 48Gbps a quantum leap in speed...

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    Samsung - 980 PRO Heatsink 1TB Internal SSD PCIe Gen 4 x4 NVMe for PS5

    Samsung

    Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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    CORSAIR - VENGEANCE Series 16GB (1x16GB) 3200MHz DDR4 C22 SODIMM Laptop Memory - Black

    Corsair

    One 16GB DDR4 SODIMM DRAM memory moduleFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your DDR4 L...

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    TONY HAWK PRO SKATER 1+2 - Xbox Series X

    Activision

    Play Tony Hawk’s Pro Skater Tony Hawk’s Pro Skater 2 in one epic collection rebuilt from the ground up in incredible HD. All the pro skaters level...

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    NETGEAR - Nighthawk AXE3000 Tri-Band Wi-Fi 6E USB 3.0 Adapter - Black

    NETGEAR

    Simple plug-and-play operationFor fast and easy setup.Wi-Fi 6E technologyPlug in and access cutting-edge Wi-Fi 6E to enjoy superior Wi-Fi speed cap...

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  • Original price $275.99 - Original price $275.99
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    OSP Home Furnishings - Alpha Battlestation Gaming Desk in Finish - Black

    OSP Home Furnishings

    Monitor shelf for ideal viewing heightBluetooth controlled LED lights for optimum game immersionPower strip bracket and cable management to keep co...

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    Turtle Beach Ear Force Recon 50P - headset

    Turtle Beach

    Lightweight Comfortable DesignThe Recon 50P features Turtle Beach’s latest lightweight and comfortable design and is perfect for those hours-long ...

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    Original price $41.99 - Original price $41.99
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  • Original price $190.99 - Original price $190.99
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    Crucial - Pro 64GB Kit (2x32GB) 3200 MHz DDR4-3200 UDIMM Desktop Memory - Black

    Crucial

    3200 MT/sDownclock capable for systems that only support 2933 or 2666MT/sCompatabilityCompatible with 8th13th Gen Intel Core and AMD Ryzen 10005000...

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    HP - 27" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black

    HP

    Life-like color. Deeper detail.Upgrade your everyday with a vibrant 27" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 99 ...

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    WD - BLACK SN850X 1TB Internal SSD PCIe Gen 4 x4 NVMe

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.1TB storage capacityProvides ample storage space for your music movies and ...

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    Turtle Beach - Stealth Ultra Wireless Controller with charge dock 30-hour battery designed for Xbox Series XS Windows PC Android - Black

    Turtle Beach

    Lag-Free Wireless TechnologyOur proprietary lag-free 2.4 GHz wireless connection and built-in Bluetooth technology gives you the freedom to play wi...

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    HyperX - Cloud Stinger Core Wireless Gaming Headset for PC PS5 and PS4 - White

    HyperX

    Gaming-grade wirelessWireless connectivity frees up space from cords and lets you step away from your system while staying in voice chat or listeni...

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  • Original price $416.99 - Original price $416.99
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    Nintendo - Switch OLED Model w/ Neon Red Neon Blue Joy-Con - Multi

    Nintendo

    Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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    ThrustMaster eSwap X R Pro Controller - Forza Horizon 5 Edition - gamepad - wired

    Guillemot

    For the fansCustomize your gamepad with the colors of Forza Horizon 5.Game-changing immersionUse the racing wheel module with re-centering system n...

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    Original price $216.99 - Original price $216.99
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  • Original price $91.99 - Original price $91.99
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    HyperX - Cloud Alpha Wired Gaming Headset

    Kingston

    HyperX Dual Chamber Drivers50mm drivers reduce distortion by separating bass frequencies from the mids and highs to provide more accurate smoother ...

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    Original price $91.99 - Original price $91.99
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  • Original price $158.99 - Original price $158.99
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    ROCCAT - Vulcan II Mini Air 65 Wireless Optical Mechanical Gaming Keyboard with RGB Illumination - Black

    Roccat

    65 form factorThe mini 65 form factor allows for a small footprint on your desk and maintains the functionality of arrow keys.2 wireless modesEnjoy...

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    Original price $158.99 - Original price $158.99
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    DualShock 4 Wireless Controller for Sony PlayStation 4 - Glacier White

    Sony Computer Entertainment Am

    Precision controlThe enhanced feel shape and sensitivity of the DUALSHOCK4 wireless controller offers players absolute control over all games on th...

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    ASUS - Vivobook 14" Laptop - Intel Core i3-1215U with 8GB Memory - 128GB SSD - Quiet Blue

    ASUS

    Windows 11 Home in S Mode Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also com...

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    ViewSonic - VA2759-SMH 27" LCD FHD Monitor (VGA HDMI) - Black

    ViewSonic

    Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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  • Original price $281.99 - Original price $281.99
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    CORSAIR - VENGEANCE RGB 64GB (2x32GB) 6400MHz DDR5 C32 DIMM Desktop Memory - Black

    Corsair

    Welcome to the Cutting-Edge of PerformancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...

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    Original price $281.99 - Original price $281.99
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  • Original price $1,946.99 - Original price $1,946.99
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    ASUS - ROG Gaming Desktop - Intel Core i7-14700KF - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER - 2TB SSD - Black

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.