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FREE DELIVERY

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
Current price $359.99

Logitech - G920 Driving Force Racing Wheel and Pedals for Xbox Series XS Xbox One PC

Logitech

Immersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...

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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99
Original price $362.99 - Original price $362.99
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$362.99
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Current price $362.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - Black

Steel Series

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $362.99 - Original price $362.99
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$362.99
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Current price $362.99
Original price $348.99 - Original price $348.99
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$348.99
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Current price $348.99

ViewSonic - TD1655 15.6" LCD FHD Touch Screen Monitor (USB-C Mini HDMI) - Black

ViewSonic

Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $348.99 - Original price $348.99
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$348.99
$348.99 - $348.99
Current price $348.99
Original price $58.99 - Original price $58.99
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$58.99
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Current price $58.99

Razer - Ornata V3 X Full-Size Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Low-profile KeysWith slimmer keycaps and shorter switches enjoy natural hand positioning that allows for long hours of use with little strain.Silen...

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Original price $58.99 - Original price $58.99
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$58.99
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Current price $58.99
Original price $473.99 - Original price $473.99
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$473.99
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Current price $473.99

NETGEAR - Orbi 750 Series AX5200 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

NETGEAR

Cutting-edge AX5200 performanceFeatures wireless speeds up to 5.2 Gbps. Enjoy 4K/8K UHD streaming lag-free gaming and smooth streaming.Up to 7500 s...

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Original price $473.99 - Original price $473.99
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$473.99
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Current price $473.99
Original price $456.99 - Original price $456.99
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$456.99
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Current price $456.99

AMD - Ryzen 7 7700X 8-core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Desktop Processor - Silver

AMD

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...

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Original price $456.99 - Original price $456.99
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$456.99
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Current price $456.99
Original price $359.99 - Original price $359.99
Original price
$359.99
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Current price $359.99

Logitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black

Logitech

TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99
Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99

Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

Insignia

Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99
Original price $67.99 - Original price $67.99
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$67.99
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j5create - USB-C to HDMI 2.1 8K - Space Gray/Black

J5 Create

This cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...

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Original price $67.99 - Original price $67.99
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$67.99
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Original price $811.99 - Original price $811.99
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Denon - AVR-S970H 90W 7 Ch Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black

Denon

Unmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...

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Original price $811.99 - Original price $811.99
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Original price $197.99 - Original price $197.99
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$197.99
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Current price $197.99

RIG - 800 Pro HX Wireless Gaming Headset for Xbox - Black

RIG

Wireless excellenceNever run out of power with an impressive 60 hours of battery in a single charge and dedicated base station that provides seamle...

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Original price $197.99 - Original price $197.99
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$197.99
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Current price $197.99
Original price $282.99 - Original price $282.99
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$282.99
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WD - BLACK SN850X 2TB Internal SSD PCIe Gen 4 x4 NVMe

Western Digital

PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.2TB storage capacityProvides ample storage space for your music movies and ...

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Original price $282.99 - Original price $282.99
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$282.99
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Original price $102.99 - Original price $102.99
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$102.99
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Current price $102.99

Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $102.99 - Original price $102.99
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Original price $80.99 - Original price $80.99
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$80.99
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Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

Sony

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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Original price $80.99 - Original price $80.99
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Original price $181.99 - Original price $181.99
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$181.99
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SteelSeries Arctis Nova 7P - headset

Steel Series

SteelSeries Arctis Nova 7P - Headset - full size - Bluetooth / 2.4 GHz radio frequency - wireless - white

Original price $181.99 - Original price $181.99
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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

Pro Wireless Controller for Nintendo Switch - Black

Nintendo

Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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Original price $104.99 - Original price $104.99
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$104.99
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Original price $29.99 - Original price $29.99
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$29.99
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Current price $29.99

Best Buy essentials - USB-C to Ethernet Adapter - White

Best Buy essentials

USB-C compatibilityConnects your computer to wired internet through a USB-C port.Network speeds up to 1 GbpsSupports 10/100/1000 (1 Gbps) BASE-T ne...

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Original price $29.99 - Original price $29.99
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$29.99
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Current price $29.99
Original price $29.99 - Original price $29.99
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$29.99
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Best Buy essentials - USB-C to HDMI Adapter - White

Best Buy essentials

Male USB-C to female HDMI conversionConnects most USB-C devices (with DP Alt Mode) to an HDMI-enabled monitor for mirroring or extending your displ...

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Original price $29.99 - Original price $29.99
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Original price $59.99 - Original price $59.99
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$59.99
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NETGEAR - AC750 Dual-Band Wi-Fi Range Extender

NETGEAR

Compatible with any standard Wi-Fi routerFor use with your existing device.Quick and easy setupSmart LED indicators find the best location for your...

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Original price $59.99 - Original price $59.99
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Original price $44.99 - Original price $44.99
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$44.99
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Current price $44.99

REDRAGON - M987-K Lightweight Wired Optical Gaming Mouse with RGB Backlighting - Black

REDRAGON

Ultra-lightweight designThe honeycomb shell design is engineered to decrease weight increase comfort and boost performance.Highly customizableFeatu...

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Original price $44.99 - Original price $44.99
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Original price $50.99 - Original price $50.99
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$50.99
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Logitech - G640 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech

Moderate surface frictionGaming mousepad with cloth surface gives the right amount of resistance to the mouse feet when starting or stopping a rapi...

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Original price $50.99 - Original price $50.99
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$50.99
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Original price $38.99 - Original price $38.99
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$38.99
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Logitech - G440 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech

Low surface frictionThe hard surface of the mousepad gives the right amount of resistance to the mouse feet for sudden starts stops and rapid movem...

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Original price $38.99 - Original price $38.99
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$38.99
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Current price $38.99
Original price $34.99 - Original price $34.99
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$34.99
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Current price $34.99

CORSAIR - MM300 PRO Gaming Mouse Pad with Premium Spill-Proof Cloth - Extended - Black

Corsair

Spill-Proof and Stain-ResistantLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave Fabri...

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Original price $34.99 - Original price $34.99
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$34.99
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Current price $34.99
Original price $53.99 - Original price $53.99
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$53.99
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Current price $53.99

CORSAIR - MM350 PRO Premium Spill-Proof Cloth Gaming Mouse Pad Extended XL - Black

Corsair

Spill-Proof Stain-Resistant CoatingLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave F...

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Original price $53.99 - Original price $53.99
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$53.99
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Current price $53.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.