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FREE DELIVERY

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $34.99 - Original price $34.99
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Insignia - HDMI to VGA Adapter - Cool gray

Insignia

HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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Original price $34.99 - Original price $34.99
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Original price $68.99 - Original price $68.99
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SteelSeries - Apex 3 Full Size Wired Membrane Whisper Quiet Switch Gaming Keyboard with 10 zone RGB Backlighting - Black

Steel Series

Water and Dust ResistantPrevents accidental damage from liquid spills.10-zone RGB illuminationGorgeous color schemes and reactive effects.Whisper Q...

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Original price $68.99 - Original price $68.99
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Original price $89.99 - Original price $89.99
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PowerA - Enhanced Wireless Controller for Nintendo Switch - Black

PowerA

• Wireless freedom using Bluetooth 5.0• Features motion controls and mappable Advanced Gaming Buttons• Ergonomic design with standard button layout...

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Original price $89.99 - Original price $89.99
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Original price $60.99 - Original price $60.99
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Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $60.99 - Original price $60.99
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Original price $27.99 - Original price $27.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Black

Steel Series

Legendary Micro-Woven ClothWith over 10 million sold the SteelSeries QcK is the pinnacle of surface performance and innovation.Pinpoint Mouse Accur...

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Original price $54.99 - Original price $54.99
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AC Adapter for Nintendo Switch - Black

Nintendo

Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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Original price $54.99 - Original price $54.99
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Original price $173.99 - Original price $173.99
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Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi

Govee

Double the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...

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Original price $173.99 - Original price $173.99
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Original price $615.99 - Original price $615.99
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Epson - EpiqVision Flex CO-FH02 Full HD 1080p Smart Streaming Portable Projector 3-Chip 3LCD Android TV Bluetooth - White

Epson

Display Stunning Images up to 300"Full HD 1080p picture four times larger than a 75" flat panel delivers an immersive experience for business prese...

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Original price $615.99 - Original price $615.99
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Original price $459.99 - Original price $459.99
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Epson - EpiqVision Flex CO-W01 Portable Projector 3-Chip 3LCD Built-in Speaker 300-Inch Home Entertainment and Work - White

Epson

Display Stunning Images up to 300"Widescreen picture four times larger than a 75" flat panel delivers an immersive experience for business presenta...

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Original price $459.99 - Original price $459.99
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Original price $82.99 - Original price $82.99
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Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

Govee

Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

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Original price $82.99 - Original price $82.99
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Original price $110.99 - Original price $110.99
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j5create - 4K60 Elite USB-C Triple-Monitor 10Gbps Mini Dock - Space Grey

J5 Create

11-in-1 FunctionsAll the connections you need for maximum productivity.E-Mark chipAdvanced USB-C E-Mark chip integrates USB4 Thunderbolt 3 and Thun...

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Original price $110.99 - Original price $110.99
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Original price $165.99 - Original price $165.99
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Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

Nanoleaf

Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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Original price $165.99 - Original price $165.99
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Original price $170.99 - Original price $170.99
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Logitech - Z407 2.1 Bluetooth Computer Speaker System with Wireless Control (3-Piece) - Black

Logitech

Immersive soundThe expertly tuned 2.1 speaker system features 80 watts of peak power and 40-watt RMS. Experience immersive lifelike sound—from cris...

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Original price $170.99 - Original price $170.99
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Original price $214.99 - Original price $214.99
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Logitech - StreamCam Plus 1080 Webcam for Live Streaming and Content Creation - Graphite

Logitech

Full HD 1080p at 60 fpsStream and record in full 1080p HD resolution at 60 fps for sharp natural video with smooth motion for creating professional...

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Original price $214.99 - Original price $214.99
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Original price $108.99 - Original price $108.99
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Blue Microphones Yeti - microphone

BLUE MICROPHONES

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $108.99 - Original price $108.99
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Original price $344.99 - Original price $344.99
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Philips - Hue Play Gradient Lightstrip 75" - White

Philips

Take the excitement of surround lighting to the next level with the Philips Hue Play gradient lightstrip. This LED strip flawlessly blends multiple...

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Original price $344.99 - Original price $344.99
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Original price $142.99 - Original price $142.99
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Elgato - Wave3 Wired Cardioid Condenser USB Microphone

Elgato

System requirementsWindows 10 (64-bit) macOS 10.15 or newer USB 2.0 port up to 4GB RAM.Cardioid polar patternPicks up your voice and insulates it f...

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Original price $142.99 - Original price $142.99
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Original price $70.99 - Original price $70.99
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Rocketfish - 4-Port 4K 60Hz HDMI Switch Box - Black

Rocketfish

Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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Original price $70.99 - Original price $70.99
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Original price $154.99 - Original price $154.99
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HyperX - Cloud Alpha Wireless Gaming Headset for PC PS5 and PS4 - Black/Red

HyperX

Up to 300 Hours of Battery Life178;Play knowing you’ll get weeks of gaming out of a single charge. The fast 2.4GHz connection provides wireless fre...

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Original price $154.99 - Original price $154.99
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Original price $126.99 - Original price $126.99
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Thrustmaster - T-Flight Hotas One Joystick for Xbox Series XS Xbox One and PC - Black

Thrustmaster

The first official joystick for Xbox Series XS Xbox One and PC with the official Buttons for the Xbox One Console.Detachable full-size throttle fo...

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Original price $126.99 - Original price $126.99
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Original price $219.99 - Original price $219.99
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ecobee - Smart Video Doorbell - Wired with Advanced Person and Package Detection - Black

EcoBee

Cinematic HD Video¿with two-way talk.Full HD 1080p HDR with two-way talk to answer your door and talk to your guests from anywhere live through you...

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Original price $219.99 - Original price $219.99
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Original price $393.99 - Original price $393.99
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Samsung - 34 ViewFinity S5 Ultrawide QHD 100Hz AMD FreeSync Monitor with HDR10 (DisplayPort HDMI) - Black

Samsung

219 Ultra-WQHDSee more than before. Whether working on a project or enjoying a movie during downtime see every detail on the wider display featurin...

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Original price $393.99 - Original price $393.99
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Original price $116.99 - Original price $116.99
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$116.99
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HyperDrive Next - docking station - USB-C 3.2 Gen 2 / Thunderbolt 3 / Thunderbolt 4 - 2 x HDMI

Targus

Dual extended 4K60Hz monitor support for PC and chromebookEnhance your productivity and multitasking capabilities by providing a spacious workspace...

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Original price $116.99 - Original price $116.99
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Original price $314.99 - Original price $314.99
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SANUS Elite - Super Slim Full-Motion TV Wall Mount for TVs 40"-90" - Low Profile - Sits 1.6" From the Wall With 20" of Extension - Black

Sanus

Full-Motion TV Wall Mount Thin ProfileMount sits 1.6" from the wall for a sleek look.Increased Viewing RangeMount extends 20" and swivels from the ...

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Original price $314.99 - Original price $314.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.