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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $36.99 - Original price $36.99
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    PDP - Travel Case Plus GLOW For Nintendo Switch Nintendo Switch Lite Nintendo Switch - OLED Model - Super Star

    PDP

    CompatibilityCompatible with Nintendo Switch Nintendo Switch Lite and Nintendo Switch - OLED ModelGlow DesignUnique design glows in the dark after ...

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    PDP - Afterglow Wave Wireless Controller For Nintendo Switch Nintendo Switch - OLED Model - White

    PDP

    Endless Lighting CombinationsEight RGB zones with four pre-set modes for endless lighting combinationsRechargeable BatteryBuilt-in 2100mAh recharge...

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  • Original price $1,177.99 - Original price $1,177.99
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    Lenovo ThinkPad E14 Gen 5 - 14" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD - US

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $1,177.99 - Original price $1,177.99
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    HP OMEN - 16.1" 165Hz Full HD Gaming Laptop - Intel Core i7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Shadow Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content Windows ...

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    AMD - Ryzen 7 7700X 8-core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Desktop Processor - Silver

    AMD

    AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...

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    Original price $456.99 - Original price $456.99
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    PDP - REMATCH Enhanced Wired Controller for Nintendo Switch Nintendo Switch Lite Nintendo Switch - OLED Model - 1-Up Glow in the Dark

    PDP

    Audio SupportUse the 3.5mm jack for audio in all games and USB-chat for those that support itVolume ControlEasily adjust your game volume using the...

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    CORSAIR - M75 WIRELESS Lightweight RGB Gaming Mouse - Black

    Corsair

    Ambidextrous Shape with Swappable Side ButtonsThe expertly crafted ambidextrous mouse shape grants maximum comfort and control to both right- and l...

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    HP - Envy 2-in-1 14" Full HD Touch-Screen Laptop - Intel Core i7 - 16GB Memory - 512GB SSD - Natural Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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  • Original price $587.99 - Original price $587.99
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    Sauder - Larkin Ledge TV Credenza for TV's up to 65" - Glacier Oak

    Sauder

    Construction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 65" TV weighing 70 lbs. or lessDesign StyleCountry Transit...

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  • Original price $2,165.99 - Original price $2,165.99
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    Apple - Studio Display - Standard Glass Tilt and Height-Adjustable - Silver

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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  • Original price $1,801.99 - Original price $1,801.99
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    ASUS - ROG Zephyrus G16 (2024) 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 16GB LPDDR5X - GeForce RTX 4070 - 1TB SSD - Eclipse Gray

    ASUS

    Make everyday easier with Windows 11 Operating SystemGame create turn up the volume with family and friends - Windows 11 is the place for it all. W...

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    Original price $1,801.99 - Original price $1,801.99
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    Epson - Home Cinema 1080 1080p 3LCD Projector - White

    Epson America

    Portable designWeighs 6.17 lbs. for easy transport to a friend’s house for your next movie night.30 keystone correctionFor distortion-free images.3...

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    Insignia - Rog Ally Docking Station

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $90.99 - Original price $90.99
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    LEGO - Sonic the Hedgehog Tails’ Workshop and Tornado Plane Building Toy 76991

    Lego

    Fun for young Sonic fansInspire kids to build a course for Sonic the Hedgehog with this LEGO Sonic the Hedgehog Tails’ Workshop and Tornado Plane (...

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    Edifier - R1380DB 4" 42-Watt Powered Bookshelf Speaker (Pair) - Brown

    Edifier

    Classic wooden enclosureAll wooden enclosure minimizes acoustic resonance.Quality sound performance1 inch (25mm) tweeter and 4 inch (116mm) mid-bas...

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    Original price $207.99 - Original price $207.99
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  • Original price $272.99 - Original price $272.99
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    Elgato - Game Capture 4K60 Pro MK.2 - Black

    Corsair

    Game capture cardAllows you to capture 4K HDR10 content at 60 fps.Compatible with most streaming softwareUse this game capture card with most broad...

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  • Original price $217.99 - Original price $217.99
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    PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Black

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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  • Original price $69.99 - Original price $69.99
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    Hori - Split Pad Pro Handheld Controller for Nintendo Switch - Black

    Hori

    • Full-size controller experience in handheld mode• Larger grip buttons triggers analog sticks and D-Pad• Assignable rear triggers Turbo functional...

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    Logitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black

    Logitech

    TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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    Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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  • Original price $2,236.99 - Original price $2,236.99
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    HP OMEN - Transcend 14" 120Hz 2.8K OLED Gaming Laptop - Intel Core Ultra 9-185H - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Shadow Black

    HP

    Go Farther Play Longer Create BetterWith a world-leading lightweight all-metal design state of the art cooling and 71 Wh battery with USB-C Fast Ch...

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    Hisense - 40" Class A4 Series LED Full HD 1080P Smart Google TV

    HISENSE

    FHD ResolutionAlong with 1080p high-definition LCD screen you’ll find a powerful full array LED backlight creating a sharper more colorful picture....

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    Original price $230.99 - Original price $230.99
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    Hisense - 32" Class A4 Series LED Full HD 1080P Smart Google TV

    HISENSE

    FHD ResolutionAlong with 1080p high-definition LCD screen you’ll find a powerful full array LED backlight creating a sharper more colorful picture....

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    Original price $206.99 - Original price $206.99
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  • Original price $53.99 - Original price $53.99
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    LEGO - Sonic the Hedgehog Knuckles’ Guardian Mech Building Toy Set 76996

    Lego

    Sonic action toysTreat fans and kids ages 8 and up with this Knuckles’ Guardian Mech playset packed with options to inspire stories with iconic Son...

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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.