Skip to content
FREE SHIPPING!
FREE SHIPPING!

Home Automation

  • Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99

    Twinkly - Candies Heart Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

    Twinkly

    Charming multicolor RGB LED light shapesDelight in the charming light shape of hearts while adding a touch of wonder to your home decor; 200 LED li...

    View full details
    Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $205.99 - Original price $205.99
    Original price
    $205.99
    $205.99 - $205.99
    Current price $205.99

    Govee - Solar Panel Path Lights 4 Packs - Multi

    Govee

    Unique and modern outdoor lightingGovee Pathway Lights have an adjustable 2200-6500K color temperature and 54 preset scenes.Multi-color displayRGBI...

    View full details
    Original price $205.99 - Original price $205.99
    Original price
    $205.99
    $205.99 - $205.99
    Current price $205.99
  • Original price $295.99 - Original price $295.99
    Original price
    $295.99
    $295.99 - $295.99
    Current price $295.99

    Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

    Honeywell Home

    Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

    Original price $295.99 - Original price $295.99
    Original price
    $295.99
    $295.99 - $295.99
    Current price $295.99
  • Original price $87.99 - Original price $87.99
    Original price
    $87.99
    $87.99 - $87.99
    Current price $87.99

    Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

    Govee

    1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

    View full details
    Original price $87.99 - Original price $87.99
    Original price
    $87.99
    $87.99 - $87.99
    Current price $87.99
  • Original price $169.99 - Original price $169.99
    Original price
    $169.99
    $169.99 - $169.99
    Current price $169.99

    Philips - Hue Color A19 Smart LED Bulb 2PK + Hue Bridge - White and Color Ambiance

    Philips

    Create personalized experience with colorful smart lightTransform your home with over 16 million colors instantly creating the right atmosphere for...

    View full details
    Original price $169.99 - Original price $169.99
    Original price
    $169.99
    $169.99 - $169.99
    Current price $169.99
  • Original price $178.99 - Original price $178.99
    Original price
    $178.99
    $178.99 - $178.99
    Current price $178.99

    Philips - Hue Go Portable Table Lamp - Black

    Philips

    Take it anywhereWith it's silicone grip and robust design the Philips Hue Go portable table lamp lets you take it with you anywhere in around or ou...

    View full details
    Original price $178.99 - Original price $178.99
    Original price
    $178.99
    $178.99 - $178.99
    Current price $178.99
  • Original price $134.99 - Original price $134.99
    Original price
    $134.99
    $134.99 - $134.99
    Current price $134.99

    Philips - Hue A19 Bluetooth 75W Smart LED Bulbs (2-Pack)

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

    View full details
    Original price $134.99 - Original price $134.99
    Original price
    $134.99
    $134.99 - $134.99
    Current price $134.99
  • Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99

    Google - Nest Smart Programmable Wifi Thermostat

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

    View full details
    Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99
  • Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99

    Lutron - Diva Smart Dimmer Switch

    Lutron Electronics

    Includes(1) Diva smart dimmer switch for Caseta smart lighting; coordinating wallplate sold separatelyPeace of mindAlways come back to a well-lit h...

    View full details
    Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99
  • Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99

    Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

    View full details
    Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99
  • Original price $188.99 - Original price $188.99
    Original price
    $188.99
    $188.99 - $188.99
    Current price $188.99

    Nanoleaf - Shapes Ultra Black Hexagons Smarter Kit (9 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

    View full details
    Original price $188.99 - Original price $188.99
    Original price
    $188.99
    $188.99 - $188.99
    Current price $188.99
  • Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99

    GE - Cync Dynamic Effects Panel Lights 7pk - Full Color

    General Electric

    Custom Design Panel Lights - Create unique custom designs by designing your hex panels layout and adhering to the wall. Follow the app for design i...

    View full details
    Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99
  • Original price $115.99 - Original price $115.99
    Original price
    $115.99
    $115.99 - $115.99
    Current price $115.99

    Govee - RGBIC Curtain Lights - Multi

    Govee

    Pattern display abilityContain 520 teardrop-shaped light beads allowing for a higher pixel densityDIY modeBring your creativity to the forefront wi...

