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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

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    Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - White Glass

    Samsung

    Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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    Razer - Nommo V2 Full-Range 2.1 PC Gaming Speakers with Wired Subwoofer (3 Piece) - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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    Nintendo - Joy-Con (L/R) Wireless Controllers - Pastel Pink/Pastel Yellow

    Nintendo

    Includes one Pastel Pink Joy-Con (L) one Pastel Yellow Joy-Con (R) and two Black Joy-Con wrist straps.Two Joy-Con can be used independently in each...

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    BISSELL - SurfaceSense Allergen Pet Lift-Off Upright Vacuum - Black

    Bissell

    SurfaceSense TechnologyAutomatically transition from carpets to hard surfaces.Lift-Off Detachable Pod.Easily switches from a powerful upright vacuu...

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    Samsung - 34 ViewFinity S5 Ultrawide QHD 100Hz AMD FreeSync Monitor with HDR10 (DisplayPort HDMI) - Black

    Samsung

    219 Ultra-WQHDSee more than before. Whether working on a project or enjoying a movie during downtime see every detail on the wider display featurin...

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    Bose - QuietComfort Ultra True Wireless Noise Cancelling In-Ear Earbuds - White Smoke

    Bose

    Feel your music moreBreakthrough spatial audio for more immersive listening that makes your music feel more real than ever before — no matter the c...

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    Amazfit - Balance Smartwatch 38mm Aluminum Alloy - Black

    Amazfit

    14- Day Long-Lasting Battery LifeGet rid of the anxiety brought on by constant charging and keep the uninterrupted energy flowing for 14 days. The ...

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    Ninja - Detect Power Blender Pro with BlendSense Technology + 72oz. Pitcher - Silver

    Ninja

    Ninja Total Crushing Power1800 peak watt motor base that powers through the toughest of ingredients.BlendSense TechnologyBlendSense Technology acti...

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    Bosch - 800 Series 24 in. Black Stainless Steel Top Control Built-In Pocket Handle Dishwasher with Stainless Steel Tub - Black Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    LG - 75 CLASS UQ70 S

    LG

    ¿5 Gen5 AI ProcessorEnhance your picture and sound with AI from the ¿5 Gen5 AI Processor 4K.webOS 22Customize your viewing experience with separate...

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    Philips - Hue A19 Bluetooth 60W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    OSP Home Furnishings - Alpine 2-Drawer Lateral File with Lockdowel Fastening System - Espresso

    OSP Home Furnishings

    Security and PrivacyLocking top drawerNumber of drawers2 generous storage drawersOrganize fileCompatible with letter size documentsSmooth open and ...

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    Ring - Stick Up Cam Pro Battery Indoor/Outdoor Security Camera with 3D Motion Detection HDR Video and Color Night Vision Blk - Black

    Ring

    Feel SecureWatch over your home day or night in 1080p HDR video with Color Night Vision.Advanced Pre-RollRecord a few extra seconds before every mo...

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    HyperX Cloud 3 - headset

    HyperX

    Comfort is kingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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    Govee - Hexa Wall Light Panels (7-panels) - Multi

    Govee

    Customize your home aestheticsDesign your hexagon light panels layout or choose from massive recommended designs in the App. Create a personalized ...

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    HyperDrive Next - docking station - USB-C 3.2 Gen 2 / Thunderbolt 3 / Thunderbolt 4 - 2 x HDMI

    Targus

    Dual extended 4K60Hz monitor support for PC and chromebookEnhance your productivity and multitasking capabilities by providing a spacious workspace...

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    SANUS Elite - Super Slim Full-Motion TV Wall Mount for TVs 40"-90" - Low Profile - Sits 1.6" From the Wall With 20" of Extension - Black

    Sanus Systems

    Full-Motion TV Wall Mount Thin ProfileMount sits 1.6" from the wall for a sleek look.Increased Viewing RangeMount extends 20" and swivels from the ...

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    GE Profile - Smart Oven with No Preheat Air Fry and Built-in WiFi - Black

    GE Profile

    No Preheat For Any ModeThere's no preheat required for any cook mode so you don't have to wait to start cooking.Maximum Temperature of 500 FA 500 m...

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    Sony WF-C700N - true wireless earphones with mic

    Sony

    A more personal music experienceTurn off your surroundings with Noise Sensor Technology and enjoy the immersive music experience.Ergonomic surface ...

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    RØDE - PSA1+ Microphone Stand

    Rode

    Compatible with microphones up to 2.7 lbs.Including PodMic Procaster Broadcaster NT1 NT1-A NT-USB NT-USB Mini VideoMic NTG and Podcaster models.Rot...

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    KitchenAid - 5.5 Quart Bowl-Lift Stand Mixer - Contour Silver

    Kitchenaid

    Knead shred at the next levelWith 2x the power in the bowl than Tilt-head stand mixer; 3-point locking bowl for stability. Compared to KSM150 when...

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    SaharaCase - Keyboard Case with Track Pad for Apple iPad 10.9" (10th Generation 2022) - Black

    SaharaCase

    Designed for use with Apple iPad 10.9" (10th Generation 2022)Complement your Apple device with this lightweight form-fitting case featuring an open...

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    OSP Home Furnishings - Modern Life Desk in - Black

    OSP Home Furnishings

    Easy to assemblyAssembly simple assembly top portion ships assembledEasy access to your electronicsInnovative power tray provides easy access built...

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    Zhiyun - Crane M2S Handheld 3-Axis Gimbal Stabilizer for Camera and Smartphones with detachable tri-pod stand - Gray

    Zhiyun

    CompatibilityGimbal Stabilizer compact structure for mounting with multiple devicesAppearanceClassic design from beloved Crane M2 Gimbal Stabilizer...

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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.