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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $209.99 - Original price $209.99
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Current price $209.99

Philips - Hue Play Smart LED Bar Light (2-Pack) - White and Color Ambiance

Philips

Small but mightyA versatile lamp available in black or white the Play light bars enhance any entertainment setup.Personalize your playtimeUse the P...

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Original price $209.99 - Original price $209.99
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$209.99
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Current price $209.99
Original price $251.99 - Original price $251.99
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Current price $251.99

Seagate - 2TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

Seagate

Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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Original price $251.99 - Original price $251.99
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$251.99
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Current price $251.99
Original price $296.99 - Original price $296.99
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$296.99
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Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $296.99 - Original price $296.99
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$296.99
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Current price $296.99
Original price $188.99 - Original price $188.99
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$188.99
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Current price $188.99

Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $188.99 - Original price $188.99
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$188.99
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Current price $188.99
Original price $93.99 - Original price $93.99
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$93.99
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Razer - Huntsman Mini 60 Wired Optical Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Razer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...

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Original price $93.99 - Original price $93.99
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$93.99
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Current price $93.99
Original price $93.99 - Original price $93.99
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$93.99
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Current price $93.99

Razer - Huntsman Mini 60 Wired Optical Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Mercury

Razer

Razer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...

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Original price $93.99 - Original price $93.99
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$93.99
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Original price $168.99 - Original price $168.99
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$168.99
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SteelSeries - Apex 9 TKL Wired OptiPoint Adjustable Actuation Switch Gaming Keyboard with RGB Lighting - Black

Steel Series

Make the first move with the incredibly fast Apex 9 TKL gaming keyboard. Boasting swappable OptiPoint optical switches that actuate 33 faster than ...

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Original price $168.99 - Original price $168.99
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Original price $254.99 - Original price $254.99
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$254.99
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Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - White

Sony

Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

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Original price $254.99 - Original price $254.99
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Original price $153.99 - Original price $153.99
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SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black

Steel Series

Massive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...

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Original price $153.99 - Original price $153.99
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Original price $99.99 - Original price $99.99
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CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon

Corsair

Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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Original price $99.99 - Original price $99.99
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Original price $177.99 - Original price $177.99
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$177.99
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CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - Carbon

Corsair

Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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Original price $177.99 - Original price $177.99
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Original price $170.99 - Original price $170.99
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$170.99
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CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - White

Corsair

Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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Original price $170.99 - Original price $170.99
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$170.99
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Original price $134.99 - Original price $134.99
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$134.99
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Logitech - G733 LIGHTSPEED Wireless Gaming Headset for PS4 PC - White

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $134.99 - Original price $134.99
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Original price $82.99 - Original price $82.99
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Microsoft - Xbox Stereo Headset for Xbox Series XS Xbox One and Windows - Black

Microsoft

Immerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...

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Original price $82.99 - Original price $82.99
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Original price $100.99 - Original price $100.99
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Meta - Quest Link Cable - Black

Oculus

Expand your libraryAccess 1000+ PC-based VR titles in the Meta Quest Rift libraryFreedom to roamAn extra long 16 ft (5m) construction that gives yo...

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Original price $100.99 - Original price $100.99
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Original price $106.99 - Original price $106.99
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$106.99
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CORSAIR - K60 PRO TKL Wired Optical-Mechanical OPX Linear Switch Gaming Keyboard with per-key RGB Backlighting - Black

Corsair

Exclusive CORSAIR OPX RGB optical-mechanical keyswitchesHyper-fast input with 1.0mm actuation distance and smooth linear travel guaranteed for 150 ...

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Original price $106.99 - Original price $106.99
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Original price $64.99 - Original price $64.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS PC - Black

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
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Original price $64.99 - Original price $64.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PS5 PS4 PC - Black

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
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$64.99
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Original price $60.99 - Original price $60.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $60.99 - Original price $60.99
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Original price $75.99 - Original price $75.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Mint

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $75.99 - Original price $75.99
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Original price $81.99 - Original price $81.99
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$81.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Carbon Black

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...

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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99
Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

CORSAIR - K55 RGB Pro Full-size Wired Dome Membrane Gaming Keyboard with Elgato Stream Deck Software Integration - Black

Corsair

Dynamic RGB backlightingLight up your desktop with six onboard lighting effects assign a color to each lighting zone or program your own vibrant li...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $85.99 - Original price $85.99
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$85.99
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CORSAIR - MM700 RGB Extended Cloth Gaming Mouse Pad - Black

Corsair

Dynamic 360 Three-Zone RGB LightingSurround your gaming surface in RGB lighting with direct onboard control or via CORSAIR iCUE software.Expansive ...

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Original price $85.99 - Original price $85.99
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Current price $85.99
Original price $236.99 - Original price $236.99
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Current price $236.99

Logitech - G715 Aurora Collection TKL Wireless Mechanical Tactile Switch Gaming Keyboard for PC/Mac with Palm Rest Included - White Mist

Logitech

Cloud-soft comfortFloat away with G715’s dreamy white design and comfy cloud-shaped palm rest; compact mechanical TKL keyboard layout and adjustabl...

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Original price $236.99 - Original price $236.99
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$236.99
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Current price $236.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.