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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $876.99 - Original price $876.99
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    Samsung - Ultra slim 3.1.2ch Wireless Dolby ATMOS Soundbar w/ Q Symphony - Titan Black

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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    Original price $876.99 - Original price $876.99
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    ASUS - Zenbook 14 OLED 14 WUXGA Touch Laptop Intel Core Ultra 5 - Intel Evo Edition - 8GB Memory - 512GB SSD - Jasper Gray

    ASUS

    Windows 11 Operating SystemWindows 11 boasts the power and security of Windows 10 with a redesigned and refreshed look accompanied by new tools sou...

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    Original price $870.99 - Original price $870.99
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    Samsung - Q series 3 .1.2 ch. Wireless Dolby ATMOS Soundbar w / Q Symphony - Titan Black

    Samsung

    Q SymphonyPair a Samsung TV with a Samsung Soundbar to unlock a new level of powerful audio. Experience content like never before only with Samsung...

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    ASUS TUF GAMING Z790-PLUS WIFI - motherboard - ATX - LGA1700 Socket - Z790

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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  • Original price $58.99 - Original price $58.99
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    Razer - Ornata V3 X Full-Size Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

    Razer

    Low-profile KeysWith slimmer keycaps and shorter switches enjoy natural hand positioning that allows for long hours of use with little strain.Silen...

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  • Original price $698.99 - Original price $698.99
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    Onkyo TX-NR696 7.2-Ch. with Dolby Atmos 4K Ultra HD HDR Compatible A/V Home Theater Receiver - Black

    Onkyo

    Connect to the InternetAccess a variety of online streaming services such as Pandora Deezer Spotify TuneIn TIDAL Chromecast and Amazon Music as wel...

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    SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Ghost Edition

    Steel Series

    BEAUTIFUL RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces wei...

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    Acer - Nitro V ANV15-41-R2Y3 Gaming Laptop 15.6" Full HD 144Hz AMD Ryzen 5 7535HS GeForce RTX 4050 - 16GB DDR5 512GB SSD - Obsidian Black

    Acer

    Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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    Samsung - 27" F398 Series FHD AMD FreeSync Curved Monitor (HDMI DP) - Glossy Black

    Samsung

    Immersive Viewing Experience with Curved ScreenThe curved screen provides an immersive viewing experience that lets you enjoy stunning panoramic vi...

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    PDP - REMATCH GLOW Wireless Controller For Nintendo Switch Nintendo Switch - OLED Model - Link Hero

    PDP

    Rechargeable BatteryBuilt-in rechargeable battery with up to 40 hours of play time on a single chargeUnique Glow DesignUnique design glows in the d...

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    PDP - REMATCH GLOW Wireless Controller For Nintendo Switch Nintendo Switch - OLED Model - Super Star

    PDP

    Battery lifeBuilt-in rechargeable battery with up to 40 hours of play time on a single chargeGlow-in-the-darkUnique design glows in the dark after ...

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  • Original price $493.99 - Original price $493.99
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    TCL - 55" Class Q5 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Samsung - 65 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Samsung - 43 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

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    HP - Envy 2-in-1 16" Wide Ultra XGA Touch-Screen Laptop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Meteor Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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  • Original price $1,614.99 - Original price $1,614.99
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    MSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 9 Intel ARC Graphics with 16GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    NETGEAR - Orbi 750 Series AX5200 Tri-Band Mesh Wi-Fi 6 System (2-pack) - White

    NETGEAR

    Cutting-edge AX5200 performanceFeatures wireless speeds up to 5.2 Gbps. Enjoy 4K/8K UHD streaming lag-free gaming and smooth streaming.Up to 5000 s...

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    Original price $387.99 - Original price $387.99
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  • Original price $1,167.99 - Original price $1,167.99
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    Samsung - 65 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

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    Samsung - 55 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

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    ASUS - ROG Zephyrus G14 (2024) 14" OLED 3K 120Hz Gaming Laptop - AMD Ryzen 9 8945HS - 16GB LPDDR5X - GeForce RTX 4060 - 1TB SSD - Platinum White

    ASUS

    Make everyday use easier with Windows 11 Operating SystemGame create and maximize your productivity—Windows 11 is the one place for it all. With a ...

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    ASUS - Zenbook 14 OLED 14 WUXGA Touch Laptop Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Jasper Gray

    ASUS

    Windows 11 Operating SystemWindows 11 boasts the power and security of Windows 10 with a redesigned and refreshed look accompanied by new tools sou...

    View full details
    Original price $1,174.99 - Original price $1,174.99
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    TCL - 75" Class Q7 Q-Class QLED 4K HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $1,340.99 - Original price $1,340.99
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    TCL - 55" Class Q7 Q-Class QLED 4K HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $719.99 - Original price $719.99
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    TCL - 32" Class S3 S-Class LED Full HD Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $194.99 - Original price $194.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.