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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $528.99 - Original price $528.99
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KitchenAid - 5.5 Quart Bowl-Lift Stand Mixer - Contour Silver

Kitchenaid

Knead shred at the next levelWith 2x the power in the bowl than Tilt-head stand mixer; 3-point locking bowl for stability. Compared to KSM150 when...

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Original price $528.99 - Original price $528.99
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Original price $879.99 - Original price $879.99
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Hyperice - Normatec 3 Legs System - Black

Hyperice

Intuitive refreshed designNormatec 3’s refreshed system design features an intuitive interface reduced weight and the ability to unlock next-level ...

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Original price $879.99 - Original price $879.99
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Original price $1,211.99 - Original price $1,211.99
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Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

Whirlpool

Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

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Original price $1,211.99 - Original price $1,211.99
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Original price $157.99 - Original price $157.99
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Elgato - Stream Deck MK.2 Full-size Wired USB Keypad with 15 Customizable LCD keys and Interchangeable Faceplate - Black

Elgato

15 Customizable LCD KeysInstantly control your apps tools and platforms.One-Touch OperationTrigger single or multiple actions launch social posts a...

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Original price $157.99 - Original price $157.99
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Original price $3,692.99 - Original price $3,692.99
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LG - 29.5 Cu. Ft. 4-Door French Door-in-Door Refrigerator with Craft Ice - Stainless Steel

LG

Super-Capacity 29.5 cu. ft.With 29.5 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen favorites in one tr...

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Original price $3,692.99 - Original price $3,692.99
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Original price $529.99 - Original price $529.99
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Yamaha - RX-V4A 5.2-channel AV Receiver with 8K HDMI and MusicCast - Black

Yamaha

Surround Sound5.2-channel with 80W + 80W amplifier8K4K/60 4K/120AB 8K/60B HDMI 2.1 with HDCP 2.3 and earc (4-in/1-out).Wireless StreamingWi-Fi airp...

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Original price $175.99 - Original price $175.99
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Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White

Ring

Watch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop intruders in the...

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Original price $175.99 - Original price $175.99
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Original price $340.99 - Original price $340.99
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Hyperice - Hypervolt 2 Pro Premium Percussion Massage Device - Black

Hyperice

Serious reliefThe Hypervolt 2 Pro Premium is our strongest percussion device offering deep-penetrating relief to stiff muscles so you can train har...

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Original price $340.99 - Original price $340.99
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Original price $205.99 - Original price $205.99
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Ring - Floodlight Cam Plus Outdoor Wired 1080p Surveillance Camera - White

Ring

Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Motion-activated AlertsGet precise motion-activated ...

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Original price $205.99 - Original price $205.99
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Original price $1,122.99 - Original price $1,122.99
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Maytag - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Extra Power Button - White

Maytag

Extra PowerExtra Power boosts drying power to get thick fabrics drier the first time.185;Wrinkle Prevent Option with SteamWith the Wrinkle Prevent ...

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Original price $1,122.99 - Original price $1,122.99
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Original price $1,217.99 - Original price $1,217.99
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LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Built-In Intelligence - White

LG

7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,217.99 - Original price $1,217.99
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Original price $870.99 - Original price $870.99
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Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack 47 dBA

Whirlpool

3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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Original price $870.99 - Original price $870.99
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Original price $252.99 - Original price $252.99
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Manfrotto - 290 Tripod with Fluid Video Head - Black

Manfrotto

Compatible with most camcorders and cameras up to 8.8 lbs.To prevent camera shake.Aluminum constructionFor lightweight transportation and sturdy ca...

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Original price $252.99 - Original price $252.99
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Original price $1,255.99 - Original price $1,255.99
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Samsung - 7.5 Cu. Ft. Stackable Smart Electric Dryer with Steam and Sensor Dry - Brushed Black

Samsung

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinklesENERGY STA...

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Original price $1,255.99 - Original price $1,255.99
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Original price $82.99 - Original price $82.99
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SaharaCase - Business Series Folio Case for Samsung Galaxy Tab S8 - Black

SaharaCase

Designed for use with Samsung Galaxy Tab S8Complement your device with this lightweight formfitting case featuring an open-button design.PU leather...

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Original price $82.99 - Original price $82.99
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Original price $888.99 - Original price $888.99
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Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi and Steam Clean - Stainless Steel

Samsung

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the electric stovetop sides and up through the slim control panel elevating...

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Original price $888.99 - Original price $888.99
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Original price $86.99 - Original price $86.99
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Logitech - Driving Force Shifter for Xbox Series XS Xbox One and PlayStation 4 5 - Black/Silver

Logitech

Works with G29/G920 Driving Force racing wheelsDriving Force shifter is designed for both G29 and G920 Driving Force racing wheels completing your ...

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Original price $86.99 - Original price $86.99
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Original price $303.99 - Original price $303.99
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TP-Link - Deco XE75 Pro AXE5400 Tri-Band Wi-Fi 6E Whole Home Mesh System (3-Pack) - White

TP Link

Wi-Fi 6E Tri-Band Mesh Wi-FiCover up to 7200 Sq. Ft. with next-gen seamless Wi-Fi and make dead zones and buffering a thing of the past.Beyond the ...

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Original price $303.99 - Original price $303.99
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Original price $122.99 - Original price $122.99
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Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green

Logitech

The A20 Wireless headset Gen 2 is designed to give you gaming audio freedom on several levels. Its 2.4 GHz signal provides an extended wireless ran...

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Original price $122.99 - Original price $122.99
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Original price $688.99 - Original price $688.99
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Onkyo - TX-NR5100 80W 7.2-Ch. with Dolby Atmos Home Theater and Gaming AV Receiver with Alexa Compatible - Black

Onkyo

Ultimate 4K/120AB Gaming Experience4K/120AB enables ultra-fast motion UHD images to be crisp and razor-sharp; and sports action movies and high-per...

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Original price $688.99 - Original price $688.99
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Original price $192.99 - Original price $192.99
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Elgato - Stream Deck + Studio Controller with customizable touch strip and dials - Black

Corsair

Tactile ControlLCD keys touch strip and dials for audio video lighting and more.Fully CustomizableAudio mixer studio controller production console ...

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Original price $192.99 - Original price $192.99
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Original price $149.99 - Original price $149.99
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HP - 21.5" IPS LED Full HD FreeSync Monitor (HDMI VGA) - Silver Black

HP

Step up to the bestNo matter where you stand an HP IPS monitor delivers clear vivid images. IPS technology ensures image accuracy and consistency a...

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Original price $149.99 - Original price $149.99
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Original price $110.99 - Original price $110.99
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Logitech - G705 Aurora Collection Wireless Optical Gaming Mouse with Customizable LIGHTSYNC RGB Lighting - White Mist

Logitech

Smaller fitCompact small gaming mouse with an intentional design crafted to fit your hand.Contoured comfortWith a comfy compact and sculpted design...

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Original price $110.99 - Original price $110.99
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Original price $76.99 - Original price $76.99
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CORSAIR - K65 RGB Mini Wired 60 Mechanical Cherry MX SPEED Linear Switch Gaming Keyboard with PBT Double-Shot Keycaps - White

Corsair

Small size big featuresThe K65 RGB MINI delivers big features compressed into a 60 form-factor to easily fit into even the tightest spaces for comf...

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Original price $76.99 - Original price $76.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.