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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $162.99 - Original price $162.99
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    Marshall - Emberton II Bluetooth Speaker - Black Brass

    Marshall

    SUPERIOR SIGNATURE SOUNDEmberton II delivers sound that is rich clear and loud like the artist intended. Experience absolute 360 sound with True St...

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    Original price $162.99 - Original price $162.99
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  • Original price $877.99 - Original price $877.99
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    Hyperice - Normatec 3 Legs System - Black

    Hyperice

    Battery LifeUp to 3 hours.BluetoothConnects via Bluetooth to the Hyperice App.TSA compatibilityApproved for carry-on.Compression levels7 levelsZone...

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    Original price $877.99 - Original price $877.99
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  • Original price $319.99 - Original price $319.99
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    Google - Nest Wi-fi Pro 6e AXE5400 Mesh Router (3-pack) - Snow

    GOOGLE

    Made for the future of Wi-Fi.Nest Wifi Pro uses the latest most advanced Wi-Fi 6E technology. So it isn’t compatible with previous generations of G...

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    Original price $319.99 - Original price $319.99
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  • Original price $93.99 - Original price $93.99
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    GE - CYNC 16 foot Outdoor Wet Rated Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color

    GE

    Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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    Original price $93.99 - Original price $93.99
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  • Original price $1,235.99 - Original price $1,235.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

    Whirlpool

    Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

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    Original price $1,232.99 - Original price $1,232.99
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    Elgato - Stream Deck MK.2 Full-size Wired USB Keypad with 15 Customizable LCD keys and Interchangeable Faceplate - Black

    Elgato

    15 Customizable LCD KeysInstantly control your apps tools and platforms.One-Touch OperationTrigger single or multiple actions launch social posts a...

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    Arlo - Safe Family Bundle 1-Year Safe Family Plan and 2 Safe Button Accessories - White

    Arlo

    Save When you BundleGet 1-year of the Arlo Safe Family Plan plus 2 Safe Button accessories that pair seamlessly with your smartphone with the Arlo ...

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    Walker Edison - Modern Minimal Coffee Table with Lower Shelf - Grey Wash

    Walker Edison

    Classic durable constructionMade with warp-resistant MDF and durable laminateSimple silhouetteDisplay an ultra-minimal design in your apartment or ...

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    Original price $238.99 - Original price $238.99
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  • Original price $789.99 - Original price $789.99
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    Amana - 5.1 Cu. Ft. Freestanding Gas Range with Bake Assist Temps - Stainless Steel

    Amana

    Large Oven Capacity5.1 Cu Ft Oven Capacity gives you the space you need to make dinner and dessert at the same time.Versatile CooktopOur Versatile ...

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    Walker Edison - Classic Wood 1-Drawer Nightstand set of 2 - White

    Walker Edison

    Stylish solid wood constructionMade with responsibly-sourced solid pine woodOpen cubbyDisplay your decor within the cubby spaceStorage drawerStore ...

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    Walker Edison - Modern Glam Minimal Round Side Table - English Oak/Black

    Walker Edison

    Sleek durable constructionMade with gold-painted metal warp-resistant MDF and a faux marble laminate finishSimple silhouetteDisplay the minimal des...

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    Walker Edison - Modern Minimal Coffee Table with Floating Shelves - Coastal Oak

    Walker Edison

    Modern durable constructionMade with powder-coated steel warp-resistant MDF and durable laminateSimple silhouetteDisplay the minimal design in your...

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    Bose - SoundLink Micro Portable Bluetooth Speaker with Waterproof Design - Black

    Bose

    Powerful SoundBose SoundLink Micro delivers big sound with unexpectedly powerful bass all wrapped up in a small portable Bluetooth speaker.IP67 spe...

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    Original price $158.99 - Original price $158.99
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    Walker Edison - Scandi Side Table - English Ash

    Walker Edison

    Small-space friendlyDisplay next to your couch or bed for a stylish minimalist aesthetic.Unique silhouetteShow off your style with the unique angle...

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  • Original price $675.99 - Original price $675.99
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    reMarkable 2 - 10.3 Paper Tablet with Marker Plus and Premium Leather Book Folio - Black

    ReMarkable

    The original paper tabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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  • Original price $82.99 - Original price $82.99
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    SaharaCase - PROTECTION Hand Strap Series Case for Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022) - Black

    SaharaCase

    Designed for Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022)Provides a precise fit.Ergonomic closed-button designRemains access to all tablet f...

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    Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Silver

    Sony

    Active Noise CancelationNoise-canceling with Dual Noise Sensor technologyBattery LifeUp to 30-hour battery life with quick charging (10-minute char...

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    Original price $236.99 - Original price $236.99
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  • Original price $3,692.99 - Original price $3,692.99
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    LG - 29.5 Cu. Ft. 4-Door French Door-in-Door Refrigerator with Craft Ice - Stainless Steel

    LG

    Super-Capacity 29.5 cu. ft.With 29.5 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen favorites in one tr...

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  • Original price $536.99 - Original price $536.99
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    Yamaha - RX-V4A 5.2-channel AV Receiver with 8K HDMI and MusicCast - Black

    Yamaha

    Surround Sound5.2-channel with 80W + 80W amplifier8K4K/60 4K/120AB 8K/60B HDMI 2.1 with HDCP 2.3 and eARC (4-in/1-out).Wireless StreamingWi-Fi AirP...

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  • Original price $204.99 - Original price $204.99
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    BISSELL - Little Green Pet Pro Corded Deep Cleaner - Cobalt Blue/Titanium

    Bissell

    Every Purchase Saves Pets.BISSELL proudly supports BISSELL Pet Foundation and its mission to help save homeless pets.Our Most Powerful Portable Spo...

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    Original price $204.99 - Original price $204.99
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  • Original price $539.99 - Original price $539.99
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    RØDE - RØDECaster Duo Integrated Audio Production Studio - Black

    Rode

    Production StudioFully integrated audio production studio for podcasters and content creatorsLow NoiseUltra-low-noise high-gain Revolution Preamps ...

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    Original price $539.99 - Original price $539.99
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    eufy Security - Floodlight Cam 2 Pro Outdoor Wired 2K Full HD Surveillance Camera - White/Black

    Eufy

    360 pan and tilt camera coveragePan the lens 360 horizontally to get a complete view without the risk of blindspots.2K full HDCatch all the details...

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    Original price $337.99 - Original price $337.99
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    Logitech - MX Keys Mini TKL Wireless Bluetooth Scissor Keyboard with Backlit Keys - Black

    Logitech

    Perfect stroke typing with smart keysType on keys shaped for your fingertips with voice to text Dictation Mic Mute/Unmute and Emoji keys.Mini size ...

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    Original price $134.99 - Original price $134.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.