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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $1,991.99 - Original price $1,991.99
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    Samsung - 85 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Original price $1,991.99 - Original price $1,991.99
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    Samsung - 43 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Original price $458.99 - Original price $458.99
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    Samsung - 50 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

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    Original price $684.99 - Original price $684.99
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    ASUS - Vivobook Pro 15 OLED Laptop - Intel Core Ultra 7 - NVIDIA RTX3050 6GB with 16GB Memory - 1TB SSD - Earl Gray

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,450.99 - Original price $1,450.99
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    Samsung - 50 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

    View full details
    Original price $504.99 - Original price $504.99
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    Samsung - 55 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Original price $727.99 - Original price $727.99
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    Razer - Blackshark V2 Hyperspeed Wireless Gaming Headset - White

    Razer

    280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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    Original price $147.99 - Original price $147.99
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    Sauder - East Rock Accent Storage Cabinet - Ashen Oak

    Sauder

    Number of Shelves/Drawers3 Adjustable ShelvesMaterialsEngineered woodDesign StyleContemporary Mid-century ModernAssembly RequiredSave time by addin...

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    Original price $474.99 - Original price $474.99
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  • Original price $1,572.99 - Original price $1,572.99
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    Samsung - 75 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

    View full details
    Original price $1,572.99 - Original price $1,572.99
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  • Original price $546.99 - Original price $546.99
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    Samsung - 32 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

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    Original price $546.99 - Original price $546.99
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    NETGEAR - Orbi 750 Series AX5200 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

    NETGEAR

    Cutting-edge AX5200 performanceFeatures wireless speeds up to 5.2 Gbps. Enjoy 4K/8K UHD streaming lag-free gaming and smooth streaming.Up to 7500 s...

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    Original price $526.99 - Original price $526.99
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  • Original price $2,774.99 - Original price $2,774.99
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    Alienware m18 R2 18" 165 Hz Notebook 2560 x 1600 (Full HD) 14th Gen Intel Corei9 with 32 GB Memory - NVIDIA GeForce - Dark Metallic Moon

    Alienware

    Windows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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    HP - Envy 2-in-1 14" Wide Ultra XGA Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,405.99 - Original price $1,405.99
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    HP - Envy 2-in-1 14" Wide Ultra XGA Touch-Screen Laptop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Glacier Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,039.99 - Original price $1,039.99
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  • Original price $69.99 - Original price $69.99
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    Dark Horse Comics - Halo Infinite Master Chief with Grappleshot PVC Statue

    Dark Horse Comics

    Officially-Licensed Halo ProductMaster Chief statue stands 10 tallThe statue features the Master Chief heroically in action with grappleshot firing...

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  • Original price $1,232.99 - Original price $1,232.99
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    Samsung - 75 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

    View full details
    Original price $1,232.99 - Original price $1,232.99
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  • Original price $901.99 - Original price $901.99
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    ASUS - Zenbook 14 OLED 14 WUXGA Touch Laptop Intel Core Ultra 5 - 8GB Memory - 512GB SSD - Jasper Gray

    ASUS

    Windows 11 Operating SystemWindows 11 boasts the power and security of Windows 10 with a redesigned and refreshed look accompanied by new tools sou...

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    Original price $901.99 - Original price $901.99
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  • Original price $177.99 - Original price $177.99
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    BenQ - GW2790 23.8" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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    Original price $177.99 - Original price $177.99
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    ThrustMaster TH8A Shifter - gear shift lever - wired

    Guillemot

    Sturdy designSolidly built and precise crafted of 100 metal for sturdiness and precisionH.E.A.R.T. HallEffect AccuRate TechnologyProvides precision...

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    Logitech - POWERPLAY Wireless Charging System for Select Gaming Mice - Black

    Logitech

    Charge at rest and playUninterrupted performance while in motion and delivers power even when charging; works with compatible Logitech G rechargeab...

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    Original price $134.99 - Original price $134.99
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  • Original price $2,774.99 - Original price $2,774.99
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    ALW M18 -I9 - 32GB -

    Alienware

    ALW M18 -I9 - 32GB - RTX 4070 - 1TB SSD

    Original price $2,774.99 - Original price $2,774.99
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  • Original price $644.99 - Original price $644.99
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    Polk Audio - MagniFi Max AX 5.1.2 Ch Soundbar with Dolby Atmos and VoiceAdjust - Black

    Polk Audio

    Exceptional Sound QualityFeaturing an 11-driver array with 2 up-firing drivers left/right tweeters and woofers and a dedicated center channel the M...

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    PDP - AIRLITE Wired Gaming Headset For Nintendo Switch Nintendo Switch - OLED Model Nintendo Switch Lite - Brave Blue

    PDP

    Lightweight DesignLightweight construction (7 oz) for all-day gaming sessionsFine-tuned AudioPowerful fine-tuned audio engineered for immersive gam...

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    Original price $40.99 - Original price $40.99
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    PDP - REMATCH GLOW Wireless Controller for Nintendo Switch

    PDP

    Rechargeable BatteryBuilt-in rechargeable battery with up to 40 hours of play time on a single chargeUnique Glow DesignUnique design glows in the d...

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    Original price $65.99 - Original price $65.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.