    View full details
    Original price $115.99 - Original price $115.99
    Original price
    $115.99
    $115.99 - $115.99
    Current price $115.99
  • Original price $50.99 - Original price $50.99
    Original price
    $50.99
    $50.99 - $50.99
    Current price $50.99

    GE - CYNC 8 foot Indoor Bluetooth/Wi-Fi Color Changing Smart LED Light Strip Extension (Power Supply Sold Separately) - Full Color

    GE

    Enhance your space with dynamic light shows and music syncSync your lights to your music and watch as light shows interact with what you are listen...

    View full details
    Original price $50.99 - Original price $50.99
    Original price
    $50.99
    $50.99 - $50.99
    Current price $50.99
  • Original price $75.99 - Original price $75.99
    Original price
    $75.99
    $75.99 - $75.99
    Current price $75.99

    Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

    View full details
    Original price $75.99 - Original price $75.99
    Original price
    $75.99
    $75.99 - $75.99
    Current price $75.99
  • Original price $86.99 - Original price $86.99
    Original price
    $86.99
    $86.99 - $86.99
    Current price $86.99

    Philips - Hue White and Color Ambiance Bluetooth 5/6" High Lumen Recessed Downlight - White

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

    View full details
    Original price $86.99 - Original price $86.99
    Original price
    $86.99
    $86.99 - $86.99
    Current price $86.99
  • Original price $80.99 - Original price $80.99
    Original price
    $80.99
    $80.99 - $80.99
    Current price $80.99

    Philips - Hue Bridge - White

    Philips

    Includes one Philips Hue BridgeUnlock the power of Hue and enjoy the full suite of features for a premium smart lighting experience.Secure and stab...

    View full details
    Original price $80.99 - Original price $80.99
    Original price
    $80.99
    $80.99 - $80.99
    Current price $80.99
  • Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99

    Govee - Wi-Fi Bluetooth Smart String Bulbs - 48 feet - Multi

    Govee

    Smart app and voice control with AlexaIndependently control the color of each LED string light using Govee Home App for fantastic multicolor displa...

    View full details
    Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99
  • Original price $192.99 - Original price $192.99
    Original price
    $192.99
    $192.99 - $192.99
    Current price $192.99

    Philips - Hue Play Smart LED Bar Light (2-Pack) - White and Color Ambiance

    Philips

    Small but mightyA versatile lamp available in black or white the Play light bars enhance any entertainment setup.Personalize your playtimeUse the P...

    View full details
    Original price $192.99 - Original price $192.99
    Original price
    $192.99
    $192.99 - $192.99
    Current price $192.99
  • Original price $158.99 - Original price $158.99
    Original price
    $158.99
    $158.99 - $158.99
    Current price $158.99

    GE - CYNC Smart Programmable Thermostat - White

    GE

    Set your optimal temperaturePreset the ideal temperature around your schedule and adjust the temp away from home through the CYNC appVoice control ...

    View full details
    Original price $158.99 - Original price $158.99
    Original price
    $158.99
    $158.99 - $158.99
    Current price $158.99
  • Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99

    Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

    Govee

    Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

    View full details
    Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99
  • Original price $214.99 - Original price $214.99
    Original price
    $214.99
    $214.99 - $214.99
    Current price $214.99

    Philips - Hue Ambiance Gradient Bluetooth Lightstrip 80-inch Base Kit - Multi

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

    View full details
    Original price $214.99 - Original price $214.99
    Original price
    $214.99
    $214.99 - $214.99
    Current price $214.99
  • Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99

    Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension - White

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

    View full details
    Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $344.99 - Original price $344.99
    Original price
    $344.99
    $344.99 - $344.99
    Current price $344.99

    Philips - Hue Play Gradient Lightstrip 75" - White

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

    View full details
    Original price $344.99 - Original price $344.99
    Original price
    $344.99
    $344.99 - $344.99
    Current price $344.99
  • Original price $232.99 - Original price $232.99
    Original price
    $232.99
    $232.99 - $232.99
    Current price $232.99

