Buy Now Pay Later Laptops
Level up to a state-of-the-art laptop with a little help from Finance My Cart and Terrace Finance. Lease to own the latest in laptop technology such as OLED displays, touchscreens, improved portability, and enhanced processing power for all the new AI-based applications. Shop top laptop brands like Apple, Microsoft, Razer, Asus, Dell, LG, Samsung and more, then pay over time with affordable payments. Top it off with free shipping and you're ready to rock & roll with an amazing new laptop!
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Original price $1,155.99 - Original price $1,155.99Original price$1,155.99$1,155.99 - $1,155.99Current price $1,155.99| /
Apple - MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Space Gray
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $1,155.99 - Original price $1,155.99Original price$1,155.99$1,155.99 - $1,155.99Current price $1,155.99| / -
Original price $1,207.99 - Original price $1,207.99Original price$1,207.99$1,207.99 - $1,207.99Current price $1,207.99| /
Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Midnight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,207.99 - Original price $1,207.99Original price$1,207.99$1,207.99 - $1,207.99Current price $1,207.99| / -
Original price $1,302.99 - Original price $1,302.99Original price$1,302.99$1,302.99 - $1,302.99Current price $1,302.99| /
Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,302.99 - Original price $1,302.99Original price$1,302.99$1,302.99 - $1,302.99Current price $1,302.99| / -
Original price $1,430.99 - Original price $1,430.99Original price$1,430.99$1,430.99 - $1,430.99Current price $1,430.99| /
Apple - MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Starlight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,430.99 - Original price $1,430.99Original price$1,430.99$1,430.99 - $1,430.99Current price $1,430.99| / -
Original price $1,428.99 - Original price $1,428.99Original price$1,428.99$1,428.99 - $1,428.99Current price $1,428.99| /
Apple - MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Midnight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,428.99 - Original price $1,428.99Original price$1,428.99$1,428.99 - $1,428.99Current price $1,428.99| / -
Original price $1,423.99 - Original price $1,423.99Original price$1,423.99$1,423.99 - $1,423.99Current price $1,423.99| /
Apple - MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Space Gray
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,423.99 - Original price $1,423.99Original price$1,423.99$1,423.99 - $1,423.99Current price $1,423.99| / -
Original price $1,207.99 - Original price $1,207.99Original price$1,207.99$1,207.99 - $1,207.99Current price $1,207.99| /
Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Space Gray
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,207.99 - Original price $1,207.99Original price$1,207.99$1,207.99 - $1,207.99Current price $1,207.99| / -
Original price $2,506.99 - Original price $2,506.99Original price$2,506.99$2,506.99 - $2,506.99Current price $2,506.99| /
Apple - MacBook Pro 16" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 18-core GPU - 512GB SSD - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...
View full detailsOriginal price $2,506.99 - Original price $2,506.99Original price$2,506.99$2,506.99 - $2,506.99Current price $2,506.99| / -
Original price $2,377.99 - Original price $2,377.99Original price$2,377.99$2,377.99 - $2,377.99Current price $2,377.99| /
Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 18-core GPU - 1TB SSD - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...
View full detailsOriginal price $2,377.99 - Original price $2,377.99Original price$2,377.99$2,377.99 - $2,377.99Current price $2,377.99| / -
Original price $2,012.99 - Original price $2,012.99Original price$2,012.99$2,012.99 - $2,012.99Current price $2,012.99| /
Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 14-core GPU - 512GB SSD - Silver
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...
View full detailsOriginal price $2,012.99 - Original price $2,012.99Original price$2,012.99$2,012.99 - $2,012.99Current price $2,012.99| / -
Original price $1,156.99 - Original price $1,156.99Original price$1,156.99$1,156.99 - $1,156.99Current price $1,156.99| /
Apple - MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Midnight
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $1,156.99 - Original price $1,156.99Original price$1,156.99$1,156.99 - $1,156.99Current price $1,156.99| / -
Original price $909.99 - Original price $909.99Original price$909.99$909.99 - $909.99Current price $909.99| /
Apple - MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Silver
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $909.99 - Original price $909.99Original price$909.99$909.99 - $909.99Current price $909.99| / -
Original price $1,977.99 - Original price $1,977.99Original price$1,977.99$1,977.99 - $1,977.99Current price $1,977.99| /
MacBook Pro 14" Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 10-core GPU - 1TB SSD - Silver
AppleSUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...
View full detailsOriginal price $1,977.99 - Original price $1,977.99Original price$1,977.99$1,977.99 - $1,977.99Current price $1,977.99| / -
Original price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| /
MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 14-core GPU - 512GB SSD - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...
View full detailsOriginal price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| / -
Original price $4,532.99 - Original price $4,532.99Original price$4,532.99$4,532.99 - $4,532.99Current price $4,532.99| /
MacBook Pro 16" Laptop - M3 Max chip Built for Apple Intelligence - 48GB Memory - 40-core GPU - 1TB SSD - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...
View full detailsOriginal price $4,532.99 - Original price $4,532.99Original price$4,532.99$4,532.99 - $4,532.99Current price $4,532.99| / -
Original price $1,977.99 - Original price $1,977.99Original price$1,977.99$1,977.99 - $1,977.99Current price $1,977.99| /
MacBook Pro 14" Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 10-core GPU - 1TB SSD - Space Gray
AppleSUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...
View full detailsOriginal price $1,977.99 - Original price $1,977.99Original price$1,977.99$1,977.99 - $1,977.99Current price $1,977.99| / -
Original price $1,934.99 - Original price $1,934.99Original price$1,934.99$1,934.99 - $1,934.99Current price $1,934.99| /
MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Gray
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,934.99 - Original price $1,934.99Original price$1,934.99$1,934.99 - $1,934.99Current price $1,934.99| / -
Original price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| /
MacBook Pro 14-inch Laptop M3 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Space Gray
AppleSUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...
View full detailsOriginal price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| / -
Original price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| /
MacBook Pro 14-inch Laptop M3 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...
View full detailsOriginal price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| / -
Original price $1,369.99 - Original price $1,369.99Original price$1,369.99$1,369.99 - $1,369.99Current price $1,369.99| /
MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Starlight
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $1,369.99 - Original price $1,369.99Original price$1,369.99$1,369.99 - $1,369.99Current price $1,369.99| / -
Original price $1,143.99 - Original price $1,143.99Original price$1,143.99$1,143.99 - $1,143.99Current price $1,143.99| /
MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Midnight
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $1,143.99 - Original price $1,143.99Original price$1,143.99$1,143.99 - $1,143.99Current price $1,143.99| / -
Original price $1,369.99 - Original price $1,369.99Original price$1,369.99$1,369.99 - $1,369.99Current price $1,369.99| /
MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Silver
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $1,369.99 - Original price $1,369.99Original price$1,369.99$1,369.99 - $1,369.99Current price $1,369.99| / -
Original price $1,143.99 - Original price $1,143.99Original price$1,143.99$1,143.99 - $1,143.99Current price $1,143.99| /
MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Space Gray
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $1,143.99 - Original price $1,143.99Original price$1,143.99$1,143.99 - $1,143.99Current price $1,143.99| / -
Original price $1,482.99 - Original price $1,482.99Original price$1,482.99$1,482.99 - $1,482.99Current price $1,482.99| /
MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Starlight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,482.99 - Original price $1,482.99Original price$1,482.99$1,482.99 - $1,482.99Current price $1,482.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.