Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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Logitech - G920 Driving Force Racing Wheel and Pedals for Xbox Series XS Xbox One PC
LogitechImmersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...
View full detailsSteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - Black
Steel SeriesWorn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...
View full detailsViewSonic - TD1655 15.6" LCD FHD Touch Screen Monitor (USB-C Mini HDMI) - Black
ViewSonicFull HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...
View full detailsRazer - Ornata V3 X Full-Size Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black
RazerLow-profile KeysWith slimmer keycaps and shorter switches enjoy natural hand positioning that allows for long hours of use with little strain.Silen...
View full detailsNETGEAR - Orbi 750 Series AX5200 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White
NETGEARCutting-edge AX5200 performanceFeatures wireless speeds up to 5.2 Gbps. Enjoy 4K/8K UHD streaming lag-free gaming and smooth streaming.Up to 7500 s...
View full detailsAMD - Ryzen 7 7700X 8-core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Desktop Processor - Silver
AMDAMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...
View full detailsLogitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black
LogitechTRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...
View full detailsInsignia - Universal 180W High Power Laptop Charger with Surge Protection - Black
InsigniaCompatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...
View full detailsj5create - USB-C to HDMI 2.1 8K - Space Gray/Black
J5 CreateThis cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...
View full detailsDenon - AVR-S970H 90W 7 Ch Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black
DenonUnmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...
View full detailsRIG - 800 Pro HX Wireless Gaming Headset for Xbox - Black
RIGWireless excellenceNever run out of power with an impressive 60 hours of battery in a single charge and dedicated base station that provides seamle...
View full detailsWD - BLACK SN850X 2TB Internal SSD PCIe Gen 4 x4 NVMe
Western DigitalPCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.2TB storage capacityProvides ample storage space for your music movies and ...
View full detailsRazer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black
RazerRazer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...
View full detailsSony - PlayStation 5 - DualSense Wireless Controller - Midnight Black
SonyFeel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...
View full detailsSteelSeries Arctis Nova 7P - headset
Steel SeriesSteelSeries Arctis Nova 7P - Headset - full size - Bluetooth / 2.4 GHz radio frequency - wireless - white
Pro Wireless Controller for Nintendo Switch - Black
NintendoIncludes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...
View full detailsBest Buy essentials - USB-C to Ethernet Adapter - White
Best Buy essentialsUSB-C compatibilityConnects your computer to wired internet through a USB-C port.Network speeds up to 1 GbpsSupports 10/100/1000 (1 Gbps) BASE-T ne...
View full detailsBest Buy essentials - USB-C to HDMI Adapter - White
Best Buy essentialsMale USB-C to female HDMI conversionConnects most USB-C devices (with DP Alt Mode) to an HDMI-enabled monitor for mirroring or extending your displ...
View full detailsNETGEAR - AC750 Dual-Band Wi-Fi Range Extender
NETGEARCompatible with any standard Wi-Fi routerFor use with your existing device.Quick and easy setupSmart LED indicators find the best location for your...
View full detailsREDRAGON - M987-K Lightweight Wired Optical Gaming Mouse with RGB Backlighting - Black
REDRAGONUltra-lightweight designThe honeycomb shell design is engineered to decrease weight increase comfort and boost performance.Highly customizableFeatu...
View full detailsLogitech - G640 Cloth Gaming Mouse Pad with Rubber Base - Black
LogitechModerate surface frictionGaming mousepad with cloth surface gives the right amount of resistance to the mouse feet when starting or stopping a rapi...
View full detailsLogitech - G440 Cloth Gaming Mouse Pad with Rubber Base - Black
LogitechLow surface frictionThe hard surface of the mousepad gives the right amount of resistance to the mouse feet for sudden starts stops and rapid movem...
View full detailsCORSAIR - MM300 PRO Gaming Mouse Pad with Premium Spill-Proof Cloth - Extended - Black
CorsairSpill-Proof and Stain-ResistantLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave Fabri...
View full detailsCORSAIR - MM350 PRO Premium Spill-Proof Cloth Gaming Mouse Pad Extended XL - Black
CorsairSpill-Proof Stain-Resistant CoatingLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave F...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.