    Philips - Hue Play Gradient Lightstrip 65" - Multi

    Philips

    Seamlessly Blend ColorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

    View full details
    Original price $232.99 - Original price $232.99
    Original price
    $232.99
    $232.99 - $232.99
    Current price $232.99
  • Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99

    Govee - Wi-Fi 1200LM RGBWW LED Bulb (4-Pack) - RGB

    Govee

    Reliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

    View full details
    Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99
  • Original price $194.99 - Original price $194.99
    Original price
    $194.99
    $194.99 - $194.99
    Current price $194.99

    Google - Nest Protect 2nd Generation (Battery) Smart Smoke/Carbon Monoxide Alarm - White

    Nest

    Protect your loved ones and your homeDetects levels of smoke and carbon monoxide within the home and tests itself automatically.Receive clear direc...

    View full details
    Original price $194.99 - Original price $194.99
    Original price
    $194.99
    $194.99 - $194.99
    Current price $194.99
  • Original price $197.99 - Original price $197.99
    Original price
    $197.99
    $197.99 - $197.99
    Current price $197.99

    Nanoleaf - Elements Hexagons Smarter Kit (7 Panels) - Wood Look

    Nanoleaf

    Nature-inspired smart decorPerfect for elevating home decor creating a cozy ambiance in the room finding inspiration.Bespoke Lighting DesignsThe pe...

    View full details
    Original price $197.99 - Original price $197.99
    Original price
    $197.99
    $197.99 - $197.99
    Current price $197.99
  • Original price $93.99 - Original price $93.99
    Original price
    $93.99
    $93.99 - $93.99
    Current price $93.99

    General Electric - CYNC 1-Camera Outdoor Wired Security Camera - BLACK

    General Electric

    Multiple storage optionsAll content can be stored in the Cloud using two-factor authentication or locally on a built-in SD drive (SD card sold sepa...

    View full details
    Original price $93.99 - Original price $93.99
    Original price
    $93.99
    $93.99 - $93.99
    Current price $93.99
  • Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99

    TP-Link - Tapo E26 Wi-Fi Smart LED Bulb (5-Pack) - Multicolor

    TP Link

    Matter all-round compatibilityMatter devices work with any certified platform such as Apple Home Alexa Google Home SmartThings.Faster more reliabl...

    View full details
    Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99
  • Original price $153.99 - Original price $153.99
    Original price
    $153.99
    $153.99 - $153.99
    Current price $153.99

    Philips - Hue A19 Bluetooth 60W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

    View full details
    Original price $153.99 - Original price $153.99
    Original price
    $153.99
    $153.99 - $153.99
    Current price $153.99
  • Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99

    Philips - Hue A19 Bluetooth 75W Smart LED Starter Kit - White

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

    View full details
    Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $190.99 - Original price $190.99
    Original price
    $190.99
    $190.99 - $190.99
    Current price $190.99

    Philips - Hue 60W A19 Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

    View full details
    Original price $190.99 - Original price $190.99
    Original price
    $190.99
    $190.99 - $190.99
    Current price $190.99
  • Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99

    Lutron - Diva Smart Dimmer Switch - White

    Lutron Electronics

    Includes(1) Diva smart dimmer switch for Caseta smart lighting; coordinating wallplate sold separatelyPeace of mindAlways come back to a well-lit h...

    View full details
    Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99
  • Original price $150.99 - Original price $150.99
    Original price
    $150.99
    $150.99 - $150.99
    Current price $150.99

    Lutron - Diva Smart Dimmer Switch Starter Kit - White

    Lutron Electronics

    Includes(1) Diva smart dimmer switch for Caseta smart lighting (1) wallplate (1) Pico smart remote (1) wallplate bracket and (1) smart hubPeace of ...

    View full details
    Original price $150.99 - Original price $150.99
    Original price
    $150.99
    $150.99 - $150.99
    Current price $150.99
  • Original price $299.99 - Original price $299.99
    Original price
    $299.99
    $299.99 - $299.99
    Current price $299.99

    Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Key/Fingerprint Access - Venetian Bronze

    Kwikset

    Features SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....

    View full details
    Original price $299.99 - Original price $299.99
    Original price
    $299.99
    $299.99 - $299.99
    Current price $299.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.