Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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Philips - Hue Play Smart LED Bar Light (2-Pack) - White and Color Ambiance
PhilipsSmall but mightyA versatile lamp available in black or white the Play light bars enhance any entertainment setup.Personalize your playtimeUse the P...
View full detailsSeagate - 2TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black
SeagateSeamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...
View full detailsSamsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black
SamsungRugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...
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Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue
Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue
SamsungRugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...
View full detailsRazer - Huntsman Mini 60 Wired Optical Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black
RazerRazer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...
View full detailsRazer - Huntsman Mini 60 Wired Optical Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Mercury
RazerRazer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...
View full detailsSteelSeries - Apex 9 TKL Wired OptiPoint Adjustable Actuation Switch Gaming Keyboard with RGB Lighting - Black
Steel SeriesMake the first move with the incredibly fast Apex 9 TKL gaming keyboard. Boasting swappable OptiPoint optical switches that actuate 33 faster than ...
View full detailsSony - INZONE H9 Wireless Noise Canceling Gaming Headset - White
SonyPersonalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...
View full detailsSteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black
Steel SeriesMassive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...
View full detailsCORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon
CorsairLow-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...
View full detailsCORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - Carbon
CorsairLive the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...
View full detailsCORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - White
CorsairLive the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...
View full detailsLogitech - G733 LIGHTSPEED Wireless Gaming Headset for PS4 PC - White
LogitechImmersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...
View full detailsMicrosoft - Xbox Stereo Headset for Xbox Series XS Xbox One and Windows - Black
MicrosoftImmerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...
View full detailsMeta - Quest Link Cable - Black
OculusExpand your libraryAccess 1000+ PC-based VR titles in the Meta Quest Rift libraryFreedom to roamAn extra long 16 ft (5m) construction that gives yo...
View full detailsCORSAIR - K60 PRO TKL Wired Optical-Mechanical OPX Linear Switch Gaming Keyboard with per-key RGB Backlighting - Black
CorsairExclusive CORSAIR OPX RGB optical-mechanical keyswitchesHyper-fast input with 1.0mm actuation distance and smooth linear travel guaranteed for 150 ...
View full detailsAstro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS PC - Black
Astro GamingEnhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...
View full detailsAstro Gaming - A10 Gen 2 Wired Gaming Headset for PS5 PS4 PC - Black
Astro GamingEnhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...
View full detailsAstro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray
Astro GamingEnhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...
View full detailsAstro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Mint
Astro GamingEnhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...
View full detailsMicrosoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Carbon Black
MicrosoftElevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...
View full detailsCORSAIR - K55 RGB Pro Full-size Wired Dome Membrane Gaming Keyboard with Elgato Stream Deck Software Integration - Black
CorsairDynamic RGB backlightingLight up your desktop with six onboard lighting effects assign a color to each lighting zone or program your own vibrant li...
View full detailsCORSAIR - MM700 RGB Extended Cloth Gaming Mouse Pad - Black
CorsairDynamic 360 Three-Zone RGB LightingSurround your gaming surface in RGB lighting with direct onboard control or via CORSAIR iCUE software.Expansive ...
View full detailsLogitech - G715 Aurora Collection TKL Wireless Mechanical Tactile Switch Gaming Keyboard for PC/Mac with Palm Rest Included - White Mist
LogitechCloud-soft comfortFloat away with G715’s dreamy white design and comfy cloud-shaped palm rest; compact mechanical TKL keyboard layout and adjustabl...